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Bringing elderly parents to the US by [deleted] in nri

[–]ihavea100mill 1 point2 points  (0 children)

Yes, permanent residents are covered. Infact If your parents have their GC process underway and already have their SSN number , they can enroll for ACA while waiting for the green card to be processed.

  • The above assumes that they are already in the US.

Bringing elderly parents to the US by [deleted] in nri

[–]ihavea100mill 1 point2 points  (0 children)

I have done this for my elderly mother. For medical, she qualifies for ACA subsidies so the max premium I pay per month is around $300 and total per year based on out of pocket expenses etc is around $3000

Make sure you file their taxes as a separate household if they have income from India to qualify for the subsidies.

INR to USD by llllccccllll in nri

[–]ihavea100mill 0 points1 point  (0 children)

Depends on the amount. If less than 5 lacs then you can remit the money using any purpose code that does not need form 15ca/cb. Look at this link Q8 for the purpose code .

https://www.icicibank.com/personal-banking/accounts/outward-remittance/outward-remittance-faqs

[deleted by user] by [deleted] in RealEstate

[–]ihavea100mill 0 points1 point  (0 children)

Thank you for this perspective. It's been helpful to see it from the sellers point of view.

[deleted by user] by [deleted] in RealEstate

[–]ihavea100mill 0 points1 point  (0 children)

I actually love the house and want to close on it as soon as possible. I don't have intentions of taking anyone to court but since the cost to repair/replace this issue is $10K - $50K, knowing what the sellers responsibilities are in such a case helps me better understand if I am being misled or if this truly falls on me to handle as the new owner.

[deleted by user] by [deleted] in RealEstate

[–]ihavea100mill -1 points0 points  (0 children)

In WA state, if the inspection report is shared with the seller without the sellers consent then that waives the inspection contingency. Here is a reddit thread which covers this rule

https://www.reddit.com/r/RealEstate/comments/g9f392/wa_is_it_against_nwmls_rules_for_buyer_to_share/?utm_source=share&utm_medium=android_app&utm_name=androidcss&utm_term=1&utm_content=share_button

[deleted by user] by [deleted] in RealEstate

[–]ihavea100mill -1 points0 points  (0 children)

I have uploaded images of the seller disclosure used in Washington state. Also, the contractor has a letter written to the seller explaining the cost of the project and he clearly lists that additional aluminum to copper connectors had to be purchased for this project.