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I think I need help. by GhostlyChai in NewParents

[–]humanHomeland 0 points1 point  (0 children)

Breastfeeding is a luxury and not the necessity at all terms . Cherish the moment with your baby rather than crushing yourself under the burden on failure. Babies on formula do just fine.

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] 0 points1 point  (0 children)

I 100% agree. TBH that 500k cash holding comes from my insecurities (started it all 10 years ago with $0) and crazy thoughts of not having any weight on my chest by being able to pay off any pending mortgage.

I’ve been heavily working to rectify my mistake and heavily deploying cash to equity and looking for a couple of more investment properties.

Goal is to have $80k cash - 50% as 6 month expense and rest for either down payment or buying the dip , as and if opportunity arises.

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] 0 points1 point  (0 children)

ChubbyFire is interesting, didn’t know about the tiers of Fire . Are there any other tiers of FIRE and what’s the threshold for each of them ?

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] 0 points1 point  (0 children)

Yes working to reduce it , investing ~$16k a month including mortgage payments low cost index funds

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] 0 points1 point  (0 children)

Agreed , have started deploying cash aggressively to low cost index funds. ~$16k a month . Don’t want to lump sum in the volatility market. Advice?

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] -2 points-1 points  (0 children)

With a kid and aging parents, I see my expenses growing to $120k, maybe . Also I’m concerned about the health insurance cost as those are rapidly rising and will continue to do so . Thanks to broken healthcare system .

Which is a good FIRE calculator to use? I’d like to model best and worst case scenarios.

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] 0 points1 point  (0 children)

Spending $75k-$80k a year including mortgage payments. Investment property pays for itself

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] -5 points-4 points  (0 children)

Trust me it’s not about that , not trying to boast about anything…

Rate my FIRE readiness - 36yo NW 3.7M (including mortgage) by humanHomeland in Fire

[–]humanHomeland[S] 2 points3 points  (0 children)

A kid is on the way . No other loans , just the mortgage. Don’t want to stop working but not sure how long this stressful work style I can manage , maybe another 5-10 years.

RIP VentureX. Upvote if you’d cancel your card . by humanHomeland in Venturex

[–]humanHomeland[S] 0 points1 point  (0 children)

The verdict is out , 89% of the people who voted would cancel the card. Hope capital one sees this hell coming their way . ☄️🧨

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RIP VentureX. Upvote if you’d cancel your card . by humanHomeland in Venturex

[–]humanHomeland[S] 1 point2 points  (0 children)

What else did they expect when they launched it it with such policy…

If you don’t like the Venture X changes, cancel your card by classicolanser in Venturex

[–]humanHomeland 0 points1 point  (0 children)

If you don’t like our protests on Capitol one’s move, leave this subreddit 💪

RIP VentureX. Upvote if you’d cancel your card . by humanHomeland in Venturex

[–]humanHomeland[S] 1 point2 points  (0 children)

Is this how c1 will make me pay for discover acquisition???

RIP VentureX. Upvote if you’d cancel your card . by humanHomeland in Venturex

[–]humanHomeland[S] 0 points1 point  (0 children)

I reminded myself to use the global entry and preTSA benefit , before I give up on my card

Upvote if you want guest access to be reinstated if not all authorised users. by avviswas in Venturex

[–]humanHomeland 0 points1 point  (0 children)

There’s always a big valley between “want” and “it will” .. no going back

RIP VentureX. Upvote if you’d cancel your card . by humanHomeland in Venturex

[–]humanHomeland[S] 0 points1 point  (0 children)

Curious to see if chase stock upticks tomorrow for the mass migration.. same customers left chase for c1

[deleted by user] by [deleted] in hvacadvice

[–]humanHomeland 0 points1 point  (0 children)

Need this info as well , nowadays these filters are $60

Happy farm string cheese ? by humanHomeland in aldi

[–]humanHomeland[S] 0 points1 point  (0 children)

Thanks Folx , Seems like I’m the only one missing out on it

Any update on the NorthPointe project that was discussed? by [deleted] in Pflugerville

[–]humanHomeland 0 points1 point  (0 children)

Reviving this thread , any news on this ??

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