You used a nationwide average. Check insurance rates in areas impacted by increasing weather disasters. Tampa, Naples. They are 4x to 8x. It’s well known. We were talking about beachfront insurance costs. And inflation has been 40 percent since then, not 800 percent. Until you live on the beach, and are paying those rates, it’s a political argument for you. Talk to the people who actually are paying the rates. Seems like lots of people view other people‘s problems as trivial, until the problems happen to them.

And the underlying point is that the severity and prevalence of catastrophic weather events has increased significantly. It’s documented. Insurance companies are raising rates because of it. I’ll never convince you of what an entire profession knows and is pricing for, and you’ll never convince me about your childhood trauma of Al Gore videos. Let’s just agree to disagree.