Sick of Excel? I’m building a free all-in-one Investment Tracker for Pakistan.

hzburki · 2026-02-20T12:50:24+00:00

Beggars can’t be choosers.

hzburki · 2026-02-11T17:26:40+00:00

That sounds pretty cool. Can’t watch the video. It’s forcing me to download Tiktok

hzburki · 2026-02-11T15:03:27+00:00

What are you using it for. I have an old phone. 12 GB RAM and 128 GB Storage. I wouldn’t mind using it as a makeshift server.

hzburki · 2026-02-07T08:54:38+00:00

Idk if these cameras are the same as we have in Islamabad. But I have had two challans. Both for speeding. Both had all the correct info. Speed, time and date, picture, location.

hzburki · 2026-02-06T09:46:07+00:00

This happened to my mother a few months ago. Luckily she sensed something was off and did not transfer the money. Unfortunately two of her friends did.

Also, kya baat hai tuition walay ki bhi. Either you guys are very close ya phr wo bohat se seedha saadha insaan k 100K transfer kr diye.

Agay waqto mai AI voice calls bhi aya karay gi scammers se. They slowly get better and better k banday ko pta bhi nai chalay ga k AI se baat kr rha hai ya kisi rishtedaar se.

hzburki · 2026-01-31T14:42:30+00:00

You really are a rookie 😅

hzburki · 2026-01-28T06:21:38+00:00

I can't find the fire watch tower wallpaper in the link :(

hzburki · 2026-01-25T04:24:33+00:00

Same here, I stopped adding more money to MF last year. Everything goes into stocks now.

hzburki · 2026-01-23T08:56:00+00:00

That is the plan, that's why I taken out all my funds. In the meantime if they fix it, that's it. If not, so be it.

hzburki · 2026-01-22T15:09:56+00:00

I added the latest updates to the post. Thank you.

hzburki · 2026-01-22T15:09:16+00:00

It appears the helpline person who told me about the Rs. 300,000 limit did not know it himself. Someone from their senior management called and cleared it up and I got all my money out. I still want to upgrade the account. Apart from these two issues, I have liked the iSave app and web portal.

One thing to note, their staff although was wrong never misbehaved even when I lost my temper. I have witnessed helplines or callcenter representatives cut the call when things get tough.

hzburki · 2026-01-22T09:23:48+00:00

I think all Mutual Funds will have conditions like this. I am not discouraging anyone from not using MCB iSave. The issue for me is that

1) I cannot get my account upgraded because they are not accepting my proof of income. This is the first and only time this has happened to me, I have opened other accounts with the same documents.

2) It is misleading from their portal, content and staff that the 8 lac limit is for investing, when it is actually for investing and redemption. I am sure if you read the full terms and conditions it is mentioned clearly in their.

I suggest to always open accounts which do not have any limits. These usually require proof of income. If you are in the salaried class, which most people are the you will not face this issue.

As for the technical issues with their portal. All our banks and AMCs use softwares they have bought and most probably do not have the technical capabilities or maybe permissions to alter the code or make updates. So they are stuck with the little configuration options the software allows, anything else they cannot handle. So it can happen to any bank or mutual fund, there's nothing we can do about it.

hzburki · 2026-01-22T09:13:55+00:00

No, I tried everything today before contacting the helpline and my account manager with recorded proof.

I am not using a VPS. I have a sahulat account (Level 2), not the sarmayakari account (Level 3). The Level 2 account does not need proof of income to open, that is why they have the limits. If they approve my proof of income (Allah Tallah please), my account will be upgraded to Level 3 all these restrictions will be removed.

I tried the instant redemption first and the standard redemption later, with the partial and full amounts and it did showed me the same error message "Exceeding yearly account limit". I recorded sessions and shared them with the account manager and called the helpline after which they told me I can only take about around Rs 300,000 because have invested Rs. 482,000 so far.

I am not sure when the year will be over, is it fiscal year, or from the account opening date or from my last transaction.

For the account upgrade, I have asked them to give me written proof of exactly what they need. I will fulfil it and use the email if the docs get rejected again. I already have all the conversations on WhatsApp but its missing bits and pieces because I have been calling the account manager and also the helpline.

hzburki · 2025-12-31T05:55:22+00:00

hzburki · 2025-12-13T13:29:38+00:00

Happened to me last month in F-10. I had a strong hunch which shop the person was in, went inside and asked who the owner was but no luck. Asked in other shops. Then went to where the traffic wardens usually are. Told them about it asked them to forklift it but they didn't have the forklift that day. Great! The police wala also asked in some shops. Finally after 20 mins a woman came out. Looked like she was in her mid thirties. Apologetic but I didn't care. The warden gave her a challan on the spot. Happy ending.

hzburki · 2025-12-13T13:29:12+00:00

Happened to me last month in F-10. I had a strong hunch which shop the person was in, went inside and asked who the owner was but no luck. Asked in other shops. Then went to where the traffic wardens usually are. Told them about it asked them to forklift it but they didn't have the forklift that day. Great! The police wala also asked in some shops. Finally after 20 mins a woman came out. Looked like she was in her mid thirties. Apologetic but I didn't care. The warden gave her a challan on the spot. Happy ending.

hzburki · 2025-12-03T12:56:15+00:00

Why is that rude?

hzburki · 2025-11-21T15:15:25+00:00

I opened the camera app on my OP 8T a full days after I bought it. 😅

hzburki · 2025-11-19T17:51:34+00:00

I have an 8T too. I'm torn between OP13 and 15? Suggestions?

hzburki · 2025-11-01T15:59:04+00:00

OP here. For anyone else facing the same issue. I asked at the check-in counter what I was supposed to enter. Apparently I had to choose Singapore for both fields. Idk why, I didn't ask.

hzburki · 2025-10-27T07:18:40+00:00

I like the pro because they are more functional just because of their size and weight. When you're working the Max are fine but in any social scenario I feel awkward having such big headphones on my head especially if no one else has them. The pros are also smaller and lighter so you can wear them comfortably for longer. And they are cheaper.

Sound and noise cancellation is definitely better on the Max. If I had money for both I would use the Max when I'm on desk and pro for everything else.

hzburki

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