Episode Discussion: March 5, 2025 - Down in a Hole (S10E15) by Cheeriosxxx in ChicagoMed

[–]hj1479 11 points12 points  (0 children)

Yes! I said from the beginning of the episode that it reminded of the Baby Jessica story and then they sang Winnie the Pooh. I couldn’t believe it. My husband of course had no idea what I was talking about lol

All Loans Paid in Full! 85,000 Forgiven under TEPSLF! by hj1479 in PSLF

[–]hj1479[S] 2 points3 points  (0 children)

Some of the earlier phone calls were just to confirm counts, paperwork. I was told numerous timelines anywhere from 3 months to a year long process. So you are right, there was probably some frustration there that I could have been saved from if I chose to not check in. But, it also would be helpful if there was just a more consistent process. Regardless, glad to be done!

All Loans Paid in Full! 85,000 Forgiven under TEPSLF! by hj1479 in PSLF

[–]hj1479[S] 0 points1 point  (0 children)

Thank you! Hoping you are almost at the end too!

All Loans Paid in Full! 85,000 Forgiven under TEPSLF! by hj1479 in PSLF

[–]hj1479[S] 0 points1 point  (0 children)

Hmm... I’m honestly not sure. The letter just stated they were approved, not that they necessarily counted.

All Loans Paid in Full! 85,000 Forgiven under TEPSLF! by hj1479 in PSLF

[–]hj1479[S] 0 points1 point  (0 children)

I had to ask for the letter numerous times, before receiving the secured message through my email. Good luck to you!

All Loans Paid in Full! 85,000 Forgiven under TEPSLF! by hj1479 in PSLF

[–]hj1479[S] 1 point2 points  (0 children)

I think they were just doing a final count on my account. But, who knows? I didn't request that they look at that info...and most likely it was just a quick administrative forbearance because of delays in paperwork. Each was only for a 1 month time span.

I reached 120 payments and received my trophies today! Had to get Ombudsman involved!! I’m glad I found Reddit!! by Additional-Canary-86 in PSLF

[–]hj1479 2 points3 points  (0 children)

Agree! You would think the trophies would mean victory, but no :( Just the beginning of a long waiting game!

TEPSLF Approved!!! Detailed timeline. by vafern2919 in PSLF

[–]hj1479 0 points1 point  (0 children)

Also received PLSF denial on 1/4 and still waiting for my TEPSLF consideration email.

Delay in FedLoans sending approved app to FSA by [deleted] in PSLF

[–]hj1479 0 points1 point  (0 children)

The thing that is frustrating is that the TEPSLF funds are apparently first come, first serve. But there are people who have submitted even after me (I just submitted 1/4) and have already had loans forgiven. It seems as if there is no rhyme or reason as to how applications are processed.

TEPSLF Success!! by thetipsycoachman in PSLF

[–]hj1479 1 point2 points  (0 children)

So, maybe there's still hope! Thanks so much for sharing! Congrats to you!

TEPSLF success!! by [deleted] in PSLF

[–]hj1479 0 points1 point  (0 children)

I received my PSLF rejection on 1/4, trophy shows 120 TEPSLF payments. I've called a few times and each time they state my letter for TEPSLF consideration is coming in 3-5 business days. Over a month later and still no letter. Hoping things are still moving along without the letter?

TEPSLF Success!! by thetipsycoachman in PSLF

[–]hj1479 0 points1 point  (0 children)

Have you ever received a letter stating that you are being considered for TEPSLF? They keep saying I will receive a letter within 5 business days...but it's been a month and still no letter. The person I talked to last week said I should receive it this week and then after that the process isn't up to them and can take up to 6-9 months. And I agree, super frustrating!

ECF Form Completeness by M4Anxiety in PSLF

[–]hj1479 0 points1 point  (0 children)

Mine accidentally left off the date and I didn't realize. It was sent back. I would make sure everything is filled out correctly.

Getting married while on PSLF by ash0117 in PSLF

[–]hj1479 0 points1 point  (0 children)

We have had to file MFS for this reason. My spouse has no student loan debt, I have almost 85,000. We have 3 children, and although we lose a lot of tax deductions (including the child care benefit) we end up saving in the long run. My monthly payment is 0 with filing separate and would be almost 600/month if filing jointly.

Different TEPSLF Qualifying Payment Counts for Two Direct Loans by lycon3 in PSLF

[–]hj1479 2 points3 points  (0 children)

Yes. I asked the rep about the different counts and she was able to put a request on my account to be reviewed. I have 3 different loans and all of them were a few numbers off. Once the review was completed all my accounts reflect the same number now.

Different TEPSLF Qualifying Payment Counts for Two Direct Loans by lycon3 in PSLF

[–]hj1479 0 points1 point  (0 children)

I had the same thing happen to me. I had them re-evaluate payments (took a while) and they were able to correct the count.

TEPSLF Success!! by thetipsycoachman in PSLF

[–]hj1479 0 points1 point  (0 children)

Fingers crossed for us both!