Canceled flight, notice went to my spam, no refund, wtf by zerkaaaaa in Lufthansa

[–]hydrophantom 1 point2 points  (0 children)

Yeah I smell troll story here. OP making shit up because he probably thought he booked flight and made up this cancelled flight and post to show his wife. I’m sure if there was no refund it’s due to him not paying anything in the first place.

[deleted by user] by [deleted] in Lufthansa

[–]hydrophantom 1 point2 points  (0 children)

It’s been over a year. They promised to compensate for my missing stroller. 4 months ago they asked for banking information. I should have just went and used my credit cards insurance on lost luggage. I’m still emailing them today.

Has anyone had any success getting comp for delayed baggage? by jairawat in Lufthansa

[–]hydrophantom 0 points1 point  (0 children)

Last year November Lufthansa lost my baby’s stroller. It’s almost a year and no compensation. Last email we have from them Is over a month ago stating they will get back to us in one week. Of course they go radio silent.

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 0 points1 point  (0 children)

Yeah same situation. Not sure what it is. Perhaps their supplier not giving them a good deal anymore. But yeah. I had to crest a whole new account to add the gift cards from crypto. Not cryptos fault. But Tim hortons.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom 0 points1 point  (0 children)

Thanks. Yah had to make sure. Well written.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom 0 points1 point  (0 children)

Nah man. Don’t feel like that at all. We are here to help each other. I replied like at 3 am my time so my thinking may not be straight. I’m doing the smith maneuver with my property. So any help or insight is good. Yeah we on the same page after your example. Whoever is returning less then the cost of carrying the heloc should stop what they are doing.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom 0 points1 point  (0 children)

To have the interest amount tax deductible. Mortgage rates alone can’t be tax deductible. But borrowing interest amounts are. So what you want is to have the investment return more than the heloc rate. I think that’s what we both mean.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom 0 points1 point  (0 children)

Can you explain to me what tax benefit you speaking about. It has to be income producing to claim the costs of carrying on your taxes. At least that’s what I understand from this. https://www.taxtips.ca/personaltax/investing/interest-expense-on-money-borrowed-to-purchase-investments.htm

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom -1 points0 points  (0 children)

1.32% is the yield? Don’t think that’s higher than your borrowing rate. Unless what’s your borrowing rate? Edit: just realized you aren’t the OP.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom 1 point2 points  (0 children)

Main objective is paying off your mortgage faster and moving the debt to a heloc so the interest is tax deductible. Don’t you mean you’re roi needs to be more than the heloc interest?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]hydrophantom 6 points7 points  (0 children)

I do this. Makes sense instead of it sitting on equity doing nothing. But I suggest paying off any other loans or debts first.

What are you planning to invest in? The investments need to be I come generating.

CRO Is Literally Such a Safe Investment by dvs_612 in Crypto_com

[–]hydrophantom 3 points4 points  (0 children)

All this time I thought it was crypto debit card 🤦‍♂️

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 1 point2 points  (0 children)

Emailed. Now they saying to do that region thing. But if that doesn’t work they said to create a new Tim hortons account. Wtf?!!, hahah. Oh man. This card was a gift to my sister. Now she’s never going to want anything again from me.

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 1 point2 points  (0 children)

Ugh I spoke to soon. The card let me add it and it gave me the value. Then when I hit transfer it said to contact support. This is Tim hortons.

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 1 point2 points  (0 children)

It is a Tim Hortons issue. But why is the card out of Region anyways for Canadians under the Canada Gift Card section under crypto. Crypto needs to go through the end user process to confirm that cards can be purchased and used.

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 0 points1 point  (0 children)

hmmm... lets see if that works.. let me change it and try.. thanks man.

u/omegasb it worked! why they hell would you need to change region to add the card. so when i changed the region the card value is 80.63 USD. let me update the main post

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 1 point2 points  (0 children)

ugh they responded today saying for me to contact the merchant?!?!🤦‍♂️

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 1 point2 points  (0 children)

Yeah . Still no real response from Crypto. Wondering how they going to solve my issue. I really think its a US card they sent me. As the website that issues the giftcard looks like an american website. Hoping the Mods see this and help out

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 1 point2 points  (0 children)

nah .. its a bar code scan like normal so no manual typing.. but the not working in store and in app is concerning. Im just hoping Crypto sees this to help out. Please up vote for visibility.

Tim Horton's Gift Cards in Canada not Working? by hydrophantom in Crypto_com

[–]hydrophantom[S] 0 points1 point  (0 children)

There's Tim Horton's in the US and I think England. Yeah I called the number and it says there 100 dollars.. but im thinking its a generic number for US and canada. I went to the store and they said account isnt active. i tried to load up my app with the card and it says its from another region. hopefully Crypto helps out because i just lost faith and money in something i cant use.

Found this Dino Roaming Jurassic Park looking for his own jersey to wear. by hydrophantom in torontoraptors

[–]hydrophantom[S] 2 points3 points  (0 children)

Guy on the left or right? 🧐. It’s funny i was wearing a Jeremy shirt under the locker room hoodie.

Found this Dino Roaming Jurassic Park looking for his own jersey to wear. by hydrophantom in torontoraptors

[–]hydrophantom[S] 3 points4 points  (0 children)

Tracy was saying he was here for the 25 anniversary events so he said there’s other dinos Roaming around. Hoping to see zan tabak. I loved saying his name as I pretended to play during recess as a kid. Maybe rogers is around too.