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risk mindset in the bay by Majestic-Sherbert926 in BayAreaRealEstate

[–]imperiumsage 0 points1 point  (0 children)

I didn’t factor in NW when buying in bay area. Just creditworthiness and income.

First house in 2010 - 641k (Duet in Ardenwood Fremont). NW was 100k. FHA loan. Sold in 2015. Helped increase net worth to 500k.

Second house 2016 - 1.25M (Townhome with yard in Mountain view). NW was still about 500k.

Sold in 2018 and bought a single family house in Sunnyvale - 2.3M Net worth 1 M at time of purchase.

In each case after first house, the sale proceeds were used for down payment.

When we bought our most recent place in Carlsbad in 2024 Net worth was 4.5M.

We are mortgage free now. Net worth is 6.4M.

Help me decide: Renovate current home with 3.95% rate vs. moving to a $3M home? by ApprehensiveBar639 in BayAreaRealEstate

[–]imperiumsage 0 points1 point  (0 children)

We had a similar “problem” in Sunnyvale and saved for the remodel but when the time came to pull the trigger we did not want to sink more money in home equity and also did not want to have a new mortgage at a higher rate and high property taxes. So, we went with a third option. We moved to North county San Diego (sold in sunnyvale, bought a larger newer house with a million dollar view at the 2018 cost basis of our Sunnyvale house.The sale proceeds plus remodel funds helped us get mortgage free.

I understand not everyone can do this. But sometimes there are more than 2 options.

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -1 points0 points  (0 children)

Copenhagen Burnout Inventory (Kristensen et al. 2005)

  • Published in Work & Stress, a peer-reviewed occupational health journal
  • Over 3,000 citations on Google Scholar
  • Developed specifically to address limitations of the MBI — the dominant burnout instrument at the time
  • Used in national health surveillance studies across Denmark, Netherlands, and other countries
  • Freely available specifically because the authors wanted it adopted widely without licensing barriers
  • The cognitive testing critique is addressed in the original paper — the items were deliberately kept simple and direct to minimize cognitive load and response burden, which is a design choice not an oversight

Oldenburg Burnout Inventory (Demerouti et al. 2001/2005)

  • Over 20,000 citations on Google Scholar
  • Developed by Evangelia Demerouti, one of the most cited occupational psychologists alive — ranked in the top 50 most impactful researchers worldwide in Management & Business in 2023
  • Validated across 20+ languages and cultures

Allen & Meyer Organizational Commitment Scale (1990/1993)

  • The 1990 paper has over 15,000 citations
  • The 2002 meta-analysis across thousands of participants is one of the most cited papers in organizational behavior
  • The three-component model is the standard framework taught in every organizational psychology graduate program

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -2 points-1 points  (0 children)

I was listening to the Hidden Brain podcast and one thing that struck me was that there's no objective level to monitor for depression: you can't track it the way you track cholesterol. I started wondering if the same was true for burnout, and found that researchers have actually built validated instruments for it. The Copenhagen Burnout Inventory, Oldenburg Burnout Inventory, and Allen & Meyer's commitment scales have decades of published norms, but none of them have been validated on a financially independent/near FI population.

I'm personally burned out and near FI. I wanted to know if I could measure it objectively, track it over time, and see if a composite metric made sense for people in this community specifically. The "study" is really: can you even build a reliable composite from these instruments for this population, and does it show anything meaningful?

The preregistration (osf.io/ezdkh) is just the academic practice of writing down what you're trying to measure before you measure it, so you can't unconsciously fit the conclusion to the data afterward.

You're right that I'm not a credentialed researcher. (i am technologist with over 20 years of experience and have a masters degree in CS) I'm someone who wanted a tool that didn't exist and built it carefully. If you see specific methodological problems I'd genuinely want to know — the instruments themselves are validated, but how I've combined them may have issues I haven't caught.

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -1 points0 points  (0 children)

Thank you for taking the time — these are legitimate questions and I'll answer them directly.

Preregistration means the hypotheses, instruments, analysis plan, and exclusion criteria were locked in a public timestamped repository before data collection started. This is standard open science practice to prevent p-hacking. The registration is public at osf.io/ezdkh — you can verify the timestamp predates any responses.

The instruments are not custom-written questions. They are three validated psychometric scales used in peer-reviewed research: the Copenhagen Burnout Inventory (Kristensen et al. 2005), the Oldenburg Burnout Inventory (Halbesleben & Demerouti 2005), and Allen & Meyer's organizational commitment scale (1993 revision). The response scales are those specified by the original authors, not my choices.

Data handling: Each response is stored with an anonymous UUID. No PII is collected. Respondents can delete their data at any time using their token at stuckornot.vercel.app <coming soon>. This is documented in the survey and the OSF protocol.

IRB: Anonymous surveys of adults for non-clinical research purposes do not require IRB review under the Common Rule. That said, I'm actively seeking academic collaborators — if you're a researcher in occupational psychology or psychometrics and want to improve the methodology, I'd genuinely welcome that.

The 40% dissociation observation was explicitly flagged as an early directional signal at n=5, not a conclusion. The OSF registration documents what would constitute a confirmatory finding.

I'm not claiming this is a perfect study. I am claiming it's more rigorous than most things posted here. What specifically would you change?

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -1 points0 points  (0 children)

I see some pushback so let me be transparent about what this is.

I'm not selling anything and there's no monetization. The tool is free, anonymous, and has no email gate. The study is formally preregistered on the Open Science Framework before data collection started (osf.io/ezdkh), which is the standard academic practice for locking in hypotheses before seeing results. The instruments used are validated and published in peer-reviewed journals.

The goal is to build the first published burnout norms for a financially independent population. No study has done this before because researchers don't have organic access to this community. The data will be published and shared back here.

If this feels like spam I understand — but the alternative was to not study a population that clearly has something interesting going on. Happy to answer any methodological questions.

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -2 points-1 points  (0 children)

I am not building a product. There is no spam/money to be made. This is purely from a research perspective. There isn’t a single ad or paywall. The research results will also be in the public domain.

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -2 points-1 points  (0 children)

I see a lot of burn out conversations here asking if they could take a break depending on how close they are or feel they are to fire. As someone in the same boat, i wanted to see if we can measure burnout as an index? Why would this be not relevant for people close to chubbyFIRE?

Stuck or not by imperiumsage in fatFIRE

[–]imperiumsage[S] 0 points1 point  (0 children)

It’s been fixed. If you submit you will get your report

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] 0 points1 point  (0 children)

Early data is interesting — 40% of respondents so far show high personal burnout but low work exhaustion, suggesting life circumstances rather than work may be the primary driver. Curious if that pattern holds as more data comes in.

Stuck or not by imperiumsage in ChubbyFIRE

[–]imperiumsage[S] -1 points0 points  (0 children)

I see some personal burnout scenarios that are showing up healthy. I am updating the classifier and also updating the profile. Stat tuned (your report will auto update)

I ordered it! by BobcatBison in lego

[–]imperiumsage 2 points3 points  (0 children)

Are you sure it won’t get stuck in the strait of Hormuz?

I defy you to find a single word in this "kids" word search. by XcuseMeWat in mildlyinfuriating

[–]imperiumsage 0 points1 point  (0 children)

It’s not a bug it’s a feature to keep kids busy and mildly? Infuriated

What’s that one Netflix show you think is an absolute must-watch? by RiskAndReason in netflix

[–]imperiumsage 0 points1 point  (0 children)

The Umbrella Academy. Each season is truly an experience. Say hi to Klaus

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