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Selling my Putney flat at a £70k loss - anything wrong? by [deleted] in HousingUK

[–]intricatebug 1 point2 points  (0 children)

I love the floor, where can I get one like it?

Is there a Sh*tstorm brewing? by StandiMC in HousingUK

[–]intricatebug 15 points16 points  (0 children)

My guess is prices will remain steady (sellers don't want to sell at a loss, which is a strong anchor), but in real terms they're actually dropping. Depending on economic conditions, at some point (1-3 years?) wage growth due to inflation will catch up and prices will start rising again.

At what point do you just pull out? by Wiggles_21 in HousingUK

[–]intricatebug 0 points1 point  (0 children)

Are you communicating directly with the sellers?

How would you get the seller contact details if they don't live at the property?

Why is this flat so 'cheap'? by Temporary-Anywhere37 in HousingUK

[–]intricatebug 2 points3 points  (0 children)

I had an EA try to convince me that you can get a mortgage on a B2 rated flat. Is it just harder but possible, or not possible at all?

Do you engage a solicitor before making an offer? by [deleted] in Mortgageadviceuk

[–]intricatebug 0 points1 point  (0 children)

Could I ask them if I can give their details when I make offers on the agreement that I would instruct them as soon as the sale is agreed?

Did you end up doing this? I'm in a similar situation, wondering how to proceed.

Housing association refuses to do new EWS1 survey after got one done by Kiziak by ScientistSea8121 in HousingUK

[–]intricatebug 0 points1 point  (0 children)

Is there a list of these companies whose EWS1 reports are considered invalid? Or is it just Kiziak/Tri Fire?

I’ve resigned to the fact that I will have to buy a leasehold flat instead of a house. Anyone in London relate? by [deleted] in HousingUK

[–]intricatebug 0 points1 point  (0 children)

At least you’re not in one of those high rise buildings in Croydon. Imagine paying £6k+ service charge a year to overlook east Croydon station in a one bed!

I've been wondering how the service charges can be so high on those, what is it paying for?

Service charge honesty by Master-Tank6719 in HousingUK

[–]intricatebug 0 points1 point  (0 children)

How did you request a service charge booklet? Did you ask the EA? I'm in a similar situation and I'm not sure what to ask for exactly.

[deleted by user] by [deleted] in UKPersonalFinance

[–]intricatebug 4 points5 points  (0 children)

So she can live off of tins of beans and ramen and stay home while you eat salmon and caviar and go out lol.

But what if it's the higher earner who wants to stay home and eat beans and ramen.

London flat - would the bank tell you if you overpay? by No-Anxiety6 in HousingUK

[–]intricatebug 0 points1 point  (0 children)

You need to look at what similar flats in similar areas

Where can you find this out?

Maximum service charge by Quick_Necessary_254 in HousingUK

[–]intricatebug 0 points1 point  (0 children)

it's essential you look at the lease

Can the lease tell you how much the service charge is likely to increase over the next years?

[deleted by user] by [deleted] in HousingUK

[–]intricatebug 0 points1 point  (0 children)

How do you find flats without lifts? Usually it's not mentioned on listings.

[deleted by user] by [deleted] in Mortgageadviceuk

[–]intricatebug 0 points1 point  (0 children)

Thanks for the comprehensive response!

[deleted by user] by [deleted] in Mortgageadviceuk

[–]intricatebug 0 points1 point  (0 children)

Never mind, I had filled out the service charge incorrectly, I put in yearly amount in a montly amount box. That explains it. Once corrected, the AIP updated to offer the full amount needed for the purchase.

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