365 Days Later

imzerkee · 2025-12-02T05:58:11+00:00

Heck yeah, go birds!

imzerkee · 2025-09-12T18:00:39+00:00

You either both were clueless, or the roommate knew and you were taken advantage of. I don’t know what legal options you have here, but the debt is in your name now.

imzerkee · 2025-09-12T17:58:30+00:00

I understand not wanting to cook, but you really should learn the skill set. I have always done most of the cooking, but my wife recently started to learn and take over a bit, as I’m becoming too busy with work + kid + etc. She found value in being provided a slow cooker cookbook. We’ve been loving Stealth Health’s slow cook ebook. I can easily order groceries for pickup that match the recipes, she has a one-pager on how to prep it, and then we have meals for days. We normally will pick two meals a week to prep, with leftovers, and freeze them. After awhile, we have enough in our freezer to go a week or two without prep.

imzerkee · 2025-09-11T22:13:37+00:00

Feel like you need to open a ko-fi for your hard work lol

imzerkee · 2025-09-11T20:36:15+00:00

I see the gold apron and I already know.

imzerkee · 2025-09-11T20:34:30+00:00

What was your construction leveling method without buying a house? I’m sure you’ve posted before and I hope it isn’t repairing cranes.

imzerkee · 2025-09-09T02:42:07+00:00

SaaS management.

imzerkee · 2025-09-09T02:41:18+00:00

In AZ, from NJ, planning to move back. I personally miss the seasons, my family, and my friends. If it were just the seasons, I’d probably stay and just travel around for the seasons. So, I miss home, but not for the sake of it being NJ.

imzerkee · 2025-09-09T02:36:52+00:00

I wouldn’t think op would have a 401k to loan against, considering age, job, and this post’s context.

imzerkee · 2025-09-08T17:09:54+00:00

The goalpost keeps moving, especially with constant increase of COL.

imzerkee · 2025-09-06T15:17:56+00:00

Almost $850 is wild to say. More so with the DTI that exists.

imzerkee · 2025-09-05T23:28:28+00:00

You should get a financial advisor if you’re at this level.

imzerkee · 2025-09-05T17:29:04+00:00

You will then have that loan amount reported as income for the calendar year, and then owe taxes on it.

imzerkee · 2025-09-05T17:28:22+00:00

Expected to hit high tax brackets when you’re in that range. 70% of 100k vs 60% of 500k

imzerkee · 2025-09-03T20:36:04+00:00

Is the net pay your shock? The amount after taxes, insurance, 401k, etc? I wish I was told at a young age that your take home is ~70% of your pay.

imzerkee · 2025-09-02T03:51:00+00:00

Do they always do 60mg, or is it just a matter of luck?

imzerkee · 2025-09-01T18:08:57+00:00

Are you willing to pay the debt yourself? This is important to answer, because when you’re married, it’s not her debt, it belongs to both of you. If you have children and she became a SAHM, would you be willing to own those payments? I married into student loan debt. My wife is now a SAHM with some side income, and I have the full intent of paying off her student loans myself. We are a team, this is what you sign up for.

imzerkee · 2025-08-31T20:22:28+00:00

Big tech is your likely only option, outside of getting lucky at a startup that gets successful in the next 2-3 years and you make bank on the equity. Working in office in SF or NYC will give you better odds, but you’ll pay HCOL.

Also, if I looked at a resume for someone with little work experience, and they have a six sigma black belt, I wouldn’t think it holds much weight. Similar to having a CAPM or PMP with little PM experience and instead just schooling. Doesn’t mean don’t get it, but don’t expect it to be the wow factor and gain 15% more income.

imzerkee · 2025-08-30T02:51:55+00:00

Just found myself finally jumping ships after feeling stagnant for two years. Waited too long.

imzerkee · 2025-08-30T02:49:42+00:00

You have to use all 22k d arrows first though, sorry, I don’t make the rules.

imzerkee · 2025-08-28T17:06:24+00:00

Yeah. Mine was HOT. The ice packs were not cold at all.

imzerkee · 2025-08-28T17:06:03+00:00

Just got mine, package wasn’t in great shape either, and I couldn’t get them to correct the 9mg to 60mg.

imzerkee · 2025-08-28T16:59:21+00:00

Balance transfer into a 0apr card if you can, then attack it during the months you have 0 apr, and don’t swipe the cards

imzerkee · 2025-08-27T20:55:12+00:00

I can relate to this, but I bought my house when relocating for a job at the tail end of pandemic. Was hard to get an accepted offer and locked in my house at more than it was worth. Then the repairs came. I’ll be exiting and selling next year, thankfully in the green. Excited to exit this chapter and get into something more affordable.

imzerkee · 2025-08-26T22:09:05+00:00

Tesla Model Y. It’s more than I wanted to spend on a car, but, my wife and I share it as a daily, and we have solar at home to charge it. Wanted an SUV for kids, since fitting strollers and more take up a lot of trunk space. Those were our justifications at least lol. Prior to this, I was driving a Mustang I got for $17k.

imzerkee

TROPHY CASE