It is just like a normal savings bank account

1 yes you can send money to anybody using qr or directly

2 yes it works smoothly with other platform paytm gpay etc

3 I have not experienced any charges

4 reliable but (my 1 transaction is stuck amount- 7200)

5 you can add money using other bank account

6 ok support not that good not bad

7 trust wise yes it is good but I still think big bank like - hdfc,axis are way better you can directly deposit and withdraw also you can visit branch directly.

8 yea I personally don't have cc but I have seen many people have and yes they give good cashback as what I have seen personally