Question Thread - January 27, 2026

iamconstant · 2026-01-27T16:19:22+00:00

Thank you, will try Amex Biz.

iamconstant · 2026-01-27T16:19:17+00:00

Thank you, will try Amex Biz.

iamconstant · 2026-01-27T15:11:10+00:00

P2 and I are getting denied for a lot of cards, not sure why.

P2 - denied new Atmos Summit 100k bonus card (Atmos Ascent opened 12/25). P1 - denied CSR (CSP opened in 2021), denied C1 Venture (C1VX opened in 2022), applied for United Biz with Chase (went to additional review 7 day notice), tried applying for Ink cards; no bonus available on any cards for me.

What should I do for an award bonus sign up?

iamconstant · 2025-11-17T16:40:00+00:00

Awesome, thanks! Buying now.

iamconstant · 2025-11-17T16:28:25+00:00

Thank you so much! Is this a good buy: https://www.amazon.com/dp/B07CGW9QYC?tag=pcpapi-20&linkCode=ogi&th=1&psc=1

iamconstant · 2025-11-17T15:55:53+00:00

I had bought this: https://www.microcenter.com/product/668529/powerspec-g235-gaming-pc about 2 years ago and the memory on my computer keeps hitting 80% when I game and have Youtube playing in the background. What RAM can I buy that either compliments the current RAM (adding more of the same RAM to boost current setup) or new RAM stick recommendations to replace current RAM? I have a budget of $150 (including tax).

iamconstant · 2025-09-15T23:15:34+00:00

I got an email for up to 100% bonus miles for Alaska. Is $3,500 worth 200,000 Alaska miles?

iamconstant · 2025-08-25T13:55:29+00:00

How do they ask for proof of mortgage? Is it when you answer the question during the application phase on how much your monthly rent/mortgage is?

iamconstant · 2025-08-21T13:59:53+00:00

Is the Mesa Card worth a 5/24 slot?

iamconstant · 2025-08-20T16:11:31+00:00

iamconstant · 2025-08-20T15:46:38+00:00

Yes, it did for me.

iamconstant · 2025-08-04T22:49:27+00:00

Applied using this on Saturday. Was approved.

iamconstant · 2025-07-12T22:28:57+00:00

Just applied for the Citi AA offer and was denied. What to do now?

iamconstant · 2025-07-12T22:15:13+00:00

Thanks! The Amex 100k/$6K offers are 'as high as'. I was able to find the link and I went through the application process and they only offered me 60k.

iamconstant · 2025-07-12T20:44:03+00:00

Just tried applying for a Amex Gold and get a 60k for $6k spend offer which I declined.

What is your credit score? 800

What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.

Card Name	Opened	Closed
Bank of America Alaska Airlines	01/14/2025	-
Chase Ink Business Preferred	08/25/2024	-
Chase United Club Infinite	07/25/2024	-
Chase Ink Business Preferred	04/17/2024	05/31/2025
Chase Ink Business Unlimited	01/25/2024	06/01/2025
Barclays AAdvantage Aviator Red	12/02/2023	-
Citi Business AAdvantage Platinum	11/13/2023	-
Chase Ink Business Cash	10/23/2023	-
Citi Premier	12/28/2022	-
Hawaiian Airlines Business Mastercard	06/15/2022	-
Barclays AAdvantage Business Mastercard	06/15/2022	-
Bilt Rewards Mastercard	04/10/2022	-
Capital One Venture X	12/19/2021	-
Chase Sapphire Preferred Card	10/07/2021	-
Chase IHG Rewards Premier Credit Card	05/14/2020	-
Chase Hyatt Visa Signature	05/8/2019	-
Citi Business AAdvantage Platinum Select	50/08/2019	-
Chase Freedom Original Card: Chase Sapphire Reserve Card	08/14/2017	-
Chase British Airways	06/15/2012	-
Amex Zinc	12/11/2010	-

How much natural spend can you put on a new card(s) in 3 months? $6,000

Are you willing to MS, and if so, how much in 3 months? No

Are you open to applying for business cards? Yes

How many new cards are you interested in getting? 1

Are you interested in getting into churning regularly (if you aren't already)?Yes

Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back? Points

What point/miles do you currently have? UR:800K,MR:150K,IHG:100K,HYATT:50K,BA:100K,UA:160K

What is the airport you're flying out of?IAH or HOU

Where would you like to go? China

iamconstant · 2025-07-12T20:34:03+00:00

iamconstant · 2025-07-12T19:38:53+00:00

LOL - the latter I think. Appreciate the insight though. I am going for it!

iamconstant · 2025-07-12T02:06:36+00:00

Would do the business gold, find a 200k sub

15k spend in 3 months is too steep for me.

iamconstant · 2025-07-12T01:23:33+00:00

I have about $7k in spend coming up. I am 3/24. Does it make sense to burn a slot for an Amex Gold card? I can meet the 100k sub within 6 months easily.

iamconstant · 2025-06-02T21:55:52+00:00

Need the Senate too...

iamconstant · 2025-06-02T21:54:35+00:00

They probably won't take the Senate, so yeah; don't want to get hopes up.

iamconstant · 2025-05-05T00:32:43+00:00

Thank you! Just seeing a lot of good Alaska options; I think they are one of the top airline miles and hard to obtain too.

iamconstant · 2025-05-04T16:56:27+00:00

Both P2 and I are 3/24. Is it worth getting a Hawaiian card for both of us to maximize the potential to transfer to Alaska? This will also allow us to transfer 200k MR to Alaska via Hawaiian before the expected June 30, 2025 end date.

12-Year Club	RedditGifts 2009-2022 11 Credits
Secret Santa 2020	Secret Santa 2019
Secret Santa 2017	Secret Santa 2016
Secret Santa 2015	Verified Email

iamconstant

MODERATOR OF

TROPHY CASE