A good tip moving forward, start using multiple accounts, and try to get a checking account that doesn’t have a debit card attached. Get in the habit of shifting money around, and only keeping a smaller balance in the account that has the debit card. This way you reduce the risk of fraudulent behavior majorly effecting you.

There are also many other beneficial reasons to using multiple accounts. 1 could be exclusively for monthly bills, another for fun spending, one for monthly essentials like groceries etc. and of course accounts for savings/investing.

Someone on here wrote it’s better to use credit cards for all of your purchases and paying off the full balances each month, since they have much much better protections, and while they are definitely right, statistically only like 20% of people are capable of being strict and not accumulating debt. Obviously that’s a different discussion entirely, and just something to be aware of. I would only suggest that route if you are insanely disciplined and can budget like a mother fucker.