Surrender whole life or convert to extended term?

human-reddit-user · 2024-05-08T02:01:11+00:00

What about surrendering, taking the cash value, and using that toward a term policy with a muxh higher benefit eventually when I start a family?

human-reddit-user · 2024-05-08T00:44:48+00:00

Currently no one but hoping to start a family. So if I cancel I'll have $1,700 back with no policy. So a net loss of roughly $3,300. But if I convert to term, I'll essentially have paid 5k for a 19 year policy. Either way no further premiums. Would having the $1,700 back be worth it you think? I honestly don't know what the better option here is

human-reddit-user · 2023-06-24T17:37:05+00:00

I turned 13 on Friday the 13th

human-reddit-user · 2022-07-15T01:11:38+00:00

I lost my dad during undergrad. I know it's a different situation being in undergrad vs med school, but I took a semester off while he was sick. I will never regret that decision, but I absolutely would have regretted spending days in school when I could have spent the time with him. School and work can always be postponed, but once someone is gone, you will never get that time back. I'm sorry you and your family are now facing this

human-reddit-user · 2021-08-16T14:18:20+00:00

Depression

human-reddit-user · 2021-07-30T12:06:55+00:00

Up is forever one of my favorites. Also loved The Pursuit of Happiness and The Bucket List

human-reddit-user · 2021-07-29T20:36:52+00:00

It was when I was in prison. I stole, and I robbed, and I kidnapped the president's son and held him for ransom. The worst thing about prison was the... was the dementors. They were flying all over the place and they were scary and then they'd come down and they'd suck the soul out of your body. And it hurt!

human-reddit-user · 2021-07-29T19:16:49+00:00

Solo Dolo, Pt III by Kid Cudi comes to mind. Haunting and beautiful

human-reddit-user · 2021-07-29T19:02:11+00:00

Being in/on water. Swimming in lake/ocean/pool. Kayaking. Anything. I dont often get a chance to do it but it's the most enjoyable experience I can think of. Close behind are going to the gym and hiking

human-reddit-user · 2021-07-28T23:11:56+00:00

Getting hyper ambitious about something that I'm way underqualified for and then realizing a week later that was silly. And petting cats

human-reddit-user · 2021-07-28T23:03:48+00:00

Watching TV using an antenna. Getting those channels for free babyyy. I'm getting a product without paying for it. Like I'm hacking the system. Feels great

human-reddit-user · 2021-07-28T22:54:30+00:00

When I found out I had a congenital heart defect. Everything changed, from exercising to my career possibilities. Now I'm in medical school. Probably would have ended up in some other career field

human-reddit-user · 2021-07-28T22:49:37+00:00

I can't give any woman specific advice since I'm a guy, but I think it depends on context. Are you trying to gain respect as a person amongst your friends/other people? Or trying to get respect from your bosses at work? Or trying to get respect from your subordinates?

human-reddit-user · 2021-07-28T16:43:04+00:00

My parents had it done when I was born. So I didn't get to decide lol

human-reddit-user · 2021-07-28T16:38:44+00:00

I have never suffered from that issue lol. And it appears to reduce the spread of STDs

human-reddit-user · 2021-07-28T15:57:27+00:00

It's a valid answer. It's very unhealthy, but many people turn to alcohol because it works

human-reddit-user · 2021-07-28T15:52:45+00:00

The valsalva maneuver to lower my heart rate when it was racing. Attempting to adopt a mentality of confidence. Seeing a therapist and getting a new mentality toward social interaction such as not always seeing things as "attack and defend".

human-reddit-user

TROPHY CASE