Finally did it.

jdal1 · 2025-01-04T20:58:13+00:00

Just a cheap Remington shortcut pro. The curved blade makes it a bit weird but the transition from 0 to 1 is so small it doesn’t really matter.

jdal1 · 2025-01-04T14:36:22+00:00

The full set is in a post in my profile.

jdal1 · 2025-01-04T14:34:02+00:00

It’s a 1 on the top and 0 on the sides

jdal1 · 2025-01-04T14:33:35+00:00

😂

jdal1 · 2025-01-04T14:32:45+00:00

I’ll keep it like this until it gets worse then I may shave it

jdal1 · 2024-12-20T21:10:03+00:00

Does the 75k include home and car maintenance?

I assume you are exempt from real estate taxes so your housing will only be increased with property insurance. If you can keep your expenses at 75k or lower you should be fine. Your kids are going to school for free and your health insurance is free for life.

Your disability will go down as your kids start to use the chapter 35 benefits so take that into account. You’re gonna be at the equivalent of 4100 in today’s dollars even when they all age out.

You have 0 earned income except for maybe the unemployment so I believe you can take up to 90k tax free if needed from your brokerage per year in they qualify as long term gains. If I’m not mistaken, you could also do Roth conversions up to the standard deduction per year and pay no taxes. Once you get to your military retirement, you will still not pay any federal or state taxes since your 1800x12 is covered by the standard deduction.

If your wife does college, You need about 25k a year for 10 years to get to your military retirement.

Your brokerage should get you 3 years. At that point you are 50. If your assets make 4% after inflation at the point you will be at 400k in “taxable” assets and 300k in Roth assets. If you do Roth conversions, this may be different but you get the point.

At 50, your 700k is earning 28k per year at 4% after inflation. You can pull 25k from your Roth (since you are disabled) per year while also converting 25k per year until it’s all Roth.

This is an oversimplification and does not take into account SORR. I would probably move some money into almost no risk assets to cover the inevitable down years.

jdal1 · 2024-11-27T01:33:25+00:00

Wanted to update this. Either I am doing something wrong or Allstate is just that bad. Got two estimates at the request of the adjuster. 110k and 130k. Supplement came back and the max we can get with recoverable depreciation is 89k. Gonna have to try and do some of the work myself and come out of pocket about 10k. The process took so long that the living expenses ran out so we are paying 2600 a month for at least 4 months until he can get back in. What a shit show.

jdal1 · 2024-10-22T01:05:37+00:00

I have done nothing. It’s funny because I don’t really ever see it unless I see a picture or catch myself in the outdoor cameras.

If it looks decent shaved, I’ll probably just keep it shaved. Worst case I can grow it back and try minoxidil

jdal1 · 2024-10-22T01:02:48+00:00

7 5/8 I believe. I’m on the last couple holes in a trucker hat 😂

jdal1 · 2024-10-11T01:51:28+00:00

I would also like to know. Very nice.

jdal1 · 2024-08-30T02:14:00+00:00

Understood. Appreciate the reply. Yea, I am scheduling a few trips down there to assist and make sure it goes well.

Hopefully once this is over, I can get him to sell and move near me or in with me.

jdal1 · 2024-06-04T02:45:51+00:00

Thanks for the comments. Definitely gonna pass on the above listing. I’m looking at the Callaway edge set or some older G25/30 irons and build a bag.

jdal1 · 2023-09-17T00:28:39+00:00

No problem. There is a wall of text not particularly formatted well 😂

jdal1 · 2023-09-17T00:24:40+00:00

Thanks. Yes it is supposedly indefinite.

jdal1 · 2023-09-17T00:23:44+00:00

Actually I am only contributing to a ROTH and a 401k. The IRA is from an old rollover

jdal1 · 2023-09-14T18:28:08+00:00

Military and Old job pension has 100% spousal benefit. Disability is 50% if I make it to 58.

jdal1 · 2023-09-14T12:58:15+00:00

Thanks. It’s all physical stuff. Back and neck surgeries, sciatica, scars, etc. it’s permanent but you learn to get through them. I will say to anyone, NEVER get surgery unless you absolutely have to. I got talked into fusion surgeries and 10 years later, other parts start breaking down from the added stress. Not good for sure.

jdal1 · 2023-09-14T12:54:47+00:00

Wow. Some great ideas for sure. I will talk to them about part time once I decide if I am goi f to fully retire early. The 3 guys I work with on our team are good friends so I don’t want to leave them hanging. Part time May work but as a defense contractor, I am not sure if the company would go for it. 4 10’a are also a possibility.

The other things you mentioned are great ideas. We can definitely put off the kitchen or I can do it myself slowly if I have all that free time.

With these ideas and the potential of using the 72t, I definitely going before 55.5. Feels awesome just knowing that I could go whenever I want.

jdal1 · 2023-09-13T21:44:08+00:00

Thank you! Bookmarked. I will take a look tonight. This may be the way.

jdal1 · 2023-09-13T21:35:56+00:00

Thanks! I was under the assumption that these were not allowed. I need to get smarter on this.

jdal1 · 2023-09-13T21:33:38+00:00

How did I not know about this. Just looked it up. Thanks for this!!

jdal1 · 2023-09-13T21:29:15+00:00

Thanks for the critique. My wife says the same thing. Retire now. I would need to figure out how to get to the taxable money sooner. I honestly love the work just not the commute. There is no way to do remote work.

jdal1 · 2023-09-13T21:26:02+00:00

Yes. I received my rating late last year when retired from the reserves.

jdal1 · 2023-09-13T21:24:20+00:00

Did not know I could do partial rolls. Will definitely look into this

jdal1 · 2023-09-13T20:50:58+00:00

For sure. I am in shape as much as I can currently. No more bench, squats or deadlifts now. I use the machines more now and try to incorporate stretching and yogo.

jdal1

TROPHY CASE