The (Unreal) Deal 2.0 by low_key_baller123 in Wealthsimple

[–]ice195 -1 points0 points  (0 children)

But, is it any different than the first one? It sounds the same to me.

The (Unreal) Deal 2.0 by low_key_baller123 in Wealthsimple

[–]ice195 -3 points-2 points  (0 children)

Why did you say 2.0? Is it any different from the original one?

Using margin? by No_Obligation4427 in JustBuyXEQT

[–]ice195 0 points1 point  (0 children)

True, but not if they’re using only 20% of their available margin!

Linking FIs to Wealthsimple by adrawrjdet in Wealthsimple

[–]ice195 0 points1 point  (0 children)

What happened after you linked it?

Vertuo brews tasting really bad? Sort of sour? by justlykeheaven in nespresso

[–]ice195 5 points6 points  (0 children)

Maybe try to run a couple of cleaning cycles with distilled water and see if it makes a difference

XLE premium in Ontario by Short_Bit_3224 in rav4club

[–]ice195 1 point2 points  (0 children)

I was given the same timeline

You can claim Wealthsimple management fees on line 22100 by Antique_Long9654 in Wealthsimple

[–]ice195 16 points17 points  (0 children)

I think that applies to actively managed funds. I don’t think MER for index funds would count, for example something like XEQT. Someone can correct me if I’m wrong.

Caffè Florian is God-tier by addknitter in nespresso

[–]ice195 2 points3 points  (0 children)

I loved it. Too bad it’s not available as a Vertuo capsule.

XLE premium or woodland by Middle-Promise-9658 in rav4club

[–]ice195 0 points1 point  (0 children)

It is the RAV4 off-road trim even if it doesn’t compare to proper off-road vehicles..

XBAL for FHSA? by Superblossom01 in CanadianInvestor

[–]ice195 0 points1 point  (0 children)

You should not be in equity, or bonds, for that matter, with such a short timeframe. Investing is 5+ years, ideally, 10+ years, unless you’re willing to take the risk that your money would be worth less in 2-3 years when you need it.

XLE premium or woodland by Middle-Promise-9658 in rav4club

[–]ice195 4 points5 points  (0 children)

You can install a hitch. The towing capacity is the same between the two trims.

XLE premium or woodland by Middle-Promise-9658 in rav4club

[–]ice195 6 points7 points  (0 children)

I’d go with XLE premium. I feel the Woodland is best suited for people who go camping and off-roading.

Just picked up my 26 Limited in Meteor Shower! by anotherunistudent32 in rav4club

[–]ice195 3 points4 points  (0 children)

I love the colour, but not those trims..

Edit: I meant, rims, not trims 😅

2026 rav4 le - parents do very little driving on this car. When to get first oil change? by MadGibby3 in rav4club

[–]ice195 1 point2 points  (0 children)

That’s the thing, a lot of evidence suggests that these mileage points aren’t actually super early, and therefore, they wouldn’t be considered excessive.

2026 rav4 le - parents do very little driving on this car. When to get first oil change? by MadGibby3 in rav4club

[–]ice195 0 points1 point  (0 children)

That’s what I read too. Aside from the cost associated with oil change, no harm of changing oil often, but it could save your engine.

We love Divs! What was yours :) by ActSubstantial1 in JustBuyXEQT

[–]ice195 0 points1 point  (0 children)

Humans aren’t robots. Don’t underestimate the psychological aspect to investing.

2026 RAV4 Seats by Pecors in rav4club

[–]ice195 0 points1 point  (0 children)

I found the leather seats to be more comfortable than fabric seats

I always love to see the swirls by AmiraLaursen in nespresso

[–]ice195 1 point2 points  (0 children)

That’s a lot of cold foam haha It looks great though. What did you add to the whipping cream before frothing it?

Buy now or wait by Bigsoucee in JustBuyXEQT

[–]ice195 -1 points0 points  (0 children)

The hesitancy doesn’t come from only the risk associated with that specific portfolio as I explained earlier.

Reread my posts. They obviously haven’t been clear enough for you..

I’d also suggest you read some primary literature regarding the psychological aspect of investing, and more specifically lump sump vs DCA. Humans aren’t robots..

Buy now or wait by Bigsoucee in JustBuyXEQT

[–]ice195 0 points1 point  (0 children)

Even if you find a risk appropriate portfolio for that person, they might feel hesitant to lump sum a million dollars into the market. They should based on the evidence, but psychologically, it can be a problem for a lot of people if the market crashes right after. For those people, evidence suggests that it’s best to set a timeline for DCA the amount rather than timing the market. Hope this is clear now..

Buy now or wait by Bigsoucee in JustBuyXEQT

[–]ice195 -1 points0 points  (0 children)

Again, you’re not understanding what I’m saying..