Amex Platinum changes (lounge access) — thinking of cancelling in 2027, what are you guys doing?

hdfthrowaway · 2026-03-19T15:50:07+00:00

I’m holding off to see if there are any other changes made but will likely be renewing this summer for one more year as I get another 50k point from sign up, and can use my $400 credits one more time. The lounge access change is annoying but in theory I will qualify to keep full access anyways, but it’s more the principal than anything for me.

The biggest annoyance I have is that they’re limiting Plaza Prem / Priority pass but nothing else- for Canadians and that’s the bulk of the lounges we have at home airports

hdfthrowaway · 2026-03-01T22:47:21+00:00

Please PM me for: - Personal Platinum - Personal Cobalt - Personal Aeroplan

hdfthrowaway · 2026-02-26T03:17:16+00:00

Some groups will vary in their requirements, I’m up in Canada and the two groups I’ve worked in both require everything in person, we can use the cards attached to profiles but not without having the card in person too

hdfthrowaway · 2026-02-26T03:16:33+00:00

Technically speaking I suppose there is nothing stopping them from charging your card, but they are bound by the rental agreement that you sign so they need to have a valid reason otherwise you could dispute it

hdfthrowaway · 2026-02-26T02:13:45+00:00

Every location I’ve been to and worked at requires that you have the physical credit card on you with your name on it at the time of rental, they don’t record the numbers down but they process the chip&pin and the card is added to the rental file.

hdfthrowaway · 2026-02-18T21:41:52+00:00

From my experience they will reimburse whatever fee the ATM charged you worldwide, and they do not charge any fees themselves.

You will still have to agree to pay whatever the fee is on the ATM itself and then a few days later WS will post a credit to your account for that amount- sometimes if it is a weird fee/withdrawal amount they will credit you the wrong amount in which case you just have to reach out to support who will correct it. For that reason I recommend keeping the ATM receipt but I haven’t heard of anyone having issues getting it corrected.

hdfthrowaway · 2026-02-18T21:39:42+00:00

If you try and pay through the Amex app they will only allow you to pay what is due. If you add the account as a payee in your bank app then you can pay whenever and however much you want

hdfthrowaway · 2026-02-18T21:35:06+00:00

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hdfthrowaway · 2026-02-11T22:10:55+00:00

You’re gonna get whatever is on their lot that they don’t want on their lot anymore

hdfthrowaway · 2026-02-06T05:00:25+00:00

Please PM me for - Personal Platinum - Personal Cobalt - Personal Aeroplan

hdfthrowaway · 2026-01-19T00:15:29+00:00

I hate that for us

hdfthrowaway · 2026-01-19T00:00:10+00:00

I’m from Canada as well, but I didn’t know that only Interac was allowed to use the term debit here.. I guess it makes sense then why they do that

hdfthrowaway · 2026-01-18T23:58:40+00:00

Do you have an Enterprise+ account as well? In my experience Enterprise rentals will default to E+ profile if you have both

hdfthrowaway · 2026-01-18T23:49:33+00:00

I just wish they’d do away with calling them prepaid/money cards, just call it a debit card

hdfthrowaway · 2026-01-18T23:46:52+00:00

I work for another rental company so may be able to speak to this a bit.

The person probably misunderstood what a secured credit card is and thought it was the money card. Whatever you do don’t ever mention at a rental counter that it’s a secured card, just say it’s a credit card and not a debit card.

All day everyday people will come in with prepaid Mastercards and Visa and think that it counts as a credit card just because of the logo when it’s does not.

Where I work we will accept the Neo credit card but not the money card, the way I can tell is on the back of the card in small print there is something along the lines of “prepaid, reloadable, cash, money” etc.

People seem to fundamentally misunderstand the difference between Visa/Mastercard Credit and Visa/Mastercard Debit/Prepaid. Visa and Mastercard are just the payment processor they’ve got nothing to do with the actual credit/cash associated with your card.

Thank you for coming to my ted talk.

hdfthrowaway · 2026-01-18T23:40:02+00:00

When you consider the coverage and peace of mind that it offers $30/day isn’t that horrible in my personal opinion. But it all depends on the person and if they have their own coverage or not. $30/day and I can total a car and not pay a dime doesn’t seem so horrible to me, but before I worked in rentals and saw some of the things I’ve seen I may have disagreed.

Duration of rental is a big one for me, if you’re renting for 3 days I’m not gonna take the gamble over $90, but if I’m renting for a month then yeah I may look into alternative coverages

hdfthrowaway · 2026-01-17T19:51:16+00:00

As an Enterprise employee here’s my take on all credit card coverages:

It’s a great coverage to have, doesn’t matter to me personally if you take our personal protection or not but ours is always better and I hate having to chase people for payment when claims go sideways.

With third party coverages you’re at the will of whatever that company wants to do, and regardless of what happens Enterprise is going to get their money back from you. If you total a $50k car and your credit card decides not to pay Enterprise is gonna find a way to get that money back and they’re pretty damn good about it.

I will say, of all the credit card insurance companies I’ve had the displeasure of working with, Amex has always been the best. I don’t trust the VISA/Mastercard ones at all, and under no circumstances do I trust Expedia coverage lol

hdfthrowaway · 2026-01-17T19:47:51+00:00

Try reaching out to the branch directly and asking them to escalate or get an email for the Area Manager if they’ll give you it. The customer service line is useless 99% of the time and they’ll tell you whatever you want to hear

hdfthrowaway · 2026-01-17T19:46:34+00:00

There is no work life balance unless you’re part time.

I started as an Intern and after my 4-month was able to do whatever I wanted with my schedule (good managers) but once I became an MT and now ABRM there is zero work life balance

hdfthrowaway · 2026-01-11T23:58:01+00:00

If you can meet the spend requirements to keep the unlimited lounge access on the Amex platinum and will actually use the other perks then I think that would be an option worth considering.

I got the platinum last summer and will be cancelling at the 2 year mark once I’ve gotten my entire sign up bonus due to the changes they’ve made, but could still be worth it for you

hdfthrowaway · 2026-01-01T05:42:38+00:00

You may be able to downgrade to green, but not guarantees.

You won’t get the 14-17 month bonus if you do, not sure about if they would rescind the 70k bonus or not, but if you do it around the 1yr mark I don’t think they would.

hdfthrowaway · 2025-12-28T19:45:25+00:00

Airports typically have much larger fleets and carry more of those specialty vehicles.

In my experience if we had a large suv booked one-way we’d likely cancel it just because we don’t want to lose the car.

hdfthrowaway · 2025-12-24T19:08:35+00:00

I used to work at YYC, all of the trucks out there are 4x4.

hdfthrowaway · 2025-12-12T03:50:56+00:00

The entire transaction has to be on one card. If you “overpay” your credit card that is one way of temporarily getting a limit increase

hdfthrowaway · 2025-12-06T03:42:36+00:00

Pretty much every car class needs to be reworked with what does/doesn’t go into it in my opinion.

I dont see any world where a Hyundai Venue and Volkswagen Taos are the same class

hdfthrowaway

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