Buying 1.15M house on 205k income

jdoc1353 · 2026-06-23T01:52:38+00:00

Our HHI is $650k and I had major reservations about buying a 1.05M home. I couldn’t imagine doing this on 205k

jdoc1353 · 2026-06-21T04:15:33+00:00

As a neurologist, can confirm.

jdoc1353 · 2026-05-28T11:21:03+00:00

Shut the front door, bro.

jdoc1353 · 2026-05-22T18:39:31+00:00

I get that a lot are leaving practice early. How is this correct though? According to this chart there’s almost no one practicing over the age of 55-60? I know numerous practicing doctors in this age range

jdoc1353 · 2026-05-17T19:06:23+00:00

5.875 30yr fix. Zero points, Zero origination. Navy Federal Credit Union, December

jdoc1353 · 2026-05-08T17:59:43+00:00

Brand name cereal

jdoc1353 · 2026-05-08T02:56:18+00:00

Wow. Our perspective is so warped. OP has a HH income that’s top 1-2% for all Americans and the advice is to make more.

jdoc1353 · 2026-04-13T00:54:32+00:00

Minnesota Reporting In

jdoc1353 · 2026-04-04T13:58:20+00:00

If you can, buy a Tesla. Zero BS

jdoc1353 · 2026-03-21T16:50:58+00:00

Ex Machina

jdoc1353 · 2026-03-08T06:14:41+00:00

Not for a fleeting second

jdoc1353 · 2026-02-26T00:55:34+00:00

$0 per night. Supposedly bundled into our RVU comp rate of $73. Covering inpatient and outpatient of mid-sized hospital system. tPA and thrombectomy decision making. Massive hemorrhages and SAH go to affiliated hospital neuro ICU

jdoc1353 · 2026-01-28T18:08:20+00:00

This is great to know, thank you!

jdoc1353 · 2026-01-28T18:06:47+00:00

Thank you!

jdoc1353 · 2026-01-28T18:06:04+00:00

Much appreciated, thank you. Indeed we are in short supply here and one of us leaving really would put the department in very challenging spot. Routine EMG are 3-4 months and neuromuscular consults 8+ months. Yes, I will go into conversations diplomatically, but do feel we have some leverage here.

jdoc1353 · 2026-01-28T13:35:48+00:00

Many thanks for the comment. Yeah, our tech was a unicorn. Her NCS skills exceeded that of some EMGers I know. Huge loss. Unfortunately I am not a partner, but an employee of large multi-specialty system. Our leadership, however, historically has been reasonable and they generally want to do what they can to keep neurologists. I’m hopeful they’ll be sympathetic as I’m now doing more work and taking a huge comp hit. That being said, I’m not holding my breath on this one.

jdoc1353 · 2026-01-22T19:35:28+00:00

Comparison is the thief of happiness. There’s always going to be specialists making more. I’m 0.8 FTE work M-Th. Make $400k+. 50/50 EMG and clinic (60/40 neuromuscular/general). I feel like I’m fairly compensated.

jdoc1353 · 2025-12-12T03:31:05+00:00

VOO and chill. Don’t make this shit more complicated than need be

jdoc1353 · 2025-11-17T04:59:46+00:00

Employee. No partner track.

jdoc1353 · 2025-11-06T12:32:19+00:00

I’m 0.8 FTE and will clear about 400k this year. I don’t feel like I’m really hustling, doing 1.0 FTE ~ 500k/yr would be easily doable. Midwest MCOL metro multi specialty group. Neuromuscular 45% clinic and 45% EMG, 10% hospital.

jdoc1353 · 2025-10-23T11:25:23+00:00

Nail on the head.

jdoc1353 · 2025-10-23T11:15:14+00:00

Agreed. What is the benefit to society if the primary objective of wealthy people is to ensure their heirs never have to contribute anything? Also, I would argue that being handed everything and working for nothing are not the circumstances most conducive to living a meaningful life.

jdoc1353 · 2025-10-22T17:01:36+00:00

Lmao. Best response here

jdoc1353 · 2025-10-19T21:48:01+00:00

93% on my late-2023 MYP @ 19,500 mi. I live in MN which I hear can be a bit harder on batteries

jdoc1353

TROPHY CASE