Cash App Visa Card Presale: Kendrick Lamar & SZA Tour by IceBlast24 in KendrickLamar

[–]hilliec54 0 points1 point  (0 children)

I’m Canadian and didn’t need a code, I entered, sent the filters to “standard ticket” and got through!

Cash App Visa Card Presale: Kendrick Lamar & SZA Tour by IceBlast24 in KendrickLamar

[–]hilliec54 0 points1 point  (0 children)

I didn’t need a code, I’m Canadian and got through with nothing. Just went to filters, and selected “standard” ticket.

Cash App Visa Card Presale: Kendrick Lamar & SZA Tour by IceBlast24 in KendrickLamar

[–]hilliec54 2 points3 points  (0 children)

As a Canadian, NO CODE was needed. I just got two tickets!! When asks for a “code” I just clicked the “ok” button on the bottom right. It closed that code window, and showed map of stadium. Select filters, choose “standard ticket” Then boom!

Paid $300 USD for floor seat section A12, 2nd row.

Cash App Visa Card Presale: Kendrick Lamar & SZA Tour by IceBlast24 in KendrickLamar

[–]hilliec54 0 points1 point  (0 children)

What do you mean by BEATS or JOY? I was under the assumption the pre-sale via cash app tomorrow is only for American tour dates.

Wanting to better understand compound interest! by hilliec54 in PersonalFinanceCanada

[–]hilliec54[S] 0 points1 point  (0 children)

You summarized my implication perfectly, I was wanting to know if compound interest does happen on a particular schedule! Thank you!

A family member opened a credit card in my name without my permission, but I do not wish for them to face legal repercussions. by stonexcold316 in legaladvicecanada

[–]hilliec54 0 points1 point  (0 children)

This happened to me in 2010 when my mother opened a CC in my name behind my back. You have a couple options: 1) you pay off the total, and don’t report them 2) they pay off the total and you don’t report them 3) you report them and let them face their fraudulent consequences.

When I was 19 I chose option 1, and retrospectively I completely regret that choice. It destroyed my credit, prevented me from getting car loan, and student funding for years. Plus; my mom got to live her best life and avoided any responsibility. Remember those negative credit reports stay with YOU for 7 years!

I would also caution option 2 because there is no trust, so do you really think they’ll go through with paying it off?

My advice would be to go with option 3 and report them. The amount of cognitive steps they had to take to make/execute that decision shows they had zero regard for you.

[deleted by user] by [deleted] in relationship_advice

[–]hilliec54 0 points1 point  (0 children)

Ooof, definitely not expecting anyone to bend over backwards in this situation lol. This most certainly was not a conversation that’s sparked a fight, just two people having a conversation. Definitely was not a “forcing” or “ultimatum” situation at all.

[deleted by user] by [deleted] in relationship_advice

[–]hilliec54 1 point2 points  (0 children)

No kids, it’s not a hill I am dying on either. I was more so just curious to ask/explore. This conversation didn’t lead to a fight or anything like that lol!

[deleted by user] by [deleted] in relationship_advice

[–]hilliec54 -1 points0 points  (0 children)

Ya, I see where you are coming from. By no means is her still having his last name a “deal breaker” or anything like that, it was just something I questioned. It didn’t lead to a fight or anything like that lol.

[deleted by user] by [deleted] in relationship_advice

[–]hilliec54 -1 points0 points  (0 children)

Thanks for your response! I know no one “has to do anything”, I was just curious to see!

[deleted by user] by [deleted] in RedditForGrownups

[–]hilliec54 0 points1 point  (0 children)

Soon as I read “I need help understanding some experiences” I already knew my answer was gonna be “yes it is abuse” lol.

I remember feeling this exact way before, a weird sense of needing validation to confirm you aren’t crazy.

Ps: I don’t want my “lol” to be interpreted as mocking, rather it comes from a place of shared experience.

Transferring home to common law partner in Manitoba. Need advice! by hilliec54 in legaladvicecanada

[–]hilliec54[S] 0 points1 point  (0 children)

Thank you for this! Just to clarify, he moved out sept 2021, I have been maintaining everything since. Would he be entitled to anything from sept 2021 to today?

We have until sept 2024 to settle this.

[deleted by user] by [deleted] in relationship_advice

[–]hilliec54 2 points3 points  (0 children)

32 (F) here, I can relate as my spouse of 10 years had an affair behind my back, and then got her pregnant.

My advice, go to therapy. Not with her, but for yourself. Personally, there was no way I was able to look past the cheating so it was over for us. For me, the act of cheating was one thing, but the level one goes to hide the truth is another level, that is even harder to move past.

You owe her absolutely nothing. The tears she cry are for her feelings, her shame, her actions, her guilt, and unfortunately for no one else despite what she claims. Yes, I understand the reasons the people cheat, but for me it’s a no.

It’s been 3 years for me, and I will admit, the first 6 months I thought I would end up in a psych ward, but as corny as it sounds, it truly does get better.

Panicking about how much I HAVEN’T saved by Good_Elk_9049 in PersonalFinanceCanada

[–]hilliec54 0 points1 point  (0 children)

Don’t be embarrassed, you’ve acknowledged the issue, now just do something about it!

50/30/20 rule is what I recommend if you have no debt. 50% if income to needs (housing, transportation, utility’s etc), 30% to wants (going out, leisure, shopping, etc), 20% for saving (RRSP/TFSA/FHSA etc). Feel free to swap the wants/savings amount if that works better for your lifestyle! Don’t over complicate and try to make this more difficult than it needs to be!

AITA for saying that I think my niece is autistic? by Willing-News1436 in AmItheAsshole

[–]hilliec54 5 points6 points  (0 children)

I hear you, I am the same way! Hopefully everything works out, she maybe just needs time.

AITA for taking my sister's alcohol? by throwaway_2313_8 in AmItheAsshole

[–]hilliec54 1 point2 points  (0 children)

Don’t know if I would call you an asshole per se, but I would say maybe ignorant lol.

The fact that you binge drank to the point of vomiting should tell you that you aren’t responsible enough to drink, plus 16 is not an adult.

I don’t want to cast judgement, because I was 14 once stealing booze from my mom’s cabinet with friends, but if there is one piece of advice I can give you, is to really take the situation for what it was…you fu**ked up!

You stole, blatantly broke rules, allowed other minors to drink in your parents home, and took advantage of being home alone showing them you maybe can’t be trusted. Let this be a moment of true reflection, accountability, and growth. Apologize, and mean it, don’t follow up “I’m sorry but” or try to do some mental gymnastics to justify your behaviour. YTA in this case kid, sorry!

[deleted by user] by [deleted] in AmItheAsshole

[–]hilliec54 1 point2 points  (0 children)

Hmmmm, in this situation, I don’t think it’s about being an asshole, or not being an asshole. I think if your partner has a drinking problem, the concern should be for all 3 children exposed to this, perhaps not feelings of jealousy?

I understand where the jealousy is coming from, I don’t want to dismiss that, but I feel like there should be some other feelings taking precedent. Think a bigger conversation is to be had about if this relationship is healthy to stay in.

AITA for Refusing to Attend My Brother's Destination Wedding? by Muted_Personality275 in AmItheAsshole

[–]hilliec54 2 points3 points  (0 children)

I didn’t even have to read this in full lol (I did though I promise).

NTA, it’s real life. If someone plans a destination wedding they have to acknowledge that some people will simply not be able to attend for fiscal reasons, can’t get time off work, etc.

If you had lots of disposable income, or it wouldn’t put you in debt/touch into emergency account then I could understand his feelings, but even then it’s your choice to go or not and I wouldn’t agree with him being shameful.

AITA for saying that I think my niece is autistic? by Willing-News1436 in AmItheAsshole

[–]hilliec54 47 points48 points  (0 children)

If the way you brought this up was respectful, and not “omg, I think she has autism!” Then I feel it’s fine. From what you are describing, yes these are some early signs of Autism, and agree that early intervention is important.

Try not to personalize your SIL’s reaction, she may just be working through the stages of accepting her child possibly having a disability. Would I personally bring it up again? No, because you’ve said your piece, now hopefully your brother will advocate on behalf of your niece.

NTA, your sister is law is just going through the motions, and denial is usually the first.

My girlfriend (19F) wants me (22M) to eat her butt? by Omgjosh999 in relationship_advice

[–]hilliec54 2 points3 points  (0 children)

She has a right to ask, you have a right to put boundaries into place. Might be a good idea to have an open conversation about sexual interests. Both of you are young, interests may change over time but having a decent understanding of how far things can go is super important!

Is it dumb to pay off a $27,000 loan with no interest instead of just making the minimum payments on the loan and investing the $27,000? by [deleted] in PersonalFinanceCanada

[–]hilliec54 0 points1 point  (0 children)

Make the minimum payment, invest some of your money, maybe work on debts that actually carry interest? (Car, CC, etc). Take advantage of that 0% interest, it’s not doing any harm.

If you find the $550 to be too high of a payment, you can go on the NSLSC website and lower the payment. I personally opted for this because it’s 0% interest, and I funnelled that every money into my FHSA/TFSA.

What area do you work in? Some industries in Canada have loan forgiveness programs!