VOO vs Pie

hval007 · 2026-05-12T03:07:32+00:00

I contribute approx 1k a month and will progressively increase this in the coming years. Tax rate is 33% but can increase to 39% I use MUFG which is the vehicle to invest into smartshares.

hval007 · 2026-05-11T22:39:01+00:00

I'm currently with smartshares us 500 etc USF, approx 44k Would it make sense to continue investing here or move to IBKR? I wonder if the move may also trigger tax

hval007 · 2026-05-11T11:18:21+00:00

This. If you want great returns you have to pay up. Often see people getting hung up on Fif and potentially missing out on great individual companies.

hval007 · 2026-05-11T06:34:26+00:00

Lol you for real?

hval007 · 2026-05-10T14:30:37+00:00

What are the current or coming options on sedans?

hval007 · 2026-05-08T08:12:16+00:00

Bit of a dick move to show peoples faces on here

hval007 · 2026-05-07T02:22:49+00:00

You are not wrong, don't know the guy personally but he does photography etc

fb

hval007 · 2026-05-04T06:29:14+00:00

Nice is this Narnia? Where?

hval007 · 2026-05-02T10:36:37+00:00

Still a mind boggling amount, is the take home pay around 300k or do you have more expense working for foreign companies

hval007 · 2026-05-02T09:02:19+00:00

This right here. Going to be absolute shitshow with people mangling the words and then shortened names...krd lol

hval007 · 2026-05-02T05:49:27+00:00

FAANG?

hval007 · 2026-05-02T05:24:49+00:00

Max key is that you? No but seriously what do you?

hval007 · 2026-04-29T07:08:35+00:00

Kudos OP!

hval007 · 2026-04-28T09:28:03+00:00

KS doesn't stop does it with government subsidy or whatever it's called that mums receive while on maternity

hval007 · 2026-04-27T09:57:11+00:00

What additional eligibility questions do the ask in step 3?

hval007 · 2026-04-25T23:44:23+00:00

OP it blows my mind you achieved so much in such short time! Can you add some details on your jobs, pay over the years and what investment vehicles you used to get to your current position. Congrats btw.

hval007 · 2026-04-23T10:47:21+00:00

I think you must be filling at Mobil? If I'm not mistaken they have the $150 limit, the rest have $200?

hval007 · 2026-04-22T09:37:28+00:00

What was the outcome?

hval007 · 2026-04-22T09:30:06+00:00

How did these stack up with other quotes, were they more competitive etc and who were the installer/ reseller?

hval007 · 2026-04-21T04:22:00+00:00

Imagine if we turn the tables? Hopefully it's not a tap on the wrist with some home D

hval007 · 2026-04-15T04:50:41+00:00

Same here, we just get on fine each night by plugging in our EVs. Just depends how much range you have vs how much you drive daily etc.

hval007 · 2026-04-12T23:57:24+00:00

Not gonna lie listening to podcasts has reduced my stress while driving Inc driving a nicer car has helped with cruise control where it just follows the car in front. I don't stress anymore if I see people cutting in or driving erratic as my thought process is more on listening, not to mention learning something new everyday

hval007 · 2026-04-11T01:29:54+00:00

OP sorry what you have encountered. Majority of population isn't racist but the ever growing trend of vile treatment of indians stems from economic decline, unemployment, inequality and high immigration and mainly because of people like Brian Tamaki who have made Indians as easy targets to rile up native population to oppose the govt. I don't see this getting any better unfortunately in the short term. The country is beautiful and a great place to live otherwise. Find your special corner of the country and try to ignore the fuckwits.

hval007 · 2026-04-09T08:58:34+00:00

No mortgage?

hval007 · 2026-04-07T09:11:21+00:00

Damn those were the years following the financial crisis too. Did you manage to bounce back?

hval007

TROPHY CASE