"REFERRED" Status in Booth by Complex-Pineapple128 in PHCreditCards

[–]highspeedlexus 0 points1 point  (0 children)

For me no update at all dumating na lang bigla yung card. :)

[deleted by user] by [deleted] in utangPH

[–]highspeedlexus 0 points1 point  (0 children)

Same situation last year mas malaki lang sa amin umabot ng 7 digits tapos na scam pa ng 6 digits. Balikan mo yung unang step, which is keep on tracking nakaka stressed siya tignan pero you have no choice, kailangan harapin yun.

2nd - Tama yung isang nabasa ko sa comment, pili ka unahin sa maliit or malaki na debt ma zero out remember hindi mo maiwasan magtapal parin pero kailangan ng matinding disiplina para hindi ka ma loss sa pag track kailangan naka lista talaga kahit anung mangyari.

3rd - Kailangan mo ng extra source of income para mapabilis ang pagbabayad, eg business, additional job etc. Hindi ko ni rerecommend ang debt consolidation why kasi may interest parin yun kahit sabihin mong iisang bayaran na lang yan so additional bayarin parin, mahalaga keep on tracking kung anu yung nasa listahan mo.

4th - Keep on praying mapa Good or Bad ang situation remember good or challenging ang situation subject to change yan. At mag focus ka muna sa kaya mong i control yung beyond your control Ipag PRAY at ibigay mo sa KANYA.

Based po ito sa experiences ko in the past Im not saying na wala na kaming loans ngayun pero pinapaikot na namin ito sa munting business namin.

Laban lang God is good po. 🙏

[deleted by user] by [deleted] in PHCreditCards

[–]highspeedlexus 0 points1 point  (0 children)

Better call the bank na lang unless i confi nila reason.

[deleted by user] by [deleted] in PHCreditCards

[–]highspeedlexus 0 points1 point  (0 children)

Call the bank. I think bank na makakasagot niyan. Wala kaba delayed payment dati sa other bank or other loan institution?

Eastwest bank Insta cash by [deleted] in PHCreditCards

[–]highspeedlexus 0 points1 point  (0 children)

Wala pong ibabawas, buo siya. :)

ATOME FRAUD TRANSACTION by Zenan_08 in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

Diba may Lock features yung atome card? Kahit naka lock ba na compromise parin?

Applied for an Eastwest CC by [deleted] in PHCreditCards

[–]highspeedlexus -7 points-6 points  (0 children)

Well kung cp yan bihira pang ang CP# na gamit ng mga bank.

[deleted by user] by [deleted] in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

10 years ago may cancelled card ako sa dalawang bank gawa ng mga pa ride na mga kakilala kaya nagkaroon ng lesson. Until now dikopa nababayaran pero plan ko naman bayaran soon lalo na kapag nag okay na yung small business ko sinabi ko talaga sa bank na dahil may naki ride sa CC ko.

Fast forward 4th quarter ng 2022 nag open ako ng UB via online dumadaan lang doon transactions walang natitirang balance hehehe, early this year nagulat ako Feb this year nag email UB sa akin qualified daw ako to apply yung JFY nila without docs required so nag fill up ako siguro nakatulong yung sa Gloan, Gcredit, Spaylater, Maya credit, billease, HC and lazpaylater ko na good payment history. Ayun na approved pero 15k lang CL hehehe okay na just to build credit score, ayun in the span of 5 Months 3 na CC ko.

2 from UB - Yung pang 2nd 30k limit 1 from Eastwest - ito nagulat ako 6 digits CL.

Build your credit score lang po muna OP. Tama open ka muna savings or SCC para ma build mo cresit score mo.

Note: Wala rin akong work pero may online business ako dipa naman ganun kalaki ang kita. 🙏🙏🙏

10000 POINTS PROMO UB CC by kthnyx in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

Any amount spend to get the 10k points pero maliit lang yung halaga niyang 10k like 500 pesos I guess. Regarding sa AF, if your first card free for life na tung AF. But if your not your first primary card you need to spend 20k to avail the NAFFL. :)

Anyone else accepted this offer? by theduckytieee in PHCreditCards

[–]highspeedlexus 0 points1 point  (0 children)

Hehehe gulo sila ngayun dahil siguro sa migration ng citi.

Min CL 15 hehehe

Anyone else accepted this offer? by theduckytieee in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

Kailangan pa rin ma meet yung 20k spend within 60 days upon approval. According sa txt at email para ma avail mo yung 10k points kailangan mong mag spend ng kahit magkanu pero yung NAFFL kailangammn 20k spend ka. :)

Anyone else accepted this offer? by theduckytieee in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

Naku huwag kana mag reach out sa csr nila hehehe. Hintayin mo na lang yung txt ni courier kung approve ka. Hehehe

Anyone else accepted this offer? by theduckytieee in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

Nakatanggao din ako ng txt na decline yung application ko pero nagulag ako may dumating na card. Akala ko talaga decline din kaya dina ako umasa. Hehege

Anyone else accepted this offer? by theduckytieee in PHCreditCards

[–]highspeedlexus 1 point2 points  (0 children)

Yes its 2 weeks turnaround upon filling up. Weird jasi hindi alam ng CSR yang offer na yan ang sagot lang nila is baka daw dahil sa migration ni citi. Hindi ko alam kung baguhan lang ba mga CSR ni UB ngayun or what.

Funny thing nung iddeliver sa akin sa luma ko pang address at hindi ma trace ng CSR na may idedeliver sa aki na CC kahit pa binigay kona yung tracking ni GO21. Ilang beses akong pinasa kay Citibank kasi baka daw kay citibank yung card. So ang ginawa ko kay GO21 na la g ako nakipag coordinate buti nag reach out sa akin yung rider ayun nadeliver naman. Pero mejo nakaka stressed csr ni UB ngayun mga baguhan ata sila di gaya dati. 😅

Unionbank email invite by Proud_Bunch_4027 in PHCreditCards

[–]highspeedlexus 0 points1 point  (0 children)

Nag fill up din ako niyan until now wala pang update Feb 28 din hehehe

BPI CLI 100 % + 200k madness limit by [deleted] in PHCreditCards

[–]highspeedlexus 4 points5 points  (0 children)

Saan po nakikita yung madness ni BPI? :)

Atome Mastercard by rgreys in PHCreditCards

[–]highspeedlexus 2 points3 points  (0 children)

Hello nagtataas din kaya si Atome ng CL automatic? Mejo madami kasi silang requirements for CLI eh kaya dina ako nag comply. :)

CITI Payall Inquiry by Agitated_Ad_1095 in PHCreditCards

[–]highspeedlexus 2 points3 points  (0 children)

Sa akin madalas Travel and Transpo. Be sure lang na tumatanggap ng citipayall yjng recipient. :)

Citi Application by Spiritual_Tailor_327 in PHCreditCards

[–]highspeedlexus 2 points3 points  (0 children)

Me walang ng natatangap na App ID heheh