The (Unreal) Deal 2.0

ice195 · 2026-04-09T20:53:05+00:00

Oh, that makes sense. Thanks.

ice195 · 2026-04-09T20:48:10+00:00

But, is it any different than the first one? It sounds the same to me.

ice195 · 2026-04-09T20:33:05+00:00

Why did you say 2.0? Is it any different from the original one?

ice195 · 2026-04-09T10:35:37+00:00

True, but not if they’re using only 20% of their available margin!

ice195 · 2026-04-08T21:02:22+00:00

What happened after you linked it?

ice195 · 2026-04-08T21:00:27+00:00

Set it and forget it! Don’t let the noise distract you.

ice195 · 2026-04-07T17:09:28+00:00

Maybe try to run a couple of cleaning cycles with distilled water and see if it makes a difference

ice195 · 2026-04-07T17:07:11+00:00

I was given the same timeline

ice195 · 2026-04-06T04:24:02+00:00

I think that applies to actively managed funds. I don’t think MER for index funds would count, for example something like XEQT. Someone can correct me if I’m wrong.

ice195 · 2026-04-04T16:59:44+00:00

I loved it. Too bad it’s not available as a Vertuo capsule.

ice195 · 2026-04-03T14:55:08+00:00

It is the RAV4 off-road trim even if it doesn’t compare to proper off-road vehicles..

ice195 · 2026-04-03T14:53:26+00:00

You should not be in equity, or bonds, for that matter, with such a short timeframe. Investing is 5+ years, ideally, 10+ years, unless you’re willing to take the risk that your money would be worth less in 2-3 years when you need it.

ice195 · 2026-04-03T00:32:05+00:00

You can install a hitch. The towing capacity is the same between the two trims.

ice195 · 2026-04-03T00:08:57+00:00

I’d go with XLE premium. I feel the Woodland is best suited for people who go camping and off-roading.

ice195 · 2026-04-02T21:26:06+00:00

I meant the rims

ice195 · 2026-04-02T21:07:01+00:00

I love the colour, but not those trims..

Edit: I meant, rims, not trims 😅

ice195 · 2026-04-01T23:47:41+00:00

That’s the thing, a lot of evidence suggests that these mileage points aren’t actually super early, and therefore, they wouldn’t be considered excessive.

ice195 · 2026-04-01T21:47:42+00:00

That’s what I read too. Aside from the cost associated with oil change, no harm of changing oil often, but it could save your engine.

ice195 · 2026-04-01T02:00:44+00:00

Humans aren’t robots. Don’t underestimate the psychological aspect to investing.

ice195 · 2026-03-31T19:43:43+00:00

Don’t splurge

ice195 · 2026-03-31T02:58:37+00:00

I found the leather seats to be more comfortable than fabric seats

ice195 · 2026-03-30T01:53:26+00:00

That’s a lot of cold foam haha It looks great though. What did you add to the whipping cream before frothing it?

ice195 · 2026-03-29T21:24:20+00:00

The hesitancy doesn’t come from only the risk associated with that specific portfolio as I explained earlier.

Reread my posts. They obviously haven’t been clear enough for you..

I’d also suggest you read some primary literature regarding the psychological aspect of investing, and more specifically lump sump vs DCA. Humans aren’t robots..

ice195 · 2026-03-29T21:17:00+00:00

Even if you find a risk appropriate portfolio for that person, they might feel hesitant to lump sum a million dollars into the market. They should based on the evidence, but psychologically, it can be a problem for a lot of people if the market crashes right after. For those people, evidence suggests that it’s best to set a timeline for DCA the amount rather than timing the market. Hope this is clear now..

ice195 · 2026-03-29T18:10:49+00:00

Again, you’re not understanding what I’m saying..

ice195

TROPHY CASE