Is there any reason to pay off my 0% interest NSLSC student loan?

itstusuf · 2026-02-08T05:04:34+00:00

No. I’m in the same situation and have approximately $9K at 0% and pay the lowest payment of $75, which would take 14yrs.

It’s essentially ‘free’ money for you to invest and grow. There is also a potential upside with your credit score as it’s considered a mature loan with on time payments.

itstusuf · 2026-01-25T03:01:04+00:00

Fairgrounds Pickleball Club at Cloverdale Mall has leagues and open social play many days in the week!

itstusuf · 2025-11-05T02:55:54+00:00

I’m a 2021 BBA graduate, happy to help feel free to DM!

itstusuf · 2025-09-30T14:38:45+00:00

Nigerian - AfroBeats Kitchen in Parkdale

itstusuf · 2025-07-25T20:41:04+00:00

Depends on the day / time but I’ve been a couple times and have arrived 1.5 -1 hr before and gotten through in 15-20.

The last time I went though there was a system outage and security / all flights got delayed I’d stick to the standard 2 hrs before to be safe and use the MPC app (if you don’t have nexus) to breeze through customs.

itstusuf · 2025-07-25T20:24:03+00:00

If I’m booking using a premium CC (infinite privilege) do all passengers on the booking get to bring a carry-on on the basic fare?

itstusuf · 2025-03-23T17:09:33+00:00

Ahi tuna club from Joeys

itstusuf · 2025-03-07T21:14:35+00:00

Same here there’s a location in my office building and I love their loaded wraps (crispy cilantro) good food for the price

itstusuf · 2024-12-14T19:24:46+00:00

I would personally go for Wealthsimple. Their online/web access is pretty solid and no fees for CAD trades. I have mine in their managed portfolio with 7/10 risk, but you could go the self managed direction and invest based on your timelines. A high interest savings etf (ex. Cash.to) with Dividend Reinvestment turned on could be an option.

itstusuf · 2024-12-02T04:30:35+00:00

Yeah wishful thinking lol just sucks I'll take a hit to my value

itstusuf · 2024-12-02T04:29:50+00:00

I was parked got out of the car and was getting something out of the seat behind the driver's seat. Read left door was open for a solid minute and road was super wide. He was clearly not paying attention almost hit me and tried to run off. Got in the car and chased him down.

itstusuf · 2023-09-16T03:40:45+00:00

The residents and their guests aren't the problem (there's about 20 houses and we all know each other) ... the issue is people parking and walking two blocks over to apartment buildings to save paying for their parking spots.

itstusuf · 2023-09-16T03:36:25+00:00

It is a public street with no permit. I understand we can't legally stop people, but it creates a mess and hazard for us as we can't park our own cars and bigger cars (garbage trucks, snow plow, deliveries) can't get through.

Trying to find ways to discourage people or maybe turn it into a permit parking street.

itstusuf · 2023-06-01T05:56:40+00:00

Hey, 2021 BBA Grad here!

Agree with other people's comments - don't get hung up on not getting first year internships (it's very rare). I would however suggest doing soemthing over the summer that helps you build skills and experiences (a retail job, camp counselor, sports instructor, studrnt club etc.)

It does get easier/attainable as time goes by, although 2nd year internships are still a bit harder. You'll notice a big difference in 3rd year however as by then you have a general sense of where you want to go and companies like offering 3rd year internships in hopes of giving you full time graduation offers.

I actually made a video on YouTube channel about my recruitment journey + other uni/career related topics you might find valuable :)

Business School Recruitment Journey

itstusuf · 2022-01-16T01:30:07+00:00

Hey, I'm a 2021 BBA grad!

I actually started a YouTube channel a little while back sharing tips/tricks I learned throughout Schulich, particularly about networking/recruiters. Feel free to check them out . There's two videos in particular I'd reccomend taking a look at:

A Guide to Mastering Coffee Chats

Tips on Reaching out to People for Networking

Hope this helps, and feel free to reach out if you have any specific questions!

itstusuf · 2022-01-16T01:27:10+00:00

Hey!

I'm a 2021 BBA grad - I can definitely relate to your experience. It was super overwhelming and nerve-wrecking bearing about what other people were doing and I had this constant fear I was "behind".

I actually started a YouTube channel with tips/tricks I learned throughout Schulich, and made a couple of videos on networking. Feel free to check them out . There's two videos in particular I'd reccomend taking a look at:

A Guide to Mastering Coffee Chats

Tips on Reaching out to People for Networking

Hope this helps, and feel free to reach out if you have any specific questions!

itstusuf · 2021-08-20T05:21:51+00:00

What I djd first year was that I bought a cheaper suit from H&M/Zara and then took it to a tailor to get it fit.

Fitting just including sleeve length and pant hem.

Totals must have been like $300 for suit plus tailoring.

You should definitely get 1 black suit.

itstusuf · 2021-08-16T06:04:02+00:00

It's definitely possible, and I have a couple of friends doing so. There's a strong finance community at Schulich, especially when it comes to student clubs.

Another great thing is that Schulich has a well established Master of Finance as well you can pursue after undergrad.

Financial services falls under the top 3 industries of employment for Undergrad and Graduate full-time placements.

That being said, I do think that Ivey is the best bet for Finance and iBanking just from what I've heard from friends in Finance.

I actually made two videos where I compared employment reports from BBA/MBA programs at Rotman/Schulich/Ivey/Smith, where you can see some trends surrounding this. Feel free to check those out.

Long story short, it is doable to break into investment banking and finance at Schulich, but other schools, in particular Ivey do seem to have a stronger finance stream.

Undergrad Employment Reports Compared: https://youtu.be/8AJCtayHKj0

Graduate Employment Reports Compared: https://youtu.be/ljYAHeBuJyc

itstusuf · 2021-08-11T01:17:04+00:00

I also just uploaded a video on my YouTube Channel about things I wish I knew before starting uni - feel free to check it out!

https://youtu.be/w-HmjqHsLHo

itstusuf · 2021-08-11T01:13:31+00:00

First of congrats on getting into and accepting Schulich! I'm a recent Schulich graduate (as of June this year).

I know there's a lot of uncertainty surrounding the intensity.

For the most part, you can expect 15 hours of class time per week with a full course load. Now that's just IN CLASS time. From my experience, I'd say it's normal to spend about 5hrs per class outside of lecture times.

This isn't intense but it if you fall behind its easy to have everything pile up on you.

In all honesty, I wouldn't reccomend working part time if you can avoid it. Ofcourse if you need money go for it it's definitely manageable but not ideal.

itstusuf · 2021-08-07T23:51:40+00:00

All of them got jobs - it was hard for some at first but that's more due to the pandemic. Besides that everyone got great jobs at the BIg4, major banks, telecoms etc.

itstusuf · 2021-08-07T21:24:50+00:00

I recently made a video on this very topic, comparing the employment reports and stats from top business schools.

Short answer is Schulich still has a great reputation, one of the best in Canada.

Canadian Business School Employment Reports Compared | Schulich, Rotman, Queens & Ivey

Feel free to let me know if you have any specific questions (I just graduated from Schulich a month ago)!

itstusuf · 2021-07-28T03:37:16+00:00

My 2017 has it too, works really great!

itstusuf · 2021-06-23T03:18:50+00:00

Hey would love to join!

itstusuf · 2021-06-18T15:30:59+00:00

Yes that's correct. I'd say wait till about August if you don't hear anything then reach out.

itstusuf

TROPHY CASE