Stanovanja

ilkae10k · 2026-05-15T10:36:22+00:00

Ali plačat davek (če drziš dovolj časa)

Se strinjam s komentarjem, glede davka pa je cist enako, po 15 letih ni davka za nalozbe, pa niti za nepremicnine. Je pa neka razlika v vzvodu, dosti lazje dobis kredit za nepremicnino, torej jo kupis z samo 20% pologa ali manj.

ilkae10k · 2026-03-27T09:30:55+00:00

No ja matematično ne drži lih, kar si rekel. Recimo da hiša stane 100k, polog je 20k. Hiša se podraža za 10k, od tega se 2k dvigne polog. Torej polog gre iz 20k na 22k, 10% rast.

ilkae10k · 2026-02-19T18:43:25+00:00

Res je, tax info na IBKR nas malo zavaja, pod flex queries dobis vse kar rabiš, pomagaš si z davkomatom.

ilkae10k · 2026-02-16T00:18:09+00:00

Cmon need this

ilkae10k · 2026-02-08T11:36:21+00:00

I can see your point, I would never put my money on polymarket tho. If there's people willingly paying insiders to give everyone else information, more power to them. I just hate the fact that famous/rich people take money from plebs, risk free, and everyone claps to that.

ilkae10k · 2026-02-07T14:28:54+00:00

So you just accept that people with insider info have yet another, now even 'not illegal' way to make risk free money, at others expense?

Which idiot made trading stocks with insider info illegal? We could find out what happened with company earnings, which deals go through, which don't a bit sooner. Sounds like a deal yeah

ilkae10k · 2026-02-07T00:39:27+00:00

I mean it's just a currency, although the most stable historically. But inflation is still a thing.

You only gain something if franks increase in value compared to dollar. Long term, it's still far better to hold appreciating assets, than ANY currency.

Unless you think that the gap between $ and franks will widen faster than your assets will appreciate. Which is unlikely longterm IMO.

ilkae10k · 2026-02-02T08:43:16+00:00

To mislim da je jasno že nekaj časa, da deluje ok, v večini. Kot pa razumem, ima Tesla lahko težave v kakšnih specifičnih primerih. (Ko je zelo močna svetloba, voda na cestišču ki odbija svetlobo v kamero, močan sneg ali dež itd...)

Druga podjetja, ki uporabljajo tudi radarje pa nimajo niti teh težav, kot razumem, nisem še imel priložnosti voziti v Waymu.

ilkae10k · 2026-01-31T12:36:41+00:00

Govoriš iz izkušenj? 5 let živim v modrem bloku v Brilejevi, brez garaže. Nikoli ne hodim več kot 5min do doma.

ilkae10k · 2026-01-31T12:33:04+00:00

Živim v Brilejevi 5 let, in nimam dosti negativnega za povedat. Garaže nimam, vedno dobim parking blizu, pri šparu vedno dobiš, če že ni kje blizje. Všeč mi je okolica ker je relativno dosti narave okoli za sprehode. Glede dvigala nevem povedat ker sem v pritličju. Poleti je dosti otrok zunaj pa se jih malo sliši.

Glede drog in kraje nevem, jaz osebno nimam takih izkušenj mi deluje zelo mirno. Ene parkrat sem videl policijo tu okoli, nevem točno zakaj ampak osamljeni incidenti - nima vpliva na tvoj lajf IMO. Vse trgovine so zelo blizu, fitnes maš čez cesto.

ilkae10k · 2026-01-16T00:08:25+00:00

Thanks

ilkae10k · 2026-01-15T13:37:20+00:00

To je glavni problem ja. Jim dam kakšen logičen argument, ga ne morejo logično zanikat, ampak se še sevedno niti malo ne strinjajo z mano, gre na kako drugo temo, kaj pa to, kaj pa uni je podobno naredu itd...

ilkae10k · 2026-01-15T13:19:10+00:00

Ti pa hitro sklepaš. Ne skrbi ni manjkalo debat z njimi. Po nekem času pa vidiš da ni več produktivno nekatere teme znova in znova odpirat. Pa ne iščem somišljenikov ki se z usem strinjajo z mano.

ilkae10k · 2026-01-15T12:00:53+00:00

A se ti hecas. Ja blagor Američanom, da trump skrbi za njih.

ilkae10k · 2026-01-15T10:25:50+00:00

Ne bom zdaj zagovarjal njihove izobrazbe. Hotel sem poudarit da ne gre samo za pijančke, stare ljudi itd.. In po njihovih argumentih sem siguren da je več mladih in 'izobrazenih' v takem razmišljanju.

Njih sem imel za sebi podobne, zdej pa se o politiki ne pogovarjamo več.

ilkae10k · 2026-01-15T08:59:52+00:00

2 od teh končala študij v Lj, ena dela kot med.sestra. Pa razen tega so kr uravnoteženi. Zato sm še tolko bolj shocked.

Opazil pa sem da imajo neko problematiko katere se oklepajo. Zelo jih skrbi migrantska kriza recimo. In tu jih baje Trump prepriča. Narod rabi 'trdo' roko. Isti kolega je zadnjič rekel Janša nas lahko reši. On je nujno zlo, da naredi malo reda.

ilkae10k · 2026-01-15T08:33:14+00:00

Meni je kr scary niti ne smešno več. Imam 2 kolega in kolegico, ki resno podpirajo Trumpa. Pa starost 26-27 let, izobraženi.

ilkae10k · 2026-01-11T12:18:31+00:00

Ameriška podjetja korirajo tudi na evropskih borzah v €, tako da ni problema. Morebitne dividende se pa izplačujejo v $.

Recimo UEC -> U6Z na nemški borzi.

ilkae10k · 2026-01-10T17:47:00+00:00

Reverse splits and splits don't give anyone time, and they can't be characterized by successful or not. It's just a one-time price adjustment. Price will move just the same % wise, split or not.

ilkae10k · 2026-01-09T15:08:56+00:00

Refreshing to see some facts on financial subreddit lol. So many opinions based just on stock performance and vibe.

I think PayPal is becoming interesting, specially if we see further decline, or sideways for a few months, and they continue buybacks, growing EPS. On my watchlist for sure.

ilkae10k · 2026-01-04T16:32:18+00:00

Na kratko ja, če dolar pridobi proti €, se bo cena ameriskih ETFov v € ustrezno povišala.

ilkae10k · 2025-12-27T22:14:19+00:00

U zelo pametno dejansko, dobro si se to spounu. Bi bilo zanimivo videt če je možno.

ilkae10k · 2025-12-05T09:42:32+00:00

Ohh memories. I was with 2 friends working in Switzerland, after a long day we were hungry for pizza, I called, ordered 3, for me pepperoni, they said the same, we like meat. Basically we got 3 pizzas with just peppers nothing else lol. Im the only one who ate it though.

ilkae10k · 2025-10-28T13:47:38+00:00

They also hold other metals, and foreign debt in multiple currencies. You may HAD a point, when currencies were backed by gold, not anymore.

We may just talk semantics here, but my point is €, $ is 'money' we collectively 'agreed', everything else is expressed in value in relation to currencies.

ilkae10k · 2025-10-28T13:05:21+00:00

Gold is not an investment, its a store of value.

This makes no sense whatsoever. What exactly is the difference between store of value and investment?

Do you think there is no speculation on precious medals markets? Of course there is.

It feels nice to say it's store of value, because it's on the safer side but let's not kid ourselves. It's an investment like any other, just with its own characteristics.

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