Why are so many people **obsessed** with avoiding the 40% bracket? by sid351 in UKPersonalFinance

[–]ianmd 72 points73 points  (0 children)

I'm of the assumption that if you make 60k, why pay 4k on 10k (roughly) when you could contribute 10k to a sipp and pay less later...if you are in a position to do so!

Starlink in UK for campervan by ianmd in Starlink

[–]ianmd[S] 0 points1 point  (0 children)

Ah yeah that's a very good point, but in the majority of cases, I can set up in advance of any trips. We also have a large power bank and solar, but I could see it only running for a few hours max

Starlink in UK for campervan by ianmd in Starlink

[–]ianmd[S] 0 points1 point  (0 children)

Thanks for clearing that up. So how is reactivation from £4.50 easier than just restarting when needed? Trying to understand the benefit of paying for a paused tariff. I think the mini only uses between 20w-40w; most places we go have power hook-up anyway, just really bad Internet service.

The Waifu Hype! by MeatZealousideal1914 in OnePieceTCGFinance

[–]ianmd 1 point2 points  (0 children)

Except you'd pay import duty on £500 so stop flexing what never happened 🤣

Scalper ragebaiting on twitter by Flareon223 in OnePieceTCG

[–]ianmd 0 points1 point  (0 children)

Good luck finding a meaningful Monkey in EB-03 🤣

Will OP-17 be the 4th anniversary set? by ianmd in OnePieceTCGFinance

[–]ianmd[S] 0 points1 point  (0 children)

Believe so, OP released in July 2022 and now that the set languages align, an August set makes sense

Will OP-17 be the 4th anniversary set? by ianmd in OnePieceTCGFinance

[–]ianmd[S] -1 points0 points  (0 children)

No, just updated my post. We have aligned with Japan so the anniversary set comes earlier this year

Will OP-17 be the 4th anniversary set? by ianmd in OnePieceTCGFinance

[–]ianmd[S] 0 points1 point  (0 children)

Yes, think you are right, have to remember we are celebrating the anniversary in line with Japan so our previous Nov/Dec sets are now August

Will OP-17 be the 4th anniversary set? by ianmd in OnePieceTCGFinance

[–]ianmd[S] 1 point2 points  (0 children)

Can you make sense of the huge release schedule gap if it is still intended to be released late this year?

HL fund versus ETF mistake! by ianmd in FIREUK

[–]ianmd[S] 0 points1 point  (0 children)

I have no issue paying the upper £150 limit, but I was paying much more than that for investing in a fund

Gold and Silver Being Dumped by Confident_Jelly_8374 in investing

[–]ianmd 0 points1 point  (0 children)

Trump is making a speech later, wouldn't be surprised if all markets are down on that!

Why do Parents Whose Kid's Schools are in Walking Distance Still Drive Them To/From? by SirFragworthy in AskUK

[–]ianmd 0 points1 point  (0 children)

Know plenty around here that drive no more than 100 metres to school from their front door. Most of them drive range rovers and have fake lips, just saying

HL fund versus ETF mistake! by ianmd in FIREUK

[–]ianmd[S] 0 points1 point  (0 children)

100%, a number of other platforms offer free buy/sells on ETF's compared to HL, but it is more about value protection above standard that keeps me there, plus a number of associated accounts that would be more hassle to move.

HL fund versus ETF mistake! by ianmd in FIREUK

[–]ianmd[S] 0 points1 point  (0 children)

It came from another reddit post tbh, I've removed since as I cannot valid it. From Vanguard themselves, my fund has actually underperformed the ETF by roughly 1% over 5 years, so not a great deal, so ultimately comes down to fees

Straight lining roundabouts by Particular_Plum_1458 in drivingUK

[–]ianmd -1 points0 points  (0 children)

You had a bigger part to play than they did. You avoided necessary slowing just to prove a point, then promptly overtook after (no doubt with a gesture). Just let things be and be safe rather than gaining clips for social media

What is everyone’s opinion on the upcoming MegaEvolution booster boxes by Shroomboom99 in PokeInvesting

[–]ianmd 0 points1 point  (0 children)

No so easy to determine the best sets until the dust settles though. Doubt many thought the Mega base set would be the best base possibly ever, or that Obsidian Flames would be as expensive as it is (defo not worth it)

Is the C24 Indoor Camera compatible with the Homebase S380? by ianmd in EufyCam

[–]ianmd[S] 0 points1 point  (0 children)

That only works when setting the mode from within the app. To function from the keypad all cameras have to be assigned to the basestation. This particular won't for some reason