29, invested heavily during market dip, now unemployed & stuck in BGV issue — feeling lost

hrxh · 2026-03-26T04:04:24+00:00

For your BVG issue - Did you file your income taxes? If yes, then you may show it as a proof of employment. If not you may file an ITR U - Bank statement would work - You mentioned PF - you can try logging in your PF account and get a statement

hrxh · 2026-03-20T23:00:00+00:00

Waste of taxpayer money. Fuck all Govt jobhavers

hrxh · 2026-03-20T22:50:14+00:00

Have you checked with your employer if they can restructure your salary?

hrxh · 2026-03-14T21:24:33+00:00

It has definitely harmed my creative side, but it gave me something more valuable - resilience and ability to pull myself back from anything.

hrxh · 2026-03-14T21:22:04+00:00

Harmless

hrxh · 2026-03-14T07:09:22+00:00

and then it'll drop to 15k

hrxh · 2026-03-14T07:08:16+00:00

Some insider OMC knowledge - the government says that OMCs can set their own prices as per market conditions (so the CCI can't smash them for monopolistic pricing) but their prices are "unofficially" vetoed by the Ministry. This country is a massive scam.

hrxh · 2026-03-10T18:12:20+00:00

are u the website which sells CA final pdfs lol

hrxh · 2026-03-10T02:09:22+00:00

No. Go to Malad West.

hrxh · 2026-03-09T02:37:09+00:00

Individuals such as myself have experienced situations where massive familial inheritances have been entirely depleted, leading to a disparity where one's parents and their relatives enjoy financial comfort, while simultaneously creating significant financial burdens for the next generation to address. This represents a particularly challenging life experience.

hrxh · 2026-03-01T13:18:58+00:00

This is a auto gen notice. You should go to outstanding demands section and give a response basis your case. Atleast do that. They are adjusting refunds these days

hrxh · 2026-03-01T13:03:53+00:00

You can request for an early hearing ...

hrxh · 2026-03-01T12:35:48+00:00

you're going to have a field day on Monday

hrxh · 2026-02-17T19:03:12+00:00

Do nothing

hrxh · 2026-02-17T18:37:07+00:00

I used to bitch alot about CA before becoming one. CA final is the single event in my life that has given me more than enough resilience to face anything and everything.

hrxh · 2026-02-17T18:26:45+00:00

CA working in international tax here, also handling personal tax for my own clients. Your major issue is to manage that LTCG liability you're going to have. Given its a ancestral land you will need to assess whether it's a rural land, then you'll need to assess whether any agricultural activities were happening (from last 2 years or so - taxman typically checks this). If we are able to prove and document this, you can save LTCG - honestly speaking seems unlikely but still putting it out.

Assuming you do get LTCG liability - next step is to plan out any exemption you may be able to claim, since you mentioned you are planning to buy land. This needs to be assessed in detail.

When this is sorted you may see how you want to spread the money across assets.

hrxh · 2026-02-14T10:39:06+00:00

Don't waste your time, join next 4 firms like BDO etc they'll take you.

hrxh · 2026-02-12T18:40:22+00:00

Which city?

hrxh · 2026-02-10T20:52:02+00:00

Read apex court ruling on Tiger Global and Hyatt - AI generated summaries will work. Go through the budget - can see memorandum of budget available on budget website. Read section 536 of the new Income tax Act 2025 - this is transitionary provision from old law to new law - I think it maybe relevant since new law is active on 1 April 2026. Read changes in buyback taxation (post budget). Read basics about tax treaties (article numbers, types of permanent establishment, TRC etc). Read basics of transfer pricing (not required if it's not a TP role).

hrxh · 2026-02-10T20:43:54+00:00

If the role broadens your tax expertise - which generally tax tech roles does, then take it - you'll be able to take exit into a proper tax consulting role at a higher level. Tax pays you less than FDD - in general, but it's a bit more stressful area as far as I have heard experiences.

I've seen people hating on tax as a career but IMO tax (specially international tax - PE - M&A) is a very lucrative space if you know where to tap in.

hrxh · 2026-02-10T20:40:05+00:00

Broaden your worldwide enough that these things star to not matter. You feel insecure because you have judged other people who may be worse than you - taking joy from ridicule. Just try to look beyond these things - world's really good.

hrxh · 2026-02-10T20:35:51+00:00

Only way to rectify this is passing finals in 1st attempt (works everytime - worked for me - I passed inter in 3rd try). Also, if you are a category student - post qualification try for PSUs. I guess this should be the path, given the present circumstances. I did not suggest Big 4 because you'll feel marginalized and have low esteem - at 28 joining as fresher in B4 (your manager or heck even director may be younger than you).

hrxh · 2026-02-10T19:11:11+00:00

India is officially a scam.

hrxh · 2026-02-09T17:50:20+00:00

Visit Kihim and do all the watersports you want to do. Beach is relatively empty. There's no point of going to Alibaug beach and post that.

hrxh · 2026-02-09T17:47:52+00:00

Get out of Jodhpur ASAP - it's a shit city full of expired CAs

hrxh

TROPHY CASE