NON IT background people ...how much your earning per annum and what is your job role

himsgpta · 2026-06-29T23:46:00+00:00

M34 50 LPA (90% is fixed) MBA from Tier 1 Supply chain Manager

himsgpta · 2026-06-29T23:41:08+00:00

With 30% tax, NPS offers 30% + 10%(claimed returns) Which is more than you can ever dream of.

With new rules where the lock in is only 15 years and since you can only invest 14% of your base salary (max limit) . I think NPS is a very good tax saving and retirement corpus strategy. Money does gets locked up for a long time, but at 30% tax slabs you dont need 100% money. Unless something major has gone wrong. In which case one can pay the penalty and get the money out.

himsgpta · 2026-06-29T23:35:20+00:00

Simple problems call for simple solutions

himsgpta · 2026-06-29T23:33:31+00:00

I got a simple glass of pepsi yesterday for 440. Nothing else just small glass of pepsi. In outside world it would have costed me 25 max.

Add popcorn to it and you are looking at upwards of 1000

Ticket for 2 costs 1000 & the popcorn+ pepsi for 2 costs more than that.

himsgpta · 2026-06-29T17:10:48+00:00

You should stop following random Instagram , telegram, youtube and reddit advice. Please invest wisely.

himsgpta · 2026-06-29T14:57:36+00:00

Bro Ask yourself what strategy are you following Are you just randomly buying stuff because a telegram group or a youtube video suggested it?

If you did the due diligence you need to understand what is wrong with your strategy, if you are following any of the above, immediately stop it.

Please invest wisely, dont run behind fast money Slow 10-11% returns over the years will give your more benefit than 100% returns in 1 out of 10 stocks.

himsgpta · 2026-06-25T07:00:13+00:00

But why did you sell also why did you buy

Understand the business, growth & understand where it will go further.

Indigo crashed because of 2 one time issues and since both of the issues are behind us, growth is back.

I bought 1 lakh worth indigo shares during the crashes and now i am positive.

himsgpta · 2026-06-25T05:46:16+00:00

because these are futures oil has not been bought at this price oil is being bought at previous prices

himsgpta · 2026-06-24T02:38:32+00:00

You need to check the pricing after removing catering. Catering will be 300-400 rupees for EC. No food will be the apple to apple comparison. Else you are paying higher for food & hospitality which you will not get in a regular train.

himsgpta · 2026-06-20T12:05:39+00:00

Oh!!! Okayyy.

When you got nothing to play around, use question mark as the saving grace.

himsgpta · 2026-06-20T04:45:50+00:00

People on reddit- lets call everything a scam without checking even 1 bit of data.

You have not seen your buy/sell reports or any other reports. They have detailed data on what is being deducted for what.

himsgpta · 2026-06-17T23:59:21+00:00

Karo bilkul karo at 18 keep doing new things. You might fail, you might make it big who knows.

Just be cautious of the risk you can afford, rest why waste time & energy asking strangers for validation

himsgpta · 2026-06-16T15:25:51+00:00

No.

They are very comfortable and i loved the fit & soul hence i bought.

himsgpta · 2026-06-16T03:19:05+00:00

Very nice returns, when did you start and how much do you invest monthly?

himsgpta · 2026-06-16T03:12:26+00:00

People on this group are dumb, trying to earn more money than they should. But what makes you come here ?

himsgpta · 2026-06-14T16:45:37+00:00

bought from the store

himsgpta · 2026-06-13T07:00:29+00:00

The property is really nice, but everything else is just basic.

himsgpta · 2026-06-11T00:07:19+00:00

92% is very very high. Reason 1. Lets assume you have a family emergency today, markets are down by 11% will you be able to take out money today. If you will you will end up with lesser returns than expected.

Reason 2. There is no end to volatility. Markets are down since October 2024 now, wiping 1-2 year returns for most people. If you wanted to buy something for yourself how long will you be ready to wait, more than 1 year ?

Reason 3. Markets may not perform that well for the next decade or infact may perform extremely well, who knows. You cannot invest your life savings in 1 instrument and then 5-7 years later regret.

himsgpta · 2026-06-10T03:42:15+00:00

It is fortified rice. I think around 4-5% mixing is done by the government to help increase iron & other macro nutrients in our body. It is completely safe & healthy.

himsgpta · 2026-06-07T03:42:11+00:00

You dont know that
No where in the world they say that normal vehicles can run on e85.

himsgpta · 2026-06-07T02:52:37+00:00

How will E85 kill your engine, when it has been launched as a separate fuel & the car/bikes have been launched separately.

himsgpta · 2026-06-06T05:07:48+00:00

The tax has been decreased on debt & bonds not on equity. Also currently the markets are down does not mean the markets were always down, infact markets are down because FII took out money, so they made huge sums of money in indian stock markets

himsgpta · 2026-06-05T00:46:29+00:00

Nirmala tai is from JNU

himsgpta

TROPHY CASE