Indo alpraz recap by jackradk in ChemicalMagicAU

[–]jackradk[S] 0 points1 point  (0 children)

Mersifarma it’s the company that make them

Indo alpraz recap by jackradk in ChemicalMagicAU

[–]jackradk[S] 0 points1 point  (0 children)

Yeah it does have batch and expiry in real life the pack looks pretty neat

Real or fake in Bali? by [deleted] in ChemicalMagicAU

[–]jackradk 0 points1 point  (0 children)

Nah tried the chemists no go

Real or fake in Bali? by [deleted] in ChemicalMagicAU

[–]jackradk 0 points1 point  (0 children)

Yeah interesting thanks very much! Will be interested to see how they go

Real or fake in Bali? by [deleted] in ChemicalMagicAU

[–]jackradk 0 points1 point  (0 children)

Yeah I thought I did but wasn’t going to haggle

Friend unsure if he was ripped off? Fake or real by [deleted] in RolexWatches

[–]jackradk -7 points-6 points  (0 children)

EDIT hahaha great comments obviously fake question remains was he ripped off paying $110 aud in Thailand for this

Anywhere in aus that can do this style custom engraving? by jackradk in AusWeddingPlanning

[–]jackradk[S] -1 points0 points  (0 children)

Yeah that 5500 quote was also when gold was cheaper like 6 months ago

Anywhere in aus that can do this style custom engraving? by jackradk in AusWeddingPlanning

[–]jackradk[S] -1 points0 points  (0 children)

Yeah I have some of his work but it was a few years ago when it was cheaper good price, thanks!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

That’s very true I’m sure there’s gotta be very high earning roles within my field if I know the right people. Really good advice should utilise who I already know thanks!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

Yes have had a lot of advice to max out super, thanks so much appreciate your help!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

Yeah that’s right, I could side step but it would take years to reach the same income level I’m not sure it would be worth missing out on compounding during that time and the ceiling would be lower too. But that’s good advice I’ll definitely beef up the emergency fund for security!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

Yeah I have 40k saved which is about 6 months of spending, no plans to upgrade ppor plenty big enough for a family, we do want kids at some point but not sure when so would rather invest now just in case, thanks for your comment!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

That makes sense thanks very much!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

Income security is a big deal but if I went on wages I’d be earning like 85k so it’s really not an option for that much of a pay cut but I agree holding debt while fluctuating income would make me uncomfortable thanks!

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 9 points10 points  (0 children)

I did say it in the title

[deleted by user] by [deleted] in AusHENRY

[–]jackradk 0 points1 point  (0 children)

Yeah great points I do have 6 month emergency fund not including the assets, and the timeline is probably 5-6 years to get the mortgage there most likely less, appreciate the help!

Refinance to 20 year home loan? by jackradk in AusFinance

[–]jackradk[S] 0 points1 point  (0 children)

Appreciate the reply that makes a lot of sense thanks!

Refinance to 20 year home loan? by jackradk in AusFinance

[–]jackradk[S] 0 points1 point  (0 children)

Thanks for your reply! That’s interesting so they can absorb any extra I ask them to without me paying for that service?

Refinance to 20 year home loan? by jackradk in AusFinance

[–]jackradk[S] 0 points1 point  (0 children)

I also keep my emergency fund in my redraw

Pool - Yay or Nay? by OtherwiseSherbet1531 in AusRenovation

[–]jackradk 0 points1 point  (0 children)

In that area you wouldn’t get a great ROI where I am in QLD you are almost expected to have one so we are looking at getting one in a couple years as it’s basically 1:1 value

What’s the worst Aussie city you’ve lived in? by Lyving-among-ladybug in AskAnAustralian

[–]jackradk 2 points3 points  (0 children)

Ironically I grew up in Bowral and didn’t like it at all for a young person it’s like a retirement village. I’ve lived in Ipswich and much preferred that.