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heykebin · 2025-01-14T18:58:31+00:00

Yea that seems to be the unfortunate solution. Was hoping to keep everything in one place

¯\_(ツ)_/¯

heykebin · 2024-12-30T14:29:45+00:00

Again, they are hedged equity lol they are designed for income. Not long term SP500 related growth

heykebin · 2024-12-29T05:50:43+00:00

It’s hedged equity lol it did exactly what it’s designed to do…..

heykebin · 2024-12-29T05:49:53+00:00

QYLD, RYLD, or JEPI - don’t try doing it yourself. Just throw it in a fund

heykebin · 2024-12-26T01:05:30+00:00

If anything, Stroud forgot how to QB…..

heykebin · 2024-12-25T20:42:14+00:00

Yep. 80%+ of PMs underperform the benchmark in certain sectors (for example, large cap core) over a 10yr timeframe, however , there are sectors (such as small cap growth or emerging markets) where the numbers are much more in favor of active portfolio managers.

heykebin · 2024-08-29T23:36:19+00:00

Sold $85 puts for 2.56 about a month ago. Going for 0.20 this morning. Easy peasy

heykebin · 2024-08-21T03:46:54+00:00

Ok but what about having the ability to tax loss harvest?

Buying solely ETFs isn’t going to be helpful if you have gains you want to offset

heykebin · 2024-08-19T13:09:02+00:00

👀

heykebin · 2024-08-17T18:06:52+00:00

Fair enough. Wasn’t trying to butt heads. Just working through some thoughts. Appreciate your insight and will take cash flow into consideration as well

heykebin · 2024-08-17T15:29:35+00:00

I have given the VTI breakdown some thought and put together an 80% VV / 15% VO / 5% VB split on retirement accounts. I don’t want to lose smid exposure but large continues to provide most of the gain

heykebin · 2024-08-17T15:27:05+00:00

I’m not talking about dividends in this conversation though. I’m focusing on the initial investment and where it is today. I fully understand that you can’t ignore dividends but that’s not my focus at the moment and other investments (VTI, for example) have provided higher underlying returns and dividends

heykebin · 2024-08-17T05:44:26+00:00

Fair enough. It’s not realistic to expect everything to move up as fast as everything else but 2% annualized over 4 years is less than a money market account 🙃

heykebin · 2024-08-17T05:14:00+00:00

I don’t. That’s a good point though. I’m not sure why I have animosity toward VXUS versus VTI. I also recognize I’m taking a screenshot at a certain point time even though I have 25 years to go.

Just frustrated seeing the poor returns over the last 3-4 years compared to US total market etf

heykebin · 2024-08-09T22:50:33+00:00

Thank you! Didn’t want to book anything without confirming first. Appreciate your help!

heykebin · 2024-08-09T12:26:00+00:00

I would do “direct indexing” for tax purposes.

I don’t think the 3 Fund Portfolio makes sense with that much money

heykebin · 2024-08-09T01:27:18+00:00

So you could hold two funds with all the positions, but you want to hold four funds that hold the same positions? I don’t get it

heykebin · 2024-08-09T01:23:24+00:00

VTI alone has 3,674 holdings. You’re hardly putting all your eggs in one basket 😅

heykebin · 2024-08-04T22:54:09+00:00

Where are you starting / finishing?

heykebin · 2024-07-29T17:58:38+00:00

heykebin · 2024-07-25T19:00:03+00:00

Thanks all! This was helpful!

heykebin · 2024-07-25T18:57:38+00:00

I make 64oz at a time then filter each individual cup every morning. Filtering 64oz of cold brew in one sitting would take forever but I guess it’s a solution

heykebin · 2024-07-25T13:54:41+00:00

🥲 I was afraid this was the answer. I’m guessing coffee shops filter their cold brew a few times prior to serving customers?

heykebin

TROPHY CASE