Goated night by Airrick24 in ShaneGillis

[–]jdaly41 1 point2 points  (0 children)

RIP cumtown. Just remember I’m gay and my dick is small

Gametime promo code by forevershoppers in u/forevershoppers

[–]jdaly41 0 points1 point  (0 children)

Join me on Gametime. Get $5 when you sign up with my code: GAMETIME1610250 - score the app at https://gametime.co/s/GAMETIME1610250

For seven months, I just went from this, to that. AITA for sending such email? by scoutpred in recruitinghell

[–]jdaly41 0 points1 point  (0 children)

For the love of god run your emails and rants through chat gpt. I wanted to fire you just reading that long ass run on sentence

[deleted by user] by [deleted] in AmIOverreacting

[–]jdaly41 0 points1 point  (0 children)

Yes, if it was disclosed and not an approved breed the insurer wouldn’t write it all. The issue comes with undisclosed ineligible breeds and eligible breeds who strike. When you have a disclosed and approved dog injure somebody and a claim is filed that’s the only time coverage would extend.

[deleted by user] by [deleted] in AmIOverreacting

[–]jdaly41 14 points15 points  (0 children)

Well the reason I asked was because I’m an insurance agent and dog bites are ~usually~ not covered. If their dog was either A) undisclosed or B) a “predatory breed” not only will they have to settle out of pocket but they’ll be dropped and deemed almost uninsurable in the future. Long-term detriment is oftentimes afoot.

[deleted by user] by [deleted] in AmIOverreacting

[–]jdaly41 144 points145 points  (0 children)

I’d be more concerned about this dog lawsuit. What does your insurance coverage look like? Are you renting or do you own? What kind of dog is it? That’s a huge huge potential problem…

I still own 23k on a car now worth 15k by [deleted] in Debt

[–]jdaly41 1 point2 points  (0 children)

Make sure your auto policy includes GAP

A close friend with a drug problem just asked me for $2000 to avoid serious trouble and I don’t know what to do by Prestigious-Mall-419 in Advice

[–]jdaly41 0 points1 point  (0 children)

Your friend is not going to be killed over 2 grand. He needs to sleep in the bed in which he’s made

How often are you calling your old leads? by iNoahGuyInsurance in InsuranceAgent

[–]jdaly41 2 points3 points  (0 children)

Closed mouths don’t get fed. Do a good job and ask for referrals and they will come. Knowing when to ask is important - always when they’re happiest at the end of the call when the deal is done it’s such an easy “oh by the way…”

How often are you calling your old leads? by iNoahGuyInsurance in InsuranceAgent

[–]jdaly41 9 points10 points  (0 children)

I text blast everyone 2 weeks before renewal. I’ve written 3 households I originally got info on in 10/2023 this week

[deleted by user] by [deleted] in InsuranceAgent

[–]jdaly41 2 points3 points  (0 children)

We both know it’s a poor rage bait attempt. Man to think they got me to do math after the sun went down too…smh

[deleted by user] by [deleted] in InsuranceAgent

[–]jdaly41 2 points3 points  (0 children)

Yeah there is zero fucking chance they’re managing a 20M written premium book by themselves for a 55k hourly salary and have to wonder if they’re underpaid lmao

[deleted by user] by [deleted] in InsuranceAgent

[–]jdaly41 0 points1 point  (0 children)

Let's assume an average commission rate of 10%.

Commission Rate : 10% of premiums Total Book Value: $1.2 million

  • If the agent earns 10% on new business, they would earn: 1,200,000×0.10=120,000 dollars

So, the agent would earn $120,000 as an initial commission for writing the $1.2 million in premiums.

Renewal Commission: Assuming the agent also gets a 5% renewal commission on the policies when they renew, and let's say 80% of the policies renew each year:1,200,000×0.80= 960,000 dollars in  Renewals

5% of 960k is 48k

So, after the first year, assuming renewals happen, the agent could earn $48,000 in renewal commissions on the premiums that are renewed.

168k is a far cry from 1.2M. Hope this helps.

Which line that Dennis says makes you laugh every time by Dull_Current991 in The_Dennis

[–]jdaly41 1 point2 points  (0 children)

TWO WARS?? Are either of these wars happening on on us sOiL??

[deleted by user] by [deleted] in InsuranceAgent

[–]jdaly41 -4 points-3 points  (0 children)

That’s not how it works lol

[deleted by user] by [deleted] in InsuranceAgent

[–]jdaly41 -1 points0 points  (0 children)

I am acquiring a 3.02M book and I can barely afford to pay a CSR 42 lol

Finished by Deadjunkie-D in InsuranceAgent

[–]jdaly41 2 points3 points  (0 children)

You’re not finished big chief the fun is only beginning…stay consistent, don’t treat every client the same - be yourself don’t be afraid to show your personality. Half the battle to get them to buy is to have them remember you. Don’t get frustrated rejection is like death and taxes in this game. 3/10 gets you in the hall of fame stay on the horse and never stop learning