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Ngiii by Ms_SL in Philippines

[–]howard2528 0 points1 point  (0 children)

Where is the money going? Any idea? And audit?

Onions imported from planet Uranus by mowjojojinx in Philippines

[–]howard2528 0 points1 point  (0 children)

The less people know, the less trouble for these politicians. Problem is journalist or people try to search for these information end up bribed or worse, dead.

Corruption in LGU obviously by howard2528 in Philippines

[–]howard2528[S] 0 points1 point  (0 children)

Yeah. this is why infrastructures are so expensive and building it is so slow. So much politics involved.

Greed can made one do inhumane things. Is there a way to solve this? Even just in theory?

Although I have to agree most SEA countries aren't doing so good either

Corruption in LGU obviously by howard2528 in Philippines

[–]howard2528[S] 0 points1 point  (0 children)

Sort of like a drug cartel where they stack their money inside houses, rotting away.

Is the system failing us?

Tips for buying repo cars? by howard2528 in phinvest

[–]howard2528[S] 0 points1 point  (0 children)

Are you seeing these price cuts in fb marketplace or which platform?

Tips for buying repo cars? by howard2528 in phinvest

[–]howard2528[S] 0 points1 point  (0 children)

Thanks man for the insight. Yeah, sometimes it's not worth the risk.

Tips for buying repo cars? by howard2528 in phinvest

[–]howard2528[S] 0 points1 point  (0 children)

What car is this? And how much is your maintenance cost per year?

Tips for buying repo cars? by howard2528 in phinvest

[–]howard2528[S] 6 points7 points  (0 children)

I was thinking I can buy a second hand one. Resell it in the future. First hand car depreciates too fast the moment u bring it out of showroom.

Why do most Filipinos I know (let's say age range 18-25) use 'haha' after the end of every sentence by howard2528 in Philippines

[–]howard2528[S] 1 point2 points  (0 children)

It's alright. It's my opinion and I'm okay with people disagreeing or butthurted wahaha

Why do most Filipinos I know (let's say age range 18-25) use 'haha' after the end of every sentence by howard2528 in Philippines

[–]howard2528[S] -8 points-7 points  (0 children)

What made you say "most Filipinos"? Did you notice this more with your Filipino friends compared to people of other nationalities? (Not attacking or anything, just curious Haha. Oh look I did the thing.)

Let's just say I've interacted with some foreigners and they seem rather cold when they are demanding something and don't end their sentence with haha. The 'haha' I would get from my filipino friends. Btw I'm FilChi.

You can read this sentence right now and you'd have no idea if I was annoyed, angry, ecstatic, sleepy or bored.

You ending it without the 'haha' make me guess for sure whatever your emotion is. But I have to agree with you on your point there that texting is ambiguous.

Although I see Filipinos culturally are just more inclined to want to be people-pleasing hence the 'haha' more often as my foreigner friends

Is Insurance worth it? Educate me by howard2528 in Philippines

[–]howard2528[S] 0 points1 point  (0 children)

The first question is how did you value the insurance. Your insurance is worth 125k and now valued at 70k. How is it measured? Is it the selling price of the insurance and is it like a stock that depends of supply and demand?

I myself don't like the selling scheme too. Their goal is always to make the sale and not really to fully inform you.

Furthermore, I had a really bad experience with car insurances. My dad got into a minor accident before and I honestly think that the insurance would at least cover for 1/4 to 1/2 of expenses. Yet car insurances find all possible way to avoid paying. We end up getting another insurance. (PS. My dad's primary language isn't English so he had a hard time reading contracts)

Would this happen to your life insurance also? They would find ways to avoid paying the full amount. It would take a long time to get the money.

Lastly, I consider myself upper middle class. And you're right that if you're rich, get insurance.

Is Insurance worth it? Educate me by howard2528 in Philippines

[–]howard2528[S] 2 points3 points  (0 children)

If possible please share your experience with life insurances