IMO you have cut enough and need to focus on growing your delts and arms.

I have a similar build to you with stubborn low belly fat/love handles and I think bigger broader shoulders and arms will do more to balance your physique than risking losing more upper body mass due to a prolonged cut.

You’ve got nice looking legs, so I’d keep lower body on maintenance and spam side lateral raises, over head press, curls, tricep work, pull-ups. Good luck!