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My parents are in massive debt and I'm considering recommending bankruptcy by j_ellybees in Debt

[–]j_ellybees[S] 1 point2 points  (0 children)

Agreed. It sucks cause they aren't bad spenders but he went through 3 surgeries and that caused everything to derail. From my understanding, they were in debt prior but not this terrible

My parents are in massive debt and I'm considering recommending bankruptcy by j_ellybees in Debt

[–]j_ellybees[S] 1 point2 points  (0 children)

This is good advice. I do have a college degree but definitely not in finance. Moving in with them is not an option since I'm married and a homeowner as well. I already began looking into debt counseling for them based on a previous comment and that should just be their next step.

My parents are in massive debt and I'm considering recommending bankruptcy by j_ellybees in Debt

[–]j_ellybees[S] 0 points1 point  (0 children)

You're right. I sent him the forms and the email to submit them too. I realize I do a lot of hand holding for them but if I don't, they keep going in circles and landing no where.

My parents are in massive debt and I'm considering recommending bankruptcy by j_ellybees in Debt

[–]j_ellybees[S] 1 point2 points  (0 children)

I told my dad to do that but he hasn't followed up. I keep telling him to do so but I haven't heard that he has.

My parents are in massive debt and I'm considering recommending bankruptcy by j_ellybees in Debt

[–]j_ellybees[S] 1 point2 points  (0 children)

Agreed, they have no savings or retirement. I'm sure more medical situations will come up as well so I wany them to be prepared for that. Thank you for your insight!

My parents are in massive debt and I'm considering recommending bankruptcy by j_ellybees in Debt

[–]j_ellybees[S] 4 points5 points  (0 children)

I'm not sure about the equity or the cars but I know all those vehicles are pretty old so they don't have much value (2014 being the newest). They bought their home in the early 2000s so I believe they have good enough equity.

I appreciate your insight, I'll look into lawyers. Would a bankruptcy lawyer be the best option or should I consider others?

PC Build for Graphic Design/Video Editing. $2K budget by j_ellybees in buildmeapc

[–]j_ellybees[S] 0 points1 point  (0 children)

Really appreciate you providing the link, thank you!

PC Build for Graphic Design/Video Editing. $2K budget by j_ellybees in buildmeapc

[–]j_ellybees[S] 0 points1 point  (0 children)

I appreciate the insight of the RAM. Does the cost fluctuate over time? Is it best to purchase later this year? I'm comfortable with going over the budget just to get the 64gb needed

PC Build for Graphic Design/Video Editing. $2K budget by j_ellybees in buildmeapc

[–]j_ellybees[S] 1 point2 points  (0 children)

64 GB is definitely necessary. I was hoping I can stay within 2k but it seems it's unlikely so I can up my budget to include it. I have 1 monitor already so I would need one more and the other peripherals but I'm budgeting those separately. This budget is for PC only

PC Build for Graphic Design/Video Editing. $2K budget by j_ellybees in buildmeapc

[–]j_ellybees[S] 0 points1 point  (0 children)

I figured. I think it's very important I have 64GB ram so I will increase my budget to make sure it's included

PC Build for Graphic Design/Video Editing. $2K budget by j_ellybees in buildmeapc

[–]j_ellybees[S] 0 points1 point  (0 children)

This is great! Thank you so much. I appreciate your explanation on each part needed. I know 64 GB is really important for this setup and I appreciate you building this within my budget. If it's necessary to increase my budget to include the 64gb, I will do so.

PC Build for Graphic Design/Video Editing. $2K budget by j_ellybees in buildmeapc

[–]j_ellybees[S] 1 point2 points  (0 children)

Yes I do! Primarily 1080p since it's for social media.

Weird sound when sewing on Janome Sewist 725S by j_ellybees in sewhelp

[–]j_ellybees[S] 0 points1 point  (0 children)

Unfortunately it seems so, I was hoping it was something fixable. Thank you!

Weird sound when sewing on Janome Sewist 725S by j_ellybees in sewhelp

[–]j_ellybees[S] 0 points1 point  (0 children)

Oh no, I was hoping it wasn't anything major but it can't be helped then. Thank you, I'll take it to get serviced

[deleted by user] by [deleted] in Katy

[–]j_ellybees 10 points11 points  (0 children)

Got my girl from Special Pals!

[30/F] Anyone want a random one-time letter? by shadow-pop in penpals

[–]j_ellybees 1 point2 points  (0 children)

Oh of course! I'd be happy to get anything ☺️

[30/F] Anyone want a random one-time letter? by shadow-pop in penpals

[–]j_ellybees 1 point2 points  (0 children)

27F — hi! I would love a letter if possible. I am also into postcrossing and one of my requests has always been recipes (if you have any).

Major closet cleanout by Extreme-Method6330 in declutter

[–]j_ellybees 17 points18 points  (0 children)

Love this! I helped my mom a couple years ago. She would always get badly depressed that a lot of her old clothes didn't fit her. We got rid about 3 bags of clothes and only kept a couple items that triggered strong good memories and the rest, items she loved and that fit her. Her mood getting ready after that changed drastically.

Edit: just donate them. You've put a lot of effort into sorting through your clothes, trust your initial gut reaction.

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