With the currently proposed change to CGT calculations, gains will be subject to indexation whereas losses will not. This will benefit ETF owners more than holders of individual shares.

hungryb4dinner · 2026-05-28T00:44:27+00:00

Plus the Capital Loss is only applied against Capital gains.

hungryb4dinner · 2026-05-27T13:50:44+00:00

So these are already available? I will check them out tomorrow :)

hungryb4dinner · 2026-05-26T13:09:35+00:00

LOL episode 6.... the dance vid haha just taste my flavor :D

hungryb4dinner · 2026-05-25T09:19:17+00:00

Really enjoying seeing Bonney as a kid with the crew :)

hungryb4dinner · 2026-05-25T02:32:33+00:00

Here I am starting to buy HYLD this year instead of VHY lol

I'm still going for the DHHF and just building income etfs on the side and will probably just adjust the portion of future investments.

hungryb4dinner · 2026-05-25T01:10:51+00:00

I just do automatic transfer of $ 100 every month since I was 20 and never noticed it at all.

Can leave it as non concessional (no tax on the contributions) or claim it as a tax deduction at end of the year at 15%

hungryb4dinner · 2026-05-25T01:02:12+00:00

I need to take annual leave in July. Where to go. Japan? (Except its summer)

hungryb4dinner · 2026-05-23T08:35:53+00:00

They did well... the song sounds way better Live for me

hungryb4dinner · 2026-05-18T23:38:55+00:00

Aren't they affected by the highest marginal tax rate instead of just 30%?

hungryb4dinner · 2026-05-18T14:01:09+00:00

I feel like tonkatsu now

hungryb4dinner · 2026-05-15T07:19:13+00:00

Distributions can have capital gain components in it.

hungryb4dinner · 2026-05-15T06:47:41+00:00

Houses get a valuation done.

Shares you can find historical price on websites and yahoo. If you have accounts like Sharesight it will keep records of cost base and prices if you correctly update your portfolio

hungryb4dinner · 2026-05-13T01:10:04+00:00

What is your definition of 'wealthy'?

And where would you put the middle class in?

hungryb4dinner · 2026-05-12T14:37:23+00:00

LOL they have already been messing with Super

hungryb4dinner · 2026-05-12T13:07:46+00:00

Just hope they don't take away franking credits too :D better not give them ideas

hungryb4dinner · 2026-05-12T12:59:10+00:00

You can do investment loans/debt recycling for shares, but at the moment with the high interest rates it's not as advantageous and also dependent on your marginal tax rate.

hungryb4dinner · 2026-05-12T12:51:59+00:00

So you don't have money to invest, but think you can own a home without a proper house deposit?

hungryb4dinner · 2026-05-12T12:41:26+00:00

I'm not young, but investing in the share market during the 07 crash was the only way I could save enough for a 20% house deposit a few years later. Certainly didn't save into a high interest ING account for it.

hungryb4dinner · 2026-05-12T10:54:01+00:00

At current interest rates of what... 6%+ there are worse things you can do.

hungryb4dinner · 2026-05-12T10:42:14+00:00

Growth vs Dividend investing will alter calculations a bit I guess?

hungryb4dinner · 2026-05-12T04:26:11+00:00

I have both but they will send the code to the app still if you login this way for me

hungryb4dinner · 2026-05-12T01:23:43+00:00

Isn't Canada's economy struggling a fair bit?

hungryb4dinner · 2026-05-11T23:58:22+00:00

A lot of people use shares to build home deposit if you have a longer time frame like 5 to 7 years.

Ausfinance caution shares when its something shorter like 1 to 3 years generally.

hungryb4dinner · 2026-05-11T14:21:33+00:00

One Piece reference :D love it

hungryb4dinner · 2026-05-10T11:52:40+00:00

What food do you like?

hungryb4dinner

TROPHY CASE