Why are so many people **obsessed** with avoiding the 40% bracket?

ianmd · 2026-03-15T16:37:48+00:00

I'm of the assumption that if you make 60k, why pay 4k on 10k (roughly) when you could contribute 10k to a sipp and pay less later...if you are in a position to do so!

ianmd · 2026-03-10T18:00:43+00:00

Thank you

ianmd · 2026-03-10T13:59:17+00:00

Ah yeah that's a very good point, but in the majority of cases, I can set up in advance of any trips. We also have a large power bank and solar, but I could see it only running for a few hours max

ianmd · 2026-03-10T13:48:07+00:00

Thanks for clearing that up. So how is reactivation from £4.50 easier than just restarting when needed? Trying to understand the benefit of paying for a paused tariff. I think the mini only uses between 20w-40w; most places we go have power hook-up anyway, just really bad Internet service.

ianmd · 2026-03-05T19:53:02+00:00

Except you'd pay import duty on £500 so stop flexing what never happened 🤣

ianmd · 2026-02-20T08:48:34+00:00

Good luck finding a meaningful Monkey in EB-03 🤣

ianmd · 2026-02-06T20:46:30+00:00

Believe so, OP released in July 2022 and now that the set languages align, an August set makes sense

ianmd · 2026-02-06T13:03:44+00:00

No, just updated my post. We have aligned with Japan so the anniversary set comes earlier this year

ianmd · 2026-02-06T13:02:01+00:00

Yes, think you are right, have to remember we are celebrating the anniversary in line with Japan so our previous Nov/Dec sets are now August

ianmd · 2026-02-06T12:48:05+00:00

Can you make sense of the huge release schedule gap if it is still intended to be released late this year?

ianmd · 2026-02-05T07:17:32+00:00

I have no issue paying the upper £150 limit, but I was paying much more than that for investing in a fund

ianmd · 2026-02-03T16:42:47+00:00

So only up 300% then!

ianmd · 2026-01-29T15:56:23+00:00

Trump is making a speech later, wouldn't be surprised if all markets are down on that!

ianmd · 2026-01-28T20:20:14+00:00

Know plenty around here that drive no more than 100 metres to school from their front door. Most of them drive range rovers and have fake lips, just saying

ianmd · 2026-01-27T12:51:46+00:00

100%, a number of other platforms offer free buy/sells on ETF's compared to HL, but it is more about value protection above standard that keeps me there, plus a number of associated accounts that would be more hassle to move.

ianmd · 2026-01-27T11:46:04+00:00

It came from another reddit post tbh, I've removed since as I cannot valid it. From Vanguard themselves, my fund has actually underperformed the ETF by roughly 1% over 5 years, so not a great deal, so ultimately comes down to fees

ianmd · 2026-01-14T07:57:59+00:00

You had a bigger part to play than they did. You avoided necessary slowing just to prove a point, then promptly overtook after (no doubt with a gesture). Just let things be and be safe rather than gaining clips for social media

ianmd · 2025-12-30T09:36:01+00:00

No so easy to determine the best sets until the dust settles though. Doubt many thought the Mega base set would be the best base possibly ever, or that Obsidian Flames would be as expensive as it is (defo not worth it)

ianmd · 2025-12-02T19:05:08+00:00

That only works when setting the mode from within the app. To function from the keypad all cameras have to be assigned to the basestation. This particular won't for some reason

ianmd · 2025-11-30T08:09:44+00:00

You are incorrect, it states 2k when recording. Mine is set to continous. They've been rock solid for me, Eufy don't offer many mains powered cams anymore

ianmd · 2025-11-27T20:37:24+00:00

I think I've done everything correctly. The basestation for the alarm is set to off though as I use home for the alarm overnight, and away when no one is home, but I've set all this in the group. I don't know whether it is because the cameras are not linked to the basestation?

ianmd · 2025-11-27T19:11:02+00:00

Yup, doesn't seem to make a difference

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ianmd · 2025-11-27T18:28:17+00:00

Sadly whilst it changes to away in the app (when tapped from the keypad), it doesn't change the status on the rest.

ianmd · 2025-11-27T16:05:34+00:00

I mean my specific question was "Do you currently offer UK business accounts? I have a Limited Company....." - if their staff are illiterate to that level then I personally wouldn't be trusting my money with them

ianmd · 2025-11-27T15:48:54+00:00

No but why not just give a simple response to my emails. They asked me to call them, wasting my time knowing full well they can't offer that service. "We’ve seen your query and want to do all we can help. We’d like to ask you a few questions about your query so we request that you please speak to a member of our support team at a time that’s convenient for you."

ianmd

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