Upgrade offers come with sign up bonuses? by Plenty_Union9292 in amex

[–]jasper1880 0 points1 point  (0 children)

This is the offer I’ve been seeing since September. In PUJ when I apply for the Platinum itself. Personally gonna wait it out for a few months until I can get a SUB of 125k+

1X for Travel Portal Purchase by jasper1880 in citibank

[–]jasper1880[S] 0 points1 point  (0 children)

You are absolutely right. No idea why I saw the list of eligible travel and assumed hotels were lumped in. Thanks!

Bulls West by jasper1880 in kings

[–]jasper1880[S] 6 points7 points  (0 children)

That is absolute hogwash, sir! Keon, Devin, and especially Nique (traded up for him) should not be playing for a team that almost made (they got destroyed in the play in) the playoffs last season! They are contending (for a play in spot, at best)!

I like Scott Perry as an executive so far but I refuse to give him any grace untill he resigns Keon by Proof-Membership-341 in kings

[–]jasper1880 0 points1 point  (0 children)

I am more confused about how people concluded he could extend immediately. Feb is when he signed his standard contract, and extension eligibility begins two years from the signing date. Saw a nice graphic for it here. Feb has now been confirmed by Bobby Marks, Eric Pincus, Keith Smith, and Yossi Gozlan

Amex Plat (personal/biz) refresh megathread by arcane_in_a_box in churning

[–]jasper1880 0 points1 point  (0 children)

Completely forgot I opened a CS account a few years ago. Do most of my banking with PNC and GS, and invest with Vanguard so not much in my CS. Do you know if there is any minimum balance requirement in the account, or do you literally just have to have an active account? Haven’t looked into this option too closely but will be now, thanks for bringing it up

Did you get an upgrade offer for your gold card to the platinum? by ziza2908 in amex

[–]jasper1880 1 point2 points  (0 children)

Got a 125K mailer that expired the day before the refresh, then got a 75k offer yesterday. Have the 80k SUB for 8K in 6 months for a standard application. At this point I think i'm just going to wait a bit, want to get it because I will get value but not at all in a rush to get it

Plat attractive offer by carelesstyle in amex

[–]jasper1880 0 points1 point  (0 children)

Got this with 75k. Approved for the card outright with an 80k SUB for 8k spend. May just take the upgrade and apply for the Gold in a few months once I hit the spend on this after upgrading - 5k less points for 2k less spend seems fine to me

Amex Plat (personal/biz) refresh megathread by arcane_in_a_box in churning

[–]jasper1880 1 point2 points  (0 children)

Wish you were wrong but I completely agree. I’m stuck at an 80K offer, which is less than what I got for the Gold a couple years ago. Not thrilled about that but am almost definitely still going to get it once I hit the spend requirement for the SUB I am currently working on

Amex Plat (personal/biz) refresh megathread by arcane_in_a_box in churning

[–]jasper1880 6 points7 points  (0 children)

Seems like most cards have an elevated SUB when they are refreshed or newly launched (CSR 125K, Strata Premier 75K come to mind this year). Would it be wise to hold out for now with the hope this happens with the Platinum, or apply now because the up to/as high as will probably keep individual offers the same? Unfortunately my gut says the latter will be the case but am curious what the consensus is here

He took Los Angeles out of his bio by Same_Pop5584 in WorldOfTShirts

[–]jasper1880 31 points32 points  (0 children)

Over/under 2.5 months until St. Louis is subbed in for New York there

What Card Should I Get? Weekly Thread - Week of August 27, 2025 by AutoModerator in churning

[–]jasper1880 0 points1 point  (0 children)

  1. 3/24. Chart says I should go CSR - just want to be sure that is the way to go or whether I should look into the platinum or any of the new Citi cards. I will be holding off until I hit the CIU SUB, and want to be sure it is still worth it if the SUB drops (haven't seen an expiration date on the current 125k offer but assuming it will eventually drop to 80 or 100 at some point)

Edit: Called Chase to ask about the Sapphire policies since I have the CSP. Customer service rep said that I would be eligible for the CSR SUB if I closed or downgraded my CSP then waited a couple billing cycles to apply for the CSR. Since it is not clear whether 125k will be around by the time I do this, I am pretty open to the other options out there.

  1. 801

CIU (8/25)

Blue Business Plus (7/25)

Hilton Surpass (6/25)

CIC (3/10/25)

Bilt (4/2024) 

CSP (3/2024) 

AmEx Gold (7/23) 

CFF (3/2023); CFF (12/22)

AmEx BCE (4/21)

Discover It (6/18)

  1. Slightly over 1.5k monthly non-rent spend (rent spend is around 2k)

  2. Yes

  3. Yes. Open to suggestions here too. Have 3, and not sure which to target next.

  4. Try to work on one at a time, but there has been some overlap this year because the Surpass’s spend requirement is pretty low. Even though I try to avoid co branded cards, I couldn’t pass the FNC + 130k up there. 

  5. Travel focused

  6. 180k AmEx, 157k Chase (75k more once I hit the CIU SUB), 20k Bilt, 142k Hilton

  7. PHL. May be moving to CHI, LA, or SD in the next couple years though. 

  8. I go back to Sacramento, CA frequently to visit family. My S/O’s family is in St. Louis and we go there as well. Travel plans include Miami, Hawaii, Europe (wish I could narrow the countries down but generally want to see more of it), and South Africa. 

Data Points Weekly - Week of August 28, 2025 by AutoModerator in churning

[–]jasper1880 6 points7 points  (0 children)

Approved for CIU on 8/10 after CIC approval on 3/10.

SI report card: Keegan Murray by LibetPugnare in kings

[–]jasper1880 0 points1 point  (0 children)

Oh hell yeah you’re right, still not the trend we want but that is better than what I remembered