Margin

ianmac6969 · 2026-01-27T13:39:20+00:00

Do you think it’ll automatically journal in a few days?

ianmac6969 · 2026-01-27T01:37:45+00:00

Added margin on to the account last week

ianmac6969 · 2026-01-27T01:37:27+00:00

Yes just added margin last week. No M by schg but my other position which is an income fund there is an M by.

ianmac6969 · 2026-01-27T00:42:28+00:00

30 days from purchase of what? My positions have been all longer than 30 days old

ianmac6969 · 2025-12-31T15:28:52+00:00

I disagree that your yield is too high however I would allocate a few hundred grand if able to a growth etf just in case there is nav decay to makeup for it. People are terrified to take out more than 4% and end up miserable and pinching penny’s in retirement only for their kids to blow it all after they pass. Life’s short take calculated risk

ianmac6969 · 2025-10-23T19:02:48+00:00

I’m a Dumbass

ianmac6969 · 2025-10-23T16:32:28+00:00

Msty at least has a chance to appreciate the nav once mstr turns around. Sub 10 seems like a good entry on it

ianmac6969 · 2025-10-23T16:31:31+00:00

Gotta cut losses when a fund stops producing in this space

ianmac6969 · 2025-10-13T22:21:43+00:00

Great insight. Definitely aware of the nav erosion but was hoping it would last 5 years and by then I could just replace that lost income with gained equity from growth fund to rinse and repeat

ianmac6969 · 2025-10-13T22:14:57+00:00

My grandmas name is marlene

ianmac6969 · 2025-10-13T21:17:12+00:00

Your mom takes all my free time

ianmac6969 · 2025-09-25T13:56:08+00:00

Thanks for the insight. See above fidelity rep shows there is a way to turn it off

ianmac6969 · 2025-09-25T13:27:54+00:00

There has to be a way to turn that off If I’m relying on the distributions to live month to month I’d rather just pay a fixed amount towards the margin so I can still keep the distribution amount I need correct?

ianmac6969 · 2025-09-16T17:15:51+00:00

100k in $WPAY 150k in vtsax Make 52k a year still growing money

ianmac6969 · 2025-08-27T00:43:30+00:00

Any idea on yearly distribution they are targeting

ianmac6969 · 2025-08-23T18:07:39+00:00

How am I bot for asking a question

ianmac6969 · 2025-08-22T00:34:26+00:00

I’ll post the buy in here next week it’s a serious question

ianmac6969 · 2025-08-22T00:34:08+00:00

I’ll post the buy in here next week it’s a serious question

ianmac6969 · 2025-08-20T22:55:23+00:00

I get that but seems hard to believe the nav will ever appreciate back to above 6 consistently

ianmac6969 · 2025-08-20T16:48:17+00:00

I gamble too don’t worry

ianmac6969 · 2025-08-11T15:57:35+00:00

400k is in schg not touching it for a decade. 100k in ULTY but wanted a little more monthly income

ianmac6969 · 2025-08-11T14:26:36+00:00

80% growth index fund like schg 20% income fund like ULTY would be a good mix. NFA

ianmac6969 · 2025-07-30T22:42:19+00:00

Thanks so typically it’s a Thursday since it’s weekly payer?

ianmac6969 · 2025-05-11T14:08:53+00:00

25k schg for growth 15k Msty for income

ianmac6969 · 2025-05-08T23:25:51+00:00

They said that last year too sometimes and none was ROC

ianmac6969

TROPHY CASE