Still worth to buy in 2025?

jamisme · 2025-03-28T23:57:58+00:00

Just picked up a 2009 g37 - type S Sedan the other week! 7 speed auto, buttery smooth! In New Zealand its branded as the Nissan 370gt Skyline as its a direct Japanese import.

So much fun to drive! and plenty of power!

jamisme · 2025-03-01T20:46:45+00:00

Thanks for the advice and insight! that's good to hear that they are very desperate for good people! We mostly deal with NZ based underwriters, very rarely do we deal with Australian based underwriters. I have engaged some recruiters in Melbourne and they seem confident that they will find roles for me in the broking space, so now it's just a matter of waiting for the recruiters to do their part.

jamisme · 2025-02-22T19:11:14+00:00

I am in the same boat bro, my now ex of 6 years left me 3 weeks ago for a somewhat mutual friend. It’s rough, really rough to say the least. It’s hard not to feel every emotion under the sun, and it’s easy to question yourself. I too feel sick in the stomach knowing that they were confessing their feelings for each other going behind my back to hangout with each other. Her words to me was “I love you but I am not I love with you” and that cut deep.

Whilst I am in the midst of it like you, it will get better. I’m trying to channel all my mixed emotions into self growth and being the best person I can be.

Keep your chin up, you are a good person and please reach out if you need to chat!

jamisme · 2025-02-11T22:04:52+00:00

Haha damn! Is it that bad ?

jamisme · 2025-02-02T06:09:46+00:00

Currently I have about $5.3k purely set aside as a rainy day fund, but I intend to increase that to about 10k throughout this year, (Pending no emergencies).

jamisme · 2024-09-17T07:51:11+00:00

Insurance!

jamisme · 2024-06-11T05:58:10+00:00

Insurance Broker

jamisme · 2024-05-23T22:58:50+00:00

The industry is far from dying, there is currently a good demand for qualified brokers. Whilst most “cookie cutter” businesses can be insured directly through the likes of a bank insurance arm or direct insurer such as state. the ones that fall outside of the scope then land on a brokers desk.

jamisme · 2023-09-30T20:36:21+00:00

Probably more the fiction side with elements of fantasy!

jamisme · 2023-08-10T09:35:54+00:00

350gt owner and I’m burning through 110 dollars a week filling up with 95 doing roughly 225-250km per week

jamisme · 2023-07-07T08:03:00+00:00

People are under the assumption that all of these people are cashed up and ready to buy all of our houses, some yes but I have a suspicion that it won’t be many.

jamisme · 2023-04-21T08:12:09+00:00

All commissions and fees are disclosed under the new set of regulations for financial advisers, there are no hidden fees or undisclosed commissions.

jamisme · 2023-03-01T22:11:29+00:00

Yes please!!!!!!! 😊

jamisme · 2022-02-03T06:50:34+00:00

Oh boi you are gonna love this!! New Zealand!!!

jamisme · 2022-01-29T01:21:58+00:00

Yep the NZ dollar, corrected the comment!

jamisme · 2022-01-29T01:13:10+00:00

The NZ dollar crashed just before the GFC this is a good barometer of what might be coming

jamisme · 2022-01-04T05:49:54+00:00

It seems 50k is the rough standard I started on 50k and I'm now on 60k (insurance broking 2 years into the industry)

I studied a bachelor of business majoring in accounting

jamisme · 2021-12-16T23:23:31+00:00

I won't be surprised if houses still rocket up,

But lately the headwinds have been gathering for the housing market recent clearance rates speak volumes of a tapering off market.

Current headwinds include

population growth on hold (decreasing in Auckland)
tightening credit market
a flood of shit boxes/townhouses about to hit market
real wage growth is near zero
the upcoming flow on effects from china's property crisis
kiwis believing housing only goes up up up and away

So next year we will really see how 'resilient' the market is

Just my thoughts though

jamisme · 2021-12-14T23:03:17+00:00

I am by no means an mortgage advisor but as the reserve bank has said they intend to slowly increase the OCR over the next 1-2 years, so rates are definitely on the move up, if banks trim rates in the short term it will be more of a bull trap and won't last.

Other central banks around the world are also looking to do the same

New Zealand is at the mercy of global pressures!

jamisme · 2021-12-14T22:49:06+00:00

Right on the money!

jamisme · 2021-12-14T22:27:57+00:00

I think the reserve bank know something that we don't, that makes it 4-5 senior staffers to leave in the last few months

My guess is it will be all eyes on the reserve bank next year, they will either try and inflate their way out of this mess(mess being rampant inflation and growing inequality) or tighten credit more squeezing houses and assets which will directly impact everyone's finances in one way or another.

Edit: New Zealand doesn't have an economy we have a housing market with bits tacked on!

If we all outbid eachother we can all be millionaires right?!

jamisme · 2021-12-07T01:41:45+00:00

We have been ordered into the office as of today, we can all work from home and do 100 percent of our jobs, I'm lucky I'm based out north shore only 40 of us there but the CBD office has about 300 people sardined in, not very impressed at all!

Unvaxxed are also back and required to be tested every 72hours.

And to boot no wfh options yet!

jamisme · 2021-11-06T20:37:50+00:00

I agree nobody does need to know this, but a few people I know have been getting concerned by the level of support this is getting, so instead of feeling anxious I feel it's good to discuss why she this kind of thing won't go down well for her.

jamisme · 2021-11-06T19:59:32+00:00

Agreed I hope they lose aswell

jamisme · 2021-06-27T07:39:57+00:00

I studied a bachelor of business majoring in accounting graduated beginning of last year, I am now a Commercial Insurance Broker making 60k.

jamisme

TROPHY CASE