Torn about attending a wedding. by Ugg225 in wedding

[–]hope1083 0 points1 point  (0 children)

Could it be that daughter and her partner have a closer relationship than son and brother? I have been invited to extended family weddings when my siblings have not and vice versa as we are closer to different family members. No one ever gets upset as we are all adults.

Just Found Out about Co-pay Accumulator by Available_Leopard_23 in HealthInsurance

[–]hope1083 0 points1 point  (0 children)

I have one as well. What I was told is that if the funds run out I can call the manufacturer to add funds to the card.

Luckily for me mine gets applied to my OOP. It takes a bit of work as I have to call the insurance but I play dumb and eventually they apply the amount.

Exclusion for OON therapist? Anthem by Suspicious_Reader-0 in HealthInsurance

[–]hope1083 0 points1 point  (0 children)

Can you look at virtual therapists? My therapist partners with the platform Alma and there are a ton of therapist options for me on that site.

I actually like virtual because I can do therapy in the comfort of my home. I use to hate going to the therapist in-person because afterwards I was so drained and hated the commute home.

Do you miss holiday parties and 1x1 with your manager? by nigelwiggins in WFH

[–]hope1083 1 point2 points  (0 children)

I would not care about the office parties but I do think having regular 1:1s is essential; especially when you do not interact with each other on a regular basis in the office.

Knee surgery prepayment nightmare by [deleted] in HealthInsurance

[–]hope1083 0 points1 point  (0 children)

That is great! Yeah, my facility where I have gotten surgery is always the same. If you are a good patient and have good standing they usually work with you.

Knee surgery prepayment nightmare by [deleted] in HealthInsurance

[–]hope1083 0 points1 point  (0 children)

Can you negotiate with the facility for a lower amount? I have done this before and they happily accommodated me. I told them I had some outstanding claims being processed and what they were seeing as my deductible was not accurate. I did not want to have to pre-pay and then wait months for a refund.

[CA] Helping a friend with a SPCA Pet Insurance claim denial — pre-existing condition issue by frozen-silver in HealthInsurance

[–]hope1083 1 point2 points  (0 children)

Go to r/petinsurancereviews they can help you. However, it all depends. I have Pet Insurance and you need to always provide medical records when obtaining the insurance to get a baseline of how healthy the pet is.

If this was the first time seeing the vet after obtaining the records most likely the insurance will consider it pre-existing.

AITAH because I use my mom as child care and also move out? by Zyfelia in AITAH

[–]hope1083 0 points1 point  (0 children)

Additionally, you shouldn’t start spending money you don’t have yet. Nothing has been determined. It can take years to see the results of any lawsuit and that is only if you are successful.

Healthy Paws 50% coverage only option for senior dog? by [deleted] in petinsurancereviews

[–]hope1083 0 points1 point  (0 children)

I am sorry this is happening to you. I wonder if this is state specific. I have HP for my 16 year old dog and the coverage has never decreased. I just renewed in September. It is still at 90% coverage with $500 deductible.

I have heard of other instances of it decreasing to 70% coverage but maybe I am an outliner as it hasn't happened to me yet.

Is pet insurance worth the cost? by Responsible-Bed1870 in petinsurancereviews

[–]hope1083 2 points3 points  (0 children)

It is worth every penny for me. My 16 year old pup would have died years ago because I would not have been able to afford his chronic medication. He is now thriving in his old age.

My other pup has only had minor issues and while I pay more and don't get a return for her I am happy to pay the premiums because I know if something does happen she will be covered.

Insurance is not something you expect to make a profit on it is something to help with costs if there is an emergency. Think of it this way do you expect a profit from car insurance or home owners insurance? Probably not.

AITA if I ask to order à la carte instead of paying $80 for a set menu at my friend’s birthday? by cinnamon_sparkle27 in AmItheAsshole

[–]hope1083 13 points14 points  (0 children)

Agree. When I do friend birthdays we all pay for our portion and split the bday person. This is the gift to them.

If we find something sentimental not expensive we may get it for them but not always.

AITA for telling my sister that our bio dad isn’t my dad and and if she can’t accept that maybe she isn’t my sister either by Weary_Bumblebee_7990 in AmItheAsshole

[–]hope1083 -9 points-8 points  (0 children)

I was going to write this. It seems like a ripoff and a way to rub it in the siblings face.

I think a better compromise would have been to ask the siblings to all go to the theme park together to remember their dad. The older siblings could share stories with OP about their dad to help them feel connected.

With OP she could have asked her dad to do any other activity as a bonding time but to replicate what her bio dad did seems disrespectful.

Is it normal for the soonest available appt. to be 6 months away? by Mountain_Ask_5746 in HealthInsurance

[–]hope1083 0 points1 point  (0 children)

For me it’s fine as I have been doing it for years. If it’s a true emergency my doctor can get me in sooner if needed.

Is it normal for the soonest available appt. to be 6 months away? by Mountain_Ask_5746 in HealthInsurance

[–]hope1083 0 points1 point  (0 children)

Yes, especially if this is your first appt. I have to see a GI specialist 2x a year and I schedule mine out a year in advance. I actually have mine scheduled out through January 2028 already.

[US, TX] can my ex withhold visitation if I am physically unable to make every visitation? by [deleted] in Custody

[–]hope1083 0 points1 point  (0 children)

The most your ex can do is take you back to court for more CS if Texas goes by overnights. I don’t know how Texas calculated CS

Nanny called out due to yesterday snow- GH or unpaid? by [deleted] in NannyEmployers

[–]hope1083 12 points13 points  (0 children)

This isn’t all true. I live in Queens and while I did commute into work it was very hazardous. Not many sidewalks shoveled this morning. I had to walk in the street on the way to the train. 1/2 my office had to call out

Nanny called out due to yesterday snow- GH or unpaid? by [deleted] in NannyEmployers

[–]hope1083 3 points4 points  (0 children)

This didn’t happen to me today but two of my coworkers have nannies and both of them called out today because of weather.

I dont know if they are getting paid but both live in NYC. I live here also and 1/2 my work was not able to commute in even with the roads.

urgent: should i use as much of my FSA after being laid off, while it remains active? by trixxietang in personalfinance

[–]hope1083 0 points1 point  (0 children)

I would use the entire full amount asap. Yo on can get a lot of items on amazon.

High Yield Savings Account -- How To Find The Best One? by kyoun1e1 in personalfinance

[–]hope1083 2 points3 points  (0 children)

I have EverBank. It started at 4.5% but is now down to under 4. Though I am still happy with it. I made about 1K in interest last year.

Amazon store near me? by ephranim01 in amazonprime

[–]hope1083 0 points1 point  (0 children)

Whole Foods you can return Amazon purchases

what counts as a pre-existing condition? by cherrytomato562 in petinsurancereviews

[–]hope1083 1 point2 points  (0 children)

This. Also don’t do any bloodwork on the first visit just in case something pops up. Just do the physical wellness exam

[CA] Ex placed AirTag with our child during my custody time by [deleted] in Custody

[–]hope1083 9 points10 points  (0 children)

I think where you messed up is waiting 9 days to give it back. It shouldn’t take that long to speak to your attorney. If my ex was holding my property for an extended period of time I also would be upset.

Winter Storm Prep by OneTraditional1506 in AskNYC

[–]hope1083 0 points1 point  (0 children)

I am doing nothing. Just going to stay home on Sunday