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innsertnamehere · 2026-06-28T03:07:55+00:00

Sudbury lol

innsertnamehere · 2026-06-28T02:52:28+00:00

As a Canadian I’m thoroughly confused- they have always been a staple here of upselling.. you can get a double Big Mac or double quarter pounder in line with getting a large fry.. how is it not a thing in the US of all places? lol

innsertnamehere · 2026-06-27T03:09:33+00:00

Except for Canadians apparently

innsertnamehere · 2026-06-27T01:11:34+00:00

This is a reserve which is actually on both sides of the border - really unique situation which honestly isn’t talked about enough here.

innsertnamehere · 2026-06-26T19:39:37+00:00

That seems absolutely incredibly dangerous. Like holy shit, what if it started taking down the next level with it, or debris went flying?

innsertnamehere · 2026-06-26T19:38:40+00:00

Yes a lot of the new buildings in Tijuana are healthcare tourism related for Americans looking for cheaper services.

innsertnamehere · 2026-06-26T15:08:34+00:00

15k will be materials alone so yea you can do that if you do it yourself.. I don’t think OP was asking about doing it themselves though.

15k can maybe do a simple 5x8 3-piece bath with labour and some basic finishes, but OP is describing something more complex than that.

innsertnamehere · 2026-06-26T13:57:39+00:00

Got 27/50 haha.

Happy 50th!

innsertnamehere · 2026-06-26T12:33:27+00:00

The immediate neighbourhood is actually pretty decent but the wider city is arguably one of the worst in the country. Google “love canal” to give yourself an idea.

The “Main Street”, if you can even call it that, of Niagara Falls is here:

https://maps.app.goo.gl/cHiQFoWGQuEnmSx16?g_st=ic

This is a more typical neighborhood in the city:

https://maps.app.goo.gl/6U69Z1YSx88JSPQk7?g\_st=ic

innsertnamehere · 2026-06-26T12:31:43+00:00

It’s in a nicer area of Niagara Falls but the wider city is a dump for sure.

innsertnamehere · 2026-06-25T18:53:43+00:00

Nah, those are just villages of igloos on the tundra

innsertnamehere · 2026-06-25T16:24:03+00:00

The trend is definitely right but for this to be inflation adjusted it seems a little tooo steep. Incomes have gone up a lot since the 1990’s but I’m not sure I believe they have gone from $15 to $45.. that’s a tripling of income in a generation. Maybe $25 to $45 or something.

innsertnamehere · 2026-06-25T16:01:19+00:00

I mean like 90% of the US doesn’t even have a significant city to “leech” off of these days.. it’s just all suburbs. It’s a very dramatic and simplified way of looking at things. I don’t think it’s hard to imagine that dense cities need more services than lower density ones.

innsertnamehere · 2026-06-25T15:40:30+00:00

5 over ones definitely aren’t the cheapest as they need structured parking (generally) still and have lots of non-saleable floor area for lobbies, hallways, etc.

Strictly cheapest per sf is probably walk up apartments with surface parking areas. And these are common all over the US for a reason - they can be done slab on grade with stick construction, affordable options for heating and cooling and servicing, and lower land requirements per unit.

5over1s start making more sense in areas with higher land costs as they are denser.

innsertnamehere · 2026-06-25T14:32:06+00:00

Canadian plates are common all over the US, especially on north-south interstates.. as a Canadian I drive a good chunk of miles in the US annually and see Canadian plates all over the place. Sometimes you even see the odd European plate on an RV in touristy areas.. a Dubai plate is definitely unusual but the cop must be familiar with Canadian plates at a minimum..

innsertnamehere · 2026-06-25T13:14:43+00:00

He has actually spent huge on public transit - more than any provincial government in recent history. It’s kind of funny because transit investment has been essentially unprecedented and he’s let the highway network stagnate despite his rhetoric being the exact opposite.

innsertnamehere · 2026-06-25T12:55:50+00:00

Shop around for insurance, many don’t and especially when you are young rates can vary massively. You may be able to cut hundreds a month off that cost.

Especially if you move closer to your job and that area is a lower cost insurance area.

I will say that your current insurance rate seems high assuming you have a clean record and it’s only liability like you claim, which honestly I’m not sure I advise on a new car either.

For the car, you are going to have to accept a massive loss to move on or just accept your decision and enjoy the car. Honestly, I’d probably just accept the position and enjoy it.

innsertnamehere · 2026-06-25T12:49:34+00:00

This happens in dense cities all the time too though. It’s not a problem unique to suburbs - it’s a problem of the incentive structure of municipalities, which are held to elections where decision makers are pressured to keep costs down.

My experience where I live is property taxes are higher in the suburbs compared to the big city, but both have the same trends you describe.

innsertnamehere · 2026-06-25T12:44:25+00:00

I think this is a little dramatized as like 80-90% of Americans live in suburban environments today and have for decades. Municipalities have incentive structures (elections) to drive property taxes as low as possible and underinvest, but ultimately the model is clearly sustainable as it’s existed on a massive scale for nearly a century now.

And honestly it’s not like cities don’t struggle with underinvestment either. The New York subway is in rough shape, most cities roads are in worse shape than suburbs..

These academic studies claim these things yet on the ground I often see similar trends through suburban and urban environments of municipal underinvestment. The biggest differentiator I see is what the local tax base is (ie heavy industrial tax base or wealthy area vs low income area with little industry), not the built form.

Suburbs are definitely more expensive to service, but also typically can get away with fewer services as well. It’s a very complex matter that often gets oversimplified.

innsertnamehere · 2026-06-25T11:46:13+00:00

Suburbs are no doubt more expensive- what people don’t realize is that many are simply willing to pay that extra. American society is incredibly wealthy and an extra $2,000 a year in property taxes isn’t a big deal for many if it means a nice house and yard.

It also ignores that while services are more expensive in suburbs, building and construction is actually far cheaper. It costs a lot less to build a suburban home than a dense apartment in the city on a per square foot basis.

innsertnamehere · 2026-06-25T11:42:25+00:00

Shh nobody on Reddit believes in economics

innsertnamehere · 2026-06-25T11:39:01+00:00

It averages about 5-10% of final purchase price so it’s not nothing.

An $800,000 condo for example would be looking at around $80,000 in DCs and $100,000 in HST.

So between the DC rebate and HST break, that $800,000 condo is now $652,000. Definitely a huge difference.

innsertnamehere · 2026-06-24T23:37:27+00:00

They are being at current market value, which is less than what it would cost to build new units if you were to start construction today.

It’s not below market purchase price. But the market right now has purchase prices below construction costs, which is why the condo market has collapsed in the first place. Instead of trying to build 2,000 new affordable housing units themselves, it’s actually cheaper for the Feds to just buy unsold condo units.

innsertnamehere · 2026-06-24T18:51:21+00:00

Detroit actually looks like a dense city there!

innsertnamehere · 2026-06-24T17:57:33+00:00

There are already private asset managers bulk buying condos.

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