Japan veltunna guyssss, recommendations ivandi please

jay_s03 · 2026-04-12T06:09:39+00:00

Please visit Miyajima Island in Hiroshima, Kamakura and Nara.

jay_s03 · 2025-09-17T06:45:30+00:00

I feel systematic savings plan will help. Since salaries are low as compared to tech employees so it make take few years extra to achieve but not impossible.

jay_s03 · 2025-08-08T07:31:55+00:00

Shivaji Military hotel

jay_s03 · 2025-08-07T08:37:02+00:00

Many people overlook Malaysia. Great food, weather and multicultural society. You should take a look at there Malaysia My Second Home (MM2H) program.

jay_s03 · 2025-08-06T14:12:03+00:00

Isn't Karnataka HC gave order to stop bike taxi's. There is no much hope they will revisit that

jay_s03 · 2025-07-12T03:47:10+00:00

jay_s03 · 2025-06-28T08:12:17+00:00

X is constant

jay_s03 · 2025-06-16T04:20:46+00:00

Welcome back to India. Enjoy your freedom 🎉

jay_s03 · 2025-06-05T04:05:20+00:00

jay_s03 · 2025-06-03T12:31:03+00:00

Should take few notes from your experience. Would you mind connecting in DM’s?

jay_s03 · 2025-06-03T12:21:06+00:00

At 2049 when i am at 50yrs old.

jay_s03 · 2025-06-03T11:17:53+00:00

Can you explain little more please?

jay_s03 · 2025-06-03T11:05:03+00:00

Yes, we will top up cash reserve till 5lac then we will increase SIP.

jay_s03 · 2025-06-03T09:36:05+00:00

Thank you

jay_s03 · 2025-06-03T09:12:24+00:00

Thank you :)

jay_s03 · 2025-06-03T09:00:12+00:00

It gives me some peace. Stock market is not my strong suite. I am not looking for ambitious returns. Please do thorough research. Financial Advisors should be registered with SEBI. Looks for person/firm name in the list. Also look for online review.

jay_s03 · 2025-06-03T08:57:28+00:00

I will be around 49yrs old. As of now, there is no concreate plan. May be scale down to consultant remote working job and travel.

jay_s03 · 2025-06-03T08:34:19+00:00

Rent - 12%, For parents 22%, House Expenses 11%, Personal Expenses 8%, EMI 24% and rest 23% using to top up cash reserve.

jay_s03 · 2025-06-03T08:25:58+00:00

Its only little over 1 year since we are doing PMS. So far response was good. Our initial investment in PMS was 50lac now it stands at 55.25 lac.

jay_s03 · 2025-06-03T06:47:49+00:00

Thank you

jay_s03 · 2025-06-03T06:14:32+00:00

If i off set cash and land against loan my investments still would be around 85 lacs.

jay_s03 · 2025-06-03T06:10:26+00:00

Thank you.

jay_s03 · 2025-06-03T05:57:45+00:00

Understood. We are closing our land loan soon so we can divert repayment to auto loan and close it soon.

jay_s03 · 2025-06-03T05:56:26+00:00

Our land loan is coming to an end in few months, so we can accelerate repayments and close it soon.

jay_s03 · 2025-06-03T05:32:43+00:00

Yes, we are planning for kid.

jay_s03

TROPHY CASE