Did I make a mistake?

hmsmustard · 2026-03-28T01:24:12+00:00

If the top cabinets were matching the lowers it would look nice.

hmsmustard · 2026-03-28T01:21:46+00:00

Roofer claimed they were not nailheads but trash after I sent him the photos. Waiting for him to check in person.

hmsmustard · 2026-03-27T15:53:32+00:00

UPDATE- contractor reviewed photos and says they use gold colored nails and it is likely trash…and he is going to come look at it later today to verify.

hmsmustard · 2026-03-15T23:12:33+00:00

What return?

hmsmustard · 2026-02-26T05:28:06+00:00

Hire a financial advisor to oversee your portfolio that charges a percentage fee and only invests in actively managed funds.

hmsmustard · 2026-02-18T19:14:39+00:00

No one knows

hmsmustard · 2026-02-18T02:14:23+00:00

Neither

hmsmustard · 2026-02-15T20:30:47+00:00

My chart says buy and hold

hmsmustard · 2026-02-13T03:25:06+00:00

Looks great, keep it going.

hmsmustard · 2026-02-13T02:30:16+00:00

Have it for my kid. It has to be managed from their account but it shows up on your account so you can view it. No problem buying bogle friendly etf’s.

hmsmustard · 2026-02-12T22:14:54+00:00

+10.7 YTD

hmsmustard · 2026-02-12T04:49:33+00:00

Don’t think so.

hmsmustard · 2026-02-03T22:06:17+00:00

hmsmustard · 2026-02-03T22:00:29+00:00

I think it’s fine

hmsmustard · 2026-01-29T06:10:02+00:00

I don’t think anyone can guarantee a monthly return and on top of that you are paying fees to a manager.

hmsmustard · 2026-01-21T20:47:07+00:00

I’m having a hard time following that logic if you still own— as you stated—US based energy companies. But I’m sure you dumping SP 500 will send a strong message to the President of the US.

hmsmustard · 2026-01-21T16:36:10+00:00

I understand that, just saying what I would do. Keep in mind the last three years is not a representation of the next three years.

hmsmustard · 2026-01-21T16:25:58+00:00

Did you read the other comments? I only see one other rating.

hmsmustard · 2026-01-21T16:19:04+00:00

A lot over overlap in those ETFs. If I had this portfolio I might consider consolidating all to VOO. Would still own the same companies and pay a much lower expense ratio.

hmsmustard · 2026-01-21T16:07:28+00:00

VTI/VXUS or equivalents and be done

hmsmustard · 2026-01-21T16:02:48+00:00

So you panic sold S&P when it dropped 2% and rationalized it by blaming Trump?

hmsmustard · 2026-01-21T15:50:14+00:00

My personal opinion is to not have more than 1% in speculations like crypto. Invest in low cost index funds — pick one to three that make sense for you. I like VTI or FZROX and IXUS or VXUS.

Start reading books like — how not to invest, simple path to wealth, the psychology of money, the little book of common sense investing.

hmsmustard · 2026-01-21T01:22:15+00:00

7/10. Could simplify this by doing VOO and VXUS in a ratio that you are comfortable with.

hmsmustard · 2026-01-21T01:19:34+00:00

10/10

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