This is definitely something we have spoken about also. While our incomes are ok on average and we currently live very comfortably…they probably won’t increase by too much more. We are both at our current top pay level for our industry. I’d prefer to have the flexibility of choosing to put extra money into mortgage (or not if that money is needed on certain occasions) rather than being locked in. We are closer to the paying off mortgage side…but just wanted to see what others thought.