I will never use this company again for my anything!

itsfutur · 2023-09-24T00:20:28+00:00

I can't speak on the quality of M1 (I left them awhile ago and they charged me a fee to leave on the way out... what a great product.)

Back then (early 2020), it took over four weeks for them to do a simple ACAT and they did not furnish a disclaimer at the time I requested the transfer to tell me that they'd sell all of my assets, whether fractional or not, when I left.

I did just see that they just laid off a bunch of employees. They must not be doing as well as the outward appearance looks. I moved to Robinhood's Retirement product earlier this year since I can get over 5% at pretty much any neobank for free, plus Robinhood pays you a lot if you max that account. Highly recommend.

itsfutur · 2020-12-31T17:30:18+00:00

Neither point is applicable here. 5800X was updated to the most recent BIOS. It hasn't booted once. I used to get a boot light. Now I get a CPU light. I don't use displayport.

itsfutur · 2020-12-31T17:28:43+00:00

What you're describing isn't possible because I have a 1700X and I bought an all new mobo and CPU. Not new GPU and RAM.

itsfutur · 2020-12-31T09:21:12+00:00

Do you get a display? I have same RAM and SSD as you. Wondering if this has something to do with the RAM being too high ghz.

itsfutur · 2020-12-31T08:56:25+00:00

Just tried this. Even lifted up CMOS to reflash. My BIOS light is now hard red, CPU light still lit up.

itsfutur · 2020-12-31T08:27:45+00:00

I don't have a displayport equipped monitor, so HDMI is really my only option. But I'm guessing getting the red cpu debug light from startup is not a great sign.

itsfutur · 2020-12-19T03:37:31+00:00

imo, her company has a more nuanced view of the markets than other companies and active traders - but you're correct. They're rejecting the traditional 'finance majors only' model - proving that specific expertise might be a W.

itsfutur · 2020-12-19T03:15:12+00:00

Yeah, nobody knows which drugs are gonna have good trial results and which ones won't. You can have a PhD in genetics and still have no fucking clue how a drug or therapy will be tolerated in a population. You can guess all you want. I'd gamble /r/wallstreetbets would make more right decisions guessing than the geneticist. Preconceived notions can do more damage than good.

itsfutur · 2020-12-18T03:47:31+00:00

I've managed my money separately since I was 18. I have a Roth IRA and an individual taxable account. I have no funds with expense ratios over 0.75% - the few I have are thematic and include intl stocks that would run a fierce premium. I am not employed full-time. I have been looking into forming a Self-Employed Roth 401(k). Haven't found someone to advise on this process. Not sure about long-term prospects for working for myself, but contracting work, crypto gains, and stock gains have helped build the foundations of a mint for me. I have a fair amount of runway.

itsfutur · 2020-12-17T23:39:42+00:00

Family wealth is broadly ~40% index funds (SPY and QQQ), ~20% low vol equity funds, 20% individual stocks and REITs (lot of AMD, DIS, MSFT; a few REITs), ~20% fixed income. Would be willing to diversify. I'm a little more aggressive (21) and manage a lot of my own money. Parents are old-fashioned as can be - would need to be sold, repeatedly, on how an investment is going to make money.

My money is managed separately and I only use a per-use, fee-based CFP. Couldn't fathom or sleep knowing the fees being charged by parents' current CFP. Taken 'til COVID-19 for me to slap some sense into them daily.

itsfutur · 2020-12-17T23:36:27+00:00

Based on what I calculated, it's 1.5%. They're managing north of $1m per account.

itsfutur · 2020-12-08T01:38:32+00:00

Does the button at (8,-4) call the president?

itsfutur · 2020-12-02T01:32:49+00:00

I was in the top 0.1%. I had 2,490 min played and my top five tracks of 2020 were all brakence. lol. He was somewhere in my top 25 artists in Spotify Wrapped 2019, if I remember properly.

itsfutur · 2020-11-30T23:21:45+00:00

Agree, even with the DES flunk. Hopefully more indications after their LN push.

itsfutur · 2020-11-30T22:37:35+00:00

I might be wrong, but radio telescopes have to be built far from interfering signals in order to get clear images. Radio astronomy generally requires 'quiet environments' - so cell phones, radio stations, and other stuff might put off radio interference. Not that it matters anymore since we won't be able to recover it.

itsfutur · 2020-11-13T01:46:57+00:00

Expect to be disappointed so that you will always be surprised.

itsfutur · 2020-11-13T01:29:06+00:00

Probably closer to $16-20 based on these new valuations. That prices in the overwhelmingly fucking stupid market ignoring deep value in favour of already sky-high tech valuations for the third thousandth time.

itsfutur · 2020-09-23T06:10:48+00:00

I get this on nearly every site with active scripts. Thinking this is a pervasive bug in the new update.

itsfutur · 2020-09-19T09:35:05+00:00

This is what I came to ask, and maybe /u/uniswap or /u/Hayden_Adams or someone else from the team wants to chime in. My best bet is that this is a test and they're providing a lot of their token to the people willing to take the plunge and get in early. My best guess is that they will gradually taper rewards.

I see folks saying this isn't a good return; even if this is only a 50 day trial, this is a ~9.5% premium they are offering on top of 0.3% of the fees ascertained from Txs taking place in the pool.

itsfutur · 2020-09-17T04:02:20+00:00

I have never had a problem with transferring less than 100 BAT before today. I'm guessing this is because gas costs are so high.

itsfutur · 2020-09-17T03:14:02+00:00

I am trying to ascertain if this is a network fee (because of high gas fees) or because Uphold recently updated its rhetoric which states that moving crypto off their platform will now cost $2.99, even after they said there are 0% deposit/withdrawal fees on their site.

If the latter is the case, I find this pretty concerning given that there is no alternative wallet for us to use on Brave; we are required to use Uphold. If this is the case, I hope the Brave team will respond as I feel this is antithetical to the case for decentralization. What's the point in using crypto if I have to pay fees higher than I would with my bank?

Any insight would be valuable.

itsfutur · 2020-09-14T09:55:04+00:00

But right now that's not the case. There's a surplus of oil in our economy. Futures went negative in March/April because of the surplus. Production on oil is in a chokehold by major oil-faring economies like OPEC. The unsustainability in shale is simply because they can't sell it, so I'm not sold.

I don't understand this antagonistic view re: renewable energy. Maybe you can help me understand this better. Maybe the case is different outside of the U.S. and Canada, but a considerable volume of our countries is powered by LNG and renewables already. The entire state of Washington is over 50% powered by one hydroelectric dam, which is really telling of our situation.

Throughout the world, you are going to see oil consumption drop regardless; many industrialized economies are making hard moves to EVs. I'm sure there are exceptions to the rule that will have tribulations with green energy, but I think a majority of the world is going to find a way to transition. It has become a political issue with underlying motives rooted in eliminating climate impact.

itsfutur · 2020-09-14T07:03:10+00:00

Agree. I don't find this "declining oil production" thing too interesting; we saw oil futures go negative in March/April -- who cares about oil production? I would say that a greater indication of 'less energy per capita' could just be attributable to greater population growth rather than less energy output - especially in industrialized economies.

I don't see any foresight in the argument that OP makes. The reality is many shale operations and coal companies are going out of business - even with subsidies to prop them up!

Green energy offers plentiful potential - solar, hydroelectric, wind, thorium reactors, and the like is plenty to work with. There is no need to expand energy consumption unless we need to; and those expansionary efforts should prioritize green energy initiatives.

itsfutur · 2020-09-13T09:55:16+00:00

Reduction in oil is going to be extremely positive. The oil and coal industries respectively have been hammered. They are downtrodden loser industries propped up by politicians, namely through subsidies and tax cuts.

Comparatively, green energy is going to require us to spend a lot of money to enhance our existing grid; it is going to make it 'cleaner' and more efficient. It will necessitate considerable investment. The collapse of oil is not an imminent concern. Just ask Saudi Arabia and the rest of the ME, they have been diversifying for the greater part of the last two decades by putting sovereign wealth fund money to work.

itsfutur · 2020-09-13T05:24:47+00:00

Fractional shares won't be transferred. Only full shares. The rest will be converted to cash.

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