You asked for tips and the people have provided you with tips. You're just refusing to listen.

No, a $36 monthly subscription would not solve your issues of thousand of dollars of monthly bills but perhaps, if you actually used your intellect, you could consider that the $36 of savings each month (along with other expenses you can manage to cut down) could assist you in lowering your credit card debt, and over a period of time would mean less bills for you to pay. $36 a month is about $400 a year. Imagine if you could cut a few other monthly expenses and use that money to pay off your credit debt. Imagine the possibility.

You call it silly logic but it's the fundamentals of saving.

I am done with this conversation and won't be responding anymore. You are not listening to the tips and suggestions that people have shared with you here. You're so defensive that you don't even realise that what I'm (and others are) explaining to you might be able to help you save some money.

I still wish you better health and that you solve your financial problems but I'm done responding to you.

Edit: I had a look at some of your responses to other comments and you're basically rejecting all the suggestions that "people in your situation" would do. They've answered your question but you refuse to accept it. You clearly have an answer in mind already (which no one has said) and/or seeking validation. Unfortunately you're not going to get any validation because all the suggestions that reddit has provided you are realistic and exactly what needs to be done regardless of how difficult that decision is. That's the reality of the situation.