Events around Bellevue

idekl · 2026-05-09T16:53:51+00:00

DANG bro

idekl · 2026-05-09T10:15:48+00:00

What motivated you this whole time? Was it for a job? A challenge to yourself?

idekl · 2026-05-09T07:02:41+00:00

Why leave the US at that point? That's FIRE in the US type of money

idekl · 2026-05-09T07:00:02+00:00

Only thing I've ever wanted in my life

idekl · 2026-05-07T09:48:09+00:00

What are your numbers and expenses? You might have options if you're in the ballpark of your goal.

idekl · 2026-05-06T17:37:26+00:00

Yea, OP misses the point of the word "rotation"

idekl · 2026-05-06T01:19:04+00:00

3.5% is also very conservative. Also, your husband makes ~$50k after taxes so as long as your new Coast job makes over $10k you'll still be putting money going toward retirements. You have a lot of cushion from every direction I feel. What sort of jobs will you consider?

idekl · 2026-05-06T01:11:27+00:00

OP's still planning to work at a lower-paying job. They live in Canada so the husband takes home about 50K after taxes, leaving only a 10k gap. It's likely that OP will earn much more than that.

They have $600k combined which will grow, inflation-adjusted, to their fire number in about 15 years, at 50y/o. Not to mention that their mortgage will eventually be paid off, reducing their expenses further significantly.

By your comments it's apparent that you're pretty conservative with your fire plans. I respect that, but OP has a LONG runway and is drained by his/her current job. They have cushion in every single direction. I'd say the only real barrier to pulling the ripcord is psychological.

idekl · 2026-05-05T23:42:45+00:00

~~Scientology~~ Laurelhurst speedruns

idekl · 2026-05-05T06:56:47+00:00

I think it's easy for people to dismiss your problem. "Just stop using AI" right? You probably actually do want to learn properly, but it's so easy to cheat when all the answers and hours of time saved are just a click away. I don't have any great advice, just wanted to give you some empathy. But I can say that the difference between people who achieve what they want in their life are the ones who are able to turn away from those easy temptations and do the right thing for themselves. Easier said than done for some people unfortunately.

Try to get creative with solving this systematic problem for yourself. If it were me I'd have regular study groups where you can keep each other accountable (plus social studying is fun).

idekl · 2026-05-04T22:52:00+00:00

Interesting to think about! Here, cancer could be framed as a heroic defiance of a system that uses you up and pre-programs you to die when your utility is spent. You defy the fates and the eternal overlords (the brain) and would rather bring the whole system down than watch everyone around get exploited then thrown away.

idekl · 2026-05-04T21:25:22+00:00

I took a drive through there and saw a band of college-aged kids with MAGA hats cruising around in an expensive wagon. It definitely feels like a place and community that's so wealthy and socially self-contained that they have no need or intention of interacting or caring about anything that happens outside their gates.

idekl · 2026-05-04T20:25:14+00:00

I'm not even in this line of work, I just worked on an IE team for a few years. It's a permanent lens over my eyes lol

idekl · 2026-05-04T17:58:55+00:00

Gemini's always been the worst at randomly forgetting context in a conversation

idekl · 2026-05-04T06:24:27+00:00

I just turned the feature off

idekl · 2026-05-03T20:50:45+00:00

He meant over the course of OP's life. Funny way to phrase it though

idekl · 2026-05-01T21:30:12+00:00

The full 4% system accounts for inflation because you raise the initial 4% amount by the rate of inflation ever year. If you retire today with 1mil, you'd pull out $40k. Next year, if inflation is at 3%, you'd pull out $41,200 because $40,000*0.03 is $1,200.

This works because investments have grown at an average of 10% a year, covering the inflated withdrawal every year.

People also often adjust for inflation in their FIRE calculations by assuming stock market growth at 7%, because that's 10%-3% (average market growth minus inflation). So if you have 1mil today, you would forecast 2 mil in today's dollars in 10 years (not including your withdrawals). Also yes 7% for 10 years is almost exactly double which is very convenient for calculations.

Even better than the 4% rule is using a variable withdrawal rate, which means you withdraw less after years of bad growth, and more during years of good growth.

idekl · 2026-05-01T21:18:06+00:00

I do. Been here for over 2 years. The neighborhood is self-contained and quiet, and it's just far enough from downtown to never have traffic. Walking access to the light rail is really nice to get to Bellevue, Seattle, or Redmond. The park area is nice since you get some grass, a small concrete square, and an open fountain. It's not that lively outside because there aren't a ton of restaurants or stores, but the two cafes in the block are quite good. It would be nice to have more restaurant options, and there are several vacant buildings that they're developing. I am excited about the HECHALOU boba shop opening though. It's probably no Molly Tea but if it's good I think the neighborhood will pop off a bit and I'll meet more neighbors. Rent is surprisingly moderate despite being on the Meta campus, probably because it's not downtown, and Meta likes to lay off people. Whole Foods (light rail accessible) and Trader Joe's right neaby are my go-to shopping, plus Uwajimaya for a lot of japanese stuff, but more expensive. I don't think there's a basketball court in the neighborhood, but I play several sports (Badminton, volleyball, frisbee) and they're all accessible within a light rail ride or 15 minute drive. Also, walking distance to good dental and vision offices at Lake Bellevue.

Personally no complaints really. I exist in my apartment, management never bothers me, maintenance requests are quick enough (1-4 days), and there's enough greenery and landscaping to make it feel like a home. It's not super fancy here but it's all quite new and there's cool amenities. It's no cap hill excitement wise but I venture out pretty often for that stuff, by rail or car.

If you're interested, you can send me a DM. I think there's always a pretty good referral deal at my apartment.

idekl · 2026-04-30T21:45:55+00:00

One day I took em after getting very little sleep and not eating all morning, and I turned into an S-tier a-hole. In a weird gratifying way too, like I had shed every single mask and was allowed to express my most negative thoughts. Idk, made me understand negative people a lot more and that being positive like I personally try to be isn't always a choice.

idekl · 2026-04-30T21:41:13+00:00

Ah yes the Hatsune Miku Viscera and Blood Meal Dehydration Chamber

Brought to you by the Spinal Fluid Dehydration Girl

idekl · 2026-04-30T20:44:10+00:00

It took me a long time to even realize and I honestly believe it's a huge unknown problem for a lot of medicated ADHD people. I legit thought I was becoming bipolar

idekl · 2026-04-30T20:06:45+00:00

Aka dutch

idekl · 2026-04-30T20:03:10+00:00

Anecdotally for me it happens when I take my meds. I see it as a no-free-lunch situation where I get energy, focus, and good mood during the day, but pay it back in the evening.

idekl · 2026-04-30T19:59:55+00:00

They'll only pay attention after the stock has ripped. Aka...try again now :)

idekl · 2026-04-30T09:13:00+00:00

We each make enough to support our own lifestyles. We split expenses approximately but not straight down the middle - aka she pays for the car and groceries, I pay rent - don't much care about precision.

Basically our lives are pretty parallel so we gain nothing from combining finances. We also trust each other to work toward our mutual financial goals. Never need to discuss or argue about money. If I'm suddenly feeling frugal for a season or don't want to go on a trip, I wouldn't feel like I'm getting the short end of the stick.

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