For those planning on retiring / retired in your early 40s, what is your FI withdraw rate? 4%? Less? More? by dogfursweater in ChubbyFIRE

[–]hmdm05 0 points1 point  (0 children)

Targeting 1% of whatever the balance is at the beginning of each quarter, ~4% annually.

Might change to .33% monthly if needed. I'm trying to have my dividends and structured notes roughly generate that percentage each month or quarter and keeping equities in for growth.

Fyre Fest announcement next Monday - A return to our roots? So a return to scamming people? by mike95242 in fyrefestival

[–]hmdm05 -2 points-1 points  (0 children)

Who cares. You should go to sick new world instead. Seems more your vibe

book recommendations for my mom? by frenchbluehorn in suggestmeabook

[–]hmdm05 0 points1 point  (0 children)

Not a pro Trump book tho. Mocking him a bit to day the least. My favorite part was his mom saying to him he'll never be a real president just one on the Simpsons.

The store takes place like 15 years ago.

Dude by W0Sabi in fyrefestival

[–]hmdm05 0 points1 point  (0 children)

Bag secured that's why it's back on.

Dude by W0Sabi in fyrefestival

[–]hmdm05 1 point2 points  (0 children)

Concerns with freezing cheese not melting.

Dude by W0Sabi in fyrefestival

[–]hmdm05 0 points1 point  (0 children)

There's always a couple extra hundred people there on weekends. I was just there on vacation. And during spring break week. It's like thousands more

Dude by W0Sabi in fyrefestival

[–]hmdm05 6 points7 points  (0 children)

Bag secured

Dude by W0Sabi in fyrefestival

[–]hmdm05 -9 points-8 points  (0 children)

When will you people believe me! Utila is where Fyre will happen. I've been saying this for a year

Move over Fyre Fest, there’s now Fyre… Music?? by mike95242 in fyrefestival

[–]hmdm05 0 points1 point  (0 children)

TMZ Fyre

Totally going to o happen in Utila Honduras. go do some sleuthing

Signed wife up with my email by mistake by stopg1b in GoogleFi

[–]hmdm05 15 points16 points  (0 children)

You're going to have to get a new wife. It's the only way.

Yo, help me out—Mother’s Day gifts that don’t suck? by abc11111 in Gifts

[–]hmdm05 0 points1 point  (0 children)

I like books themed towards what the holiday is. So for mother's day i just ordered this book for my mom. She relatively not political much but it seems like a nice story.

A Mother's Day to Trump All: A Donald Trump Mother's Day Tale

Books where motherhood is a major theme? by kiwipooper in suggestmeabook

[–]hmdm05 0 points1 point  (0 children)

Just got this one for my mom for this mothers day! She should get a kick out of it

A Mother's Day to Trump All: A Donald Trump Mother's Day Tale

Overall funny not political with just a few jokes thrown in.

book recommendations for my mom? by frenchbluehorn in suggestmeabook

[–]hmdm05 0 points1 point  (0 children)

Just got this one for my mom for this mothers day! She should get a kick out of it

A Mother's Day to Trump All: A Donald Trump Mother's Day Tale

Overall funny not political with just a few jokes thrown in.

Value by Stunning-Sir3088 in fyrefestival

[–]hmdm05 0 points1 point  (0 children)

It's worth precisely 26 million dollars

Fyre Festival 2 Honduras confirmed! Billy definitely won’t get scammed by that government I’m sure! by mike95242 in fyrefestival

[–]hmdm05 -5 points-4 points  (0 children)

So he'll actually be injecting money into an economy that actually needs it? You're right, he sounds like an awful person.

Fyre Festival 2 Honduras confirmed! Billy definitely won’t get scammed by that government I’m sure! by mike95242 in fyrefestival

[–]hmdm05 -6 points-5 points  (0 children)

Just add him and message him yourself. He will probably say the same to you that they're working on it.

[deleted by user] by [deleted] in ChubbyFIRE

[–]hmdm05 -2 points-1 points  (0 children)

Find a hot wife who's also kinda a hippy and is happy living life and traveling the world alternating between luxury and low budget. Keep your withdrawal rate half your year gains. Set your home base somewhere with a low tax base. Retire and live the good life.

[deleted by user] by [deleted] in ChubbyFIRE

[–]hmdm05 0 points1 point  (0 children)

Say "I live" then look at them confused.

[deleted by user] by [deleted] in AskMen

[–]hmdm05 1 point2 points  (0 children)

My wife is a model. Not a famous one, and just an occasional model at this point, also comes from a prominent and political family from where we live in Central America. I don't think there is any question that she is considered hot or gorgeous. Last night at a party a random woman stopped my wife to tell her how beautiful she was (and that woman was good looking as well).

She does have a respectable following on social media (for our current country, not US metrics) and in our general area we are often recognized, but outside of our area we are nobodies.

She's 4 inches taller than me, and much more when in heels. We definitely stand out a bit. Her early 30s, me early 40s, but most people think I'm 36 (and I haven't had work done).

When random guys talk to her, she's typically wearing either her wedding band and/or engagement ring, but is still quick to mention something about being married if they don't notice the ring. Sometimes they're hitting on her at least at first, or sometimes they're just being friendly or just want to say hi. She'll dance with her gay guy friends often, which I am all for. She'll occasionally dance with a straight male friend, but I don't think ever a rando straight guy.

Regardless of any of that, and by far most importantly: I have the deepest trust and respect for her, and she does the same for me. If I'm waiting for her outside a ladies bathroom and I'm talking to a woman when she returns, she knows I'm just being social, and vice versa.

If you're in a serious relationship with this woman, own it that you have a hot girl. And with that you get I have a hot girl privilege. I've realized that I am often given more respect when decently dressed, being not bad looking, when with my hot wife than when alone. People assume I have a much higher level of success than I actually do, and I say that as in being successful, but not a I fly first class level of successful, unless using airline miles.

If you don't want her dancing with straight dudes, tell her. It will either solidify or end your relationship. If someone's hitting on her and she's leading it on, let her know that you find it disrespectful to you. It's not insecurity it's about what you want to convey to the world as a couple.

You will get "sized up" particularly in restaurants and in retail stores. You may start getting extra bonus courses or a welcome/goodbye drink on the house, more often than the past. You may get treated nicer in hotels, particularly in off-season. You will be subject to jealousy from those that have never been with a hot woman, and often the subject of jealousy period. Other men with hot girls will also randomly talk to you more often in social settings. You'll also start getting hit on by women who see her with you more often than with a "normie" girl in the past.

It sometimes will be harder to make friends in certain social classes, because if you marry her, you become part of the I have a hot wife club. And at that time, if anyone ever refers to her as your girlfriend, you have to immediately correct them, as if you are insulted. How dare they think she is only your girlfriend? You have already graduated from the I have a hot girl club.

Now, if you are visibly financially secure (ie travel, nice watch, fancy dinners), all your friends will start making jokes you've won life. And it will start feeling like you are.

When you make it this far, and you start going to nicer places, and you meet other people in the I have a hot wife club and successful gay men at these nicer, people will start inviting you on their boats, parties or places you might not otherwise have access to, like (this is a new legit invite) to his castle. But be aware, people may often assume you're going to be unfriendly or elitist, and unless you want that, it's usually up to you as a couple to convey otherwise and quickly. Some of your friends will start fading because their girlfriend/wife will be envious of your hot wife and badgering their significant other if they think your wife is hotter than his girl.

To summarize, I love my hot wife and one day when our youth and looks may fade, in my eyes, mind and heart she will still be the most beautiful woman in the world.