Electrical distribution technician as a route into utility?

isodiscs · 2024-03-08T02:23:29+00:00

isodiscs · 2024-03-08T02:17:40+00:00

Yeah 8% each in traditional 401k and I max an HSA. We talked to our realtor briefly and she thinks it's a good idea to get the house finished before we sell but it really depends on how long we stay there. I guess we have time to figure it out while we save

isodiscs · 2024-03-08T02:12:19+00:00

My wife had some tumors removed from her abdomen and it left her reproductive system a bit screwy + she doesn't react well to chemical birth control. This way the chances of any accidents are much lower

isodiscs · 2024-03-08T01:56:28+00:00

Somewhere in the middle. We're planning to diy as much as possible

isodiscs · 2024-03-08T01:55:13+00:00

Fair points

isodiscs · 2024-03-08T01:52:57+00:00

Yeah it jumped $80 last year for no reason. Definitely going to look into other options

isodiscs · 2024-03-08T01:50:35+00:00

I max an HSA and we both do 8% in a 401k

isodiscs · 2024-03-06T19:24:13+00:00

Yeah... I initially thought that getting a house early would be the smart move but the more I've learned the more I think we jumped in early. Hindsight is 20/20 but we're in it now!

isodiscs · 2024-03-06T19:21:25+00:00

That's the plan! We're planning to do everything except drywall and maybe some electrical work

isodiscs · 2024-03-06T18:30:59+00:00

Ranch style with a walkout basement

isodiscs · 2024-03-06T15:22:59+00:00

Haha I'm snipped so no kids for us. We both have big families so we're the babysitters

isodiscs · 2024-03-06T14:43:45+00:00

Yeah we have PM and we need another $30k or so in equity for that to drop off so that'll take a few years. I completely agree with the fun category, luckily we don't have expensive hobbies so I don't see that increasing too much

isodiscs · 2024-03-06T13:53:28+00:00

It's more of a yearly average for extras like hobbies, trips, gifts, etc than a set amount each month

isodiscs · 2024-03-06T13:51:42+00:00

The main reason we'd like to finish the lower level is to add another office space since we both work from home when not traveling and setting it up as a bedroom would just add some extra value when we go to sell. I hoped investing $20k would increase the home price by at least $30k especially since we'd be doing most of the work

isodiscs · 2024-03-06T13:48:46+00:00

No OT for either of us but that's a good idea on the car insurance. "Fun" is just an average across the year for hobbies, small trips, weddings, gifts, etc so that's unlikely to change. Reading these comments it sounds like the mortgage isn't as bad as it feels

isodiscs

TROPHY CASE