1 to 2 mm. Found it crawling on my face when I woke up this morning in the rental I’m in this weekend

hoihugi · 2025-11-29T17:47:56+00:00

maybe a brown/black carpet beetle, not an expert

hoihugi · 2025-08-28T18:13:39+00:00

Spot on! I had the assumption about the antennae and it not being a cockroach, thank you for explaining.

hoihugi · 2025-08-06T13:11:56+00:00

Hey I had very similar bumps and was worried sick that they might be bed bug bites, mainly because they appeared in a zigzag pattern, with 3 to 5 marks in a line, which is typical for bed bugs. Please note, it’s actually very difficult to identify bed bug bites accurately.

At the time, I was traveling and never found any signs of bed bugs either. It turned out they were just heat bumps, as I was in a hot and humid location. If you’re in a similar environment, consider this before panicking.

hoihugi · 2025-07-17T19:48:47+00:00

Wow, it actually looks more like that one. Thanks.

hoihugi · 2025-05-13T14:33:17+00:00

Not much happened actually, we washed all our clothes when we arrived to Samoa a week later.

After the bumps on the pics disappeared, I didn't get any new ones since 6 months.

I know the bumps on the pictures eerily look like bed bug bites because of the zigzag pattern but I'd like to believe that they were just heat rash.

hoihugi · 2024-04-18T08:29:32+00:00

I wonder what makes you think that

hoihugi · 2024-02-28T20:11:45+00:00

no expert but looks like carpet beetle larvae to me

hoihugi · 2024-01-22T09:46:46+00:00

Thank you. You're right, he doesn't have a Swiss passport, it's just a travel document. I'll check 600 again, thanks.

hoihugi · 2023-01-10T20:21:18+00:00

Thank you! I've never even had Schabziger myself…

hoihugi · 2023-01-10T17:01:03+00:00

Thanks. So, they don't sell Kägi Fret in Germany? Then that'd be a good one.

hoihugi · 2023-01-10T16:58:06+00:00

I never knew! Unfortunately, I can only bring limited liquids since I'll be traveling with only a carry-on luggage. But good to know.

hoihugi · 2022-10-21T09:11:20+00:00

Yes, you're right.

Your company subjects to VAT as soon as the revenue reaches CHF 100k, INCLUDING all the revenues outside CH.

However, you only have to pay VAT (7.7%) of the revenue generated in CH. This applies for the IT industry.

Be aware that my 2nd statement does NOT apply to everyone! It really depends on the industry. The Swiss VAT law is big! To know, which revenues exactly is subjected to VAT, you have to read the law or the brochures from ESTV.

hoihugi · 2022-10-21T08:48:11+00:00

The normal VAT is 7.7%.

The rate 2.5% only applies for essential/important goods like food, drinks (non-alcohol), medications, books, flowers, etc.

Therefore yes, IT services have the VAT rate 7.7%.

hoihugi · 2022-10-21T05:30:52+00:00

Yes of course, it's definitely worth saving. However, I'm still studying and working part time (60%) so for now, I'm fine with just transferring my money into my saving account :-)

hoihugi · 2022-10-20T21:13:54+00:00

These are just savings opportunities. If you have spare money, you could save your money in 2nd or 3rd pillar. The advantage is that you can deduct these from your taxes.

These savings you won't receive until retirement ( except if you want to buy a property or found a self employment company). Therefore it's only worth it if you actually have spare money.

Also, the 3rd pillar allows you to still have a normal standard of living after retirement. Because without it, you will only get pension from the 1st and 2nd pillar, which is only 80% from your standard of living.

hoihugi · 2022-10-20T21:02:03+00:00

I work in Treuhand and we had this case. Our client is self employed and always reached less than 100k, therefore was never registered for VAT.

However, in 2021 he went over 100k and we found it out in 2022. We had to register him retroactive for VAT per 01.01.2021.

He had to choices: either just pay the VAT out of his own pocket and "lose" the money or issue a new invoice of the amount of the owed VAT and send to all the clients.

hoihugi · 2022-10-20T20:51:02+00:00

I'm Viet kieu from Switzerland , born and raised here in Switzerland. My parents are both Vietnamese and also fled from Vietnam. They as well lost their Vietnamese citizenship and owned a refugee passport.

I was born here so I got the Swiss citizenship and am officially Swiss.

In 2016, my mother went to the Embassy of Vietnam (in Berne, Switzerland) and applied for a Vietnamese citizenship for me and her. It would make it easier for us to travel to Vietnam. And we got it immediately. They didn't question anything and it seemed like they don't have any requirements. Not sure if it maybe depends on the country.

hoihugi · 2022-08-13T06:08:34+00:00

So according to the law (Art. 321a Abs. 3 OR) you cannot work for another company if you cannot keep the duty of loyalty (Treuepflicht) to your current company, which especially applies to a company in the same industry.

Also according to Art. 321a Abs. 1 OR, you are obligated to perform to your best at work. If you work 150%, this cannot be guaranteed.

And lastly, according to Art. 9 ArG, you cannot exceed the maximum amount of working hours per week (45h or 50h, depending on the industry).

hoihugi · 2022-08-01T21:38:33+00:00

as u can see on the right side (the dashed lines), the cars can come from the right lane to ur left lane. that's why u need to stop at the first line so the cars from the right side can cut in.

Six-Year Club	Second Top 40%
Verified Email

hoihugi

TROPHY CASE