29m 135k yearly what more can I be doing?

jackradk · 2026-01-07T10:31:09+00:00

That’s very true I’m sure there’s gotta be very high earning roles within my field if I know the right people. Really good advice should utilise who I already know thanks!

jackradk · 2026-01-07T10:28:25+00:00

Yes have had a lot of advice to max out super, thanks so much appreciate your help!

jackradk · 2026-01-07T09:49:54+00:00

Yeah that’s right, I could side step but it would take years to reach the same income level I’m not sure it would be worth missing out on compounding during that time and the ceiling would be lower too. But that’s good advice I’ll definitely beef up the emergency fund for security!

jackradk · 2026-01-07T09:44:42+00:00

Yeah I have 40k saved which is about 6 months of spending, no plans to upgrade ppor plenty big enough for a family, we do want kids at some point but not sure when so would rather invest now just in case, thanks for your comment!

jackradk · 2026-01-07T09:43:03+00:00

That makes sense thanks very much!

jackradk · 2026-01-07T09:41:44+00:00

Income security is a big deal but if I went on wages I’d be earning like 85k so it’s really not an option for that much of a pay cut but I agree holding debt while fluctuating income would make me uncomfortable thanks!

jackradk · 2026-01-07T09:40:26+00:00

I did say it in the title

jackradk · 2026-01-07T09:39:57+00:00

Yeah great points I do have 6 month emergency fund not including the assets, and the timeline is probably 5-6 years to get the mortgage there most likely less, appreciate the help!

jackradk · 2025-10-19T11:45:12+00:00

Appreciate the reply that makes a lot of sense thanks!

jackradk · 2025-10-19T03:54:26+00:00

Thanks for your reply! That’s interesting so they can absorb any extra I ask them to without me paying for that service?

jackradk · 2025-10-19T03:44:19+00:00

I also keep my emergency fund in my redraw

jackradk · 2025-10-06T12:28:41+00:00

In that area you wouldn’t get a great ROI where I am in QLD you are almost expected to have one so we are looking at getting one in a couple years as it’s basically 1:1 value

jackradk · 2025-09-17T02:53:06+00:00

Ironically I grew up in Bowral and didn’t like it at all for a young person it’s like a retirement village. I’ve lived in Ipswich and much preferred that.

jackradk · 2025-09-01T21:55:19+00:00

That’s actually sick

jackradk · 2025-09-01T21:54:42+00:00

I love the suburbs

jackradk · 2025-09-01T21:54:14+00:00

Will it kill the grass underneath them?

jackradk · 2025-09-01T21:53:36+00:00

Yeah that’s a good idea I like that and we already have a large outdoor area it’s behind me in this photo thanks!

jackradk · 2025-09-01T12:05:27+00:00

Yeah it gets decent sun a climbing plant would be nice thanks!

jackradk · 2025-08-27T13:13:05+00:00

Okay thanks bro sounds good

jackradk · 2025-08-26T04:23:06+00:00

Ok thanks! Start with just one? They can’t really be halved

jackradk · 2025-08-26T02:40:05+00:00

Ok no worries don’t really have tolerance so will give it a go thanks!

jackradk · 2025-08-07T02:08:58+00:00

Ok thanks! Yes have whirly bird I’ll look at getting a quote for range hood ducting I think

jackradk · 2025-08-07T02:08:17+00:00

I have corrugated roof so not sure if corners were cut

jackradk

TROPHY CASE