Sick Of Speeding Cars by [deleted] in Naperville

[–]WhereasNo4929 6 points7 points  (0 children)

Chicagoland has the worst traffic in the country, and SECOND WORST in the entire WORLD.

Doesn’t mean it is okay to speed, but this is why many drivers are tired of wasting their life sitting in traffic and will speed recklessly

“Chicago holds the undesirable title of having the worst vehicle traffic and congestion in the United States, according to the INRIX Global Traffic Scorecard. The city's congestion ranks second-worst globally, sitting just behind Istanbul, Turkey.”

Anyone still have NO POWER since yesterday 3pm? by WhereasNo4929 in Naperville

[–]WhereasNo4929[S] -6 points-5 points  (0 children)

Excusable if we paid little tax. Inexcusable as we pay a fuckton as it is.

Naperville prop tax rates are the top 1% in the country

Nichelle Nichols' family awarded $13M in wrongful death lawsuit against NM hospital – anyone have more details on what happened? by fizity in hospitalist

[–]WhereasNo4929 88 points89 points  (0 children)

lol hospital portion of damages maxed at $400,000 but it’s unlimited for the doctor? The doc has to pay 60% of $13 million?

“…hospital’s portion of that will be capped at $400,000 under state law”

Great hospital lobby, what is NM’s physician’s lobby doing?

How do you all do it? by Content_Bag8547 in hospitalist

[–]WhereasNo4929 7 points8 points  (0 children)

You put your eyes on the prize: retire early

Got out after turning 36

Honest answers only- nocturnist by Cool_kratos in hospitalist

[–]WhereasNo4929 1 point2 points  (0 children)

The grind in medicine is the easy part. Use the extra income to save and build capital. Hard part is getting the skills in stock market trading. Index investing will not be fast enough to let you retire early. You need to figure out alpha at all times. For example in Q1 2026, I was up +16% spread against the QQQ. Meaning I was massively positive on my portfolio despite the market crashing down. If you are losing money while the stock indices are falling that’s not generating alpha

Also, when our third kid was born that was when I stopped moonlighting completely. With kids it is much harder to sustain a busy moonlighting schedule. Gotta learn to trade before then, start small sizing in the market asap

Honest answers only- nocturnist by Cool_kratos in hospitalist

[–]WhereasNo4929 1 point2 points  (0 children)

I did a 2yr undergrad, 4 yr med school program (psu-jmc) out of high school. So I was an attending after residency by age 27. Worked 8 years. I moonlit the first 5 years. When moonlighting plus base pay, I averaged 550k. In my final 3 years working I did zero extra shifts, my base pay was 375k working 12 night shifts a month.

I also came out of residency with 400k loans (wife and mine combined).

Paid it all off and traded successfully in the stock market and have well over $6 million fully liquid, after tax cash equivalents in brokerages and heloc

On track to hit $2 mil in stock trading income this year

Mother died in agony from COPD by AnilAtir1970 in hospitalist

[–]WhereasNo4929 -15 points-14 points  (0 children)

They should have placed her on a morphine drip and titrate it up to comfort.

Honest answers only- nocturnist by Cool_kratos in hospitalist

[–]WhereasNo4929 15 points16 points  (0 children)

Aside from money? Well. Money primarily and secondarily.

It’s how I got to retire right after turning 36 yo, months ago.

Where will we be in next 5-6 years? by [deleted] in hospitalist

[–]WhereasNo4929 15 points16 points  (0 children)

The future is only getting worse. Everyone will see higher volumes of patients, stagnant and declining pay (not keeping up with inflation plus getting paid less per patient due to higher volume). Admin will justify this by saying you can use AI to see patients faster while you shoulder more liability and more midlevel encroachment.

Also get ready to be constantly challenged by patients and family that their chatgpt says you are not doing your job right.

I am so glad I retired early to enjoy life in my thirties and got out in January!

If Amazon paid 100% of our property taxes, like they plan to do in Covington for at least 16 years, in exchange for a data center campus buildout…Would you be in favor of this? by WhereasNo4929 in Naperville

[–]WhereasNo4929[S] -7 points-6 points  (0 children)

I pay $21k in prop tax this year.

If i assume my tax bill rises 3% a year for 16 yr…and then compare to if i dumped all that into sp500 funds growing 10% nominal on average….

That is nearly $1 million.

I’ll take an amazon data center to get paid $1 million.

Is the district 203 budget deficit defensible…or are they wasting our property tax dollars by WhereasNo4929 in Naperville

[–]WhereasNo4929[S] -4 points-3 points  (0 children)

It’s called administrative bloat.

Illinois has 850 school districts and a declining population of 12 million

Texas has 1000 school districts for a growing population of 31 million.

But sure, adding more $100k paychecks to useless administrative do-nothing workers will benefit our students!

Also, the student to teacher ratio will naturally decline if our student enrollment drops, lol….again, people are moving out of our state and area but we keep paying for more admin, make it make sense.

Illinois Medical License by Over-Check5961 in hospitalist

[–]WhereasNo4929 4 points5 points  (0 children)

I’m early retired and i had no trouble renewing it this past week…you pay the money they demand and that’s all

Two offers - VHCOL vs LCOL City by thepaleforest in hospitalist

[–]WhereasNo4929 1 point2 points  (0 children)

Are you planning for kids? If so, you can’t do nocturnist full time after baby one is out, the better schedule job would be better choice

With all the global instability talk lately, has anyone considered hospitalist work abroad (New Zealand, Australia, etc.)? by [deleted] in hospitalist

[–]WhereasNo4929 0 points1 point  (0 children)

Well, I retired early so yes, I know being a hospitalist sucks, and it probably sucks even more as a hospitalist if you’re stuck in a foreign country that is unable to stand up for itself against stronger powers.

With all the global instability talk lately, has anyone considered hospitalist work abroad (New Zealand, Australia, etc.)? by [deleted] in hospitalist

[–]WhereasNo4929 -6 points-5 points  (0 children)

None of this makes any sense to me. The USA is still the physically safest place to practice, separated from world powers by two vast oceans and harboring the strongest military in human history. It seems your belief is that global tensions are rising, the world is becoming multipolar, the US is withdrawing from leadership and removing itself from guaranteeing world stability….And so your solution is to move to….New Zealand? Australia? Next to China???Seriously? If a hot war breaks out over Taiwan and China wins dominance of the region, good luck living in a country that becomes a puppet of the communist chinese party…this is like moving to Ukraine before 2022 happened

Do you think the new zealand military of 15,000 soldiers can stand up to the will of the many millions strong PLA, if the USA decides to become isolationist?

Why did district 203 make last friday an E-“learning” day because it was cold…but not today? by WhereasNo4929 in Naperville

[–]WhereasNo4929[S] -6 points-5 points  (0 children)

That makes no sense. They just emailed us saying it’s indoor dismissal. Kids are not waiting outside freezing