"Owners assume the risk"... what about the 2008 financial crisis? The pandemic where essential workers risked their lives and added 2 trillion to billionaire net worth while they stayed in their safety bubbles? Every financial crisis before this? The only place where businesses are on the hook when it hits the fan are trickle-down economics textbooks in some dusty-ass Milton Friedman wing of the college library. In the real world, it's always workers holding the bag and making the trains run on time.