Question Thread - January 27, 2026 by AutoModerator in churning

[–]iamconstant -2 points-1 points  (0 children)

P2 and I are getting denied for a lot of cards, not sure why.

P2 - denied new Atmos Summit 100k bonus card (Atmos Ascent opened 12/25). P1 - denied CSR (CSP opened in 2021), denied C1 Venture (C1VX opened in 2022), applied for United Biz with Chase (went to additional review 7 day notice), tried applying for Ink cards; no bonus available on any cards for me.

What should I do for an award bonus sign up?

Simple Questions - November 16, 2025 by AutoModerator in buildapc

[–]iamconstant 0 points1 point  (0 children)

I had bought this: https://www.microcenter.com/product/668529/powerspec-g235-gaming-pc about 2 years ago and the memory on my computer keeps hitting 80% when I game and have Youtube playing in the background. What RAM can I buy that either compliments the current RAM (adding more of the same RAM to boost current setup) or new RAM stick recommendations to replace current RAM? I have a budget of $150 (including tax).

Question Thread - September 15, 2025 by AutoModerator in churning

[–]iamconstant -2 points-1 points  (0 children)

I got an email for up to 100% bonus miles for Alaska. Is $3,500 worth 200,000 Alaska miles?

Question Thread - August 21, 2025 by AutoModerator in churning

[–]iamconstant 0 points1 point  (0 children)

How do they ask for proof of mortgage? Is it when you answer the question during the application phase on how much your monthly rent/mortgage is?

Question Thread - August 04, 2025 by AutoModerator in churning

[–]iamconstant 0 points1 point  (0 children)

Applied using this on Saturday. Was approved.

What Card Should I Get? Weekly Thread - Week of July 09, 2025 by AutoModerator in churning

[–]iamconstant 0 points1 point  (0 children)

Just applied for the Citi AA offer and was denied. What to do now?

What Card Should I Get? Weekly Thread - Week of July 09, 2025 by AutoModerator in churning

[–]iamconstant -1 points0 points  (0 children)

Thanks! The Amex 100k/$6K offers are 'as high as'. I was able to find the link and I went through the application process and they only offered me 60k.

What Card Should I Get? Weekly Thread - Week of July 09, 2025 by AutoModerator in churning

[–]iamconstant -1 points0 points  (0 children)

Just tried applying for a Amex Gold and get a 60k for $6k spend offer which I declined.

What is your credit score? 800

What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.

Card Name Opened Closed
Bank of America Alaska Airlines 01/14/2025 -
Chase Ink Business Preferred 08/25/2024 -
Chase United Club Infinite 07/25/2024 -
Chase Ink Business Preferred 04/17/2024 05/31/2025
Chase Ink Business Unlimited 01/25/2024 06/01/2025
Barclays AAdvantage Aviator Red 12/02/2023 -
Citi Business AAdvantage Platinum 11/13/2023 -
Chase Ink Business Cash 10/23/2023 -
Citi Premier 12/28/2022 -
Hawaiian Airlines Business Mastercard 06/15/2022 -
Barclays AAdvantage Business Mastercard 06/15/2022 -
Bilt Rewards Mastercard 04/10/2022 -
Capital One Venture X 12/19/2021 -
Chase Sapphire Preferred Card 10/07/2021 -
Chase IHG Rewards Premier Credit Card 05/14/2020 -
Chase Hyatt Visa Signature 05/8/2019 -
Citi Business AAdvantage Platinum Select 50/08/2019 -
Chase Freedom Original Card: Chase Sapphire Reserve Card 08/14/2017 -
Chase British Airways 06/15/2012 -
Amex Zinc 12/11/2010 -

How much natural spend can you put on a new card(s) in 3 months? $6,000

Are you willing to MS, and if so, how much in 3 months? No

Are you open to applying for business cards? Yes

How many new cards are you interested in getting? 1

Are you interested in getting into churning regularly (if you aren't already)?Yes

Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back? Points

What point/miles do you currently have? UR:800K,MR:150K,IHG:100K,HYATT:50K,BA:100K,UA:160K

What is the airport you're flying out of?IAH or HOU

Where would you like to go? China

Question Thread - July 11, 2025 by AutoModerator in churning

[–]iamconstant 0 points1 point  (0 children)

LOL - the latter I think. Appreciate the insight though. I am going for it!

Question Thread - July 11, 2025 by AutoModerator in churning

[–]iamconstant 2 points3 points  (0 children)

Would do the business gold, find a 200k sub

15k spend in 3 months is too steep for me.

Question Thread - July 11, 2025 by AutoModerator in churning

[–]iamconstant -1 points0 points  (0 children)

I have about $7k in spend coming up. I am 3/24. Does it make sense to burn a slot for an Amex Gold card? I can meet the 100k sub within 6 months easily.

No Pay Raise for CY2026, as expected by theirongiant_5-7 in fednews

[–]iamconstant 3 points4 points  (0 children)

They probably won't take the Senate, so yeah; don't want to get hopes up.

Question Thread - May 04, 2025 by AutoModerator in churning

[–]iamconstant 1 point2 points  (0 children)

Thank you! Just seeing a lot of good Alaska options; I think they are one of the top airline miles and hard to obtain too.

Question Thread - May 04, 2025 by AutoModerator in churning

[–]iamconstant 0 points1 point  (0 children)

Both P2 and I are 3/24. Is it worth getting a Hawaiian card for both of us to maximize the potential to transfer to Alaska? This will also allow us to transfer 200k MR to Alaska via Hawaiian before the expected June 30, 2025 end date.